128 Central Avenue, Panama City, FL 32401 (MLS# 793246)

128 Central Avenue, Panama City, FL 32401

New Listing

$379,999

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,732 Lot Size (sq. ft.): 8,538 Status: Active

Current Price: $379,999 List Date: 7/28/2026 Last Modified: 7/28/2026

Overview

Description

Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are lookin … (Read more)

Listing Details MLS# 793246

Contract Info

List Price/SqFt: 219.4

Location

Area: 02 – Bay County – Central
Street #: 128
Street Name: Central
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 24219-010-004
Elementary School: Cherry Street
Middle School: Rutherford Middle
High School: Rutherford
Directions: Head west on US-98 W (15th Street) toward downtown Panama City. Continue on US-98 W for approximately 2.3 miles. Turn left onto Harrison Avenue. Continue south on Harrison Avenue for about 0.2 miles. Turn left onto Central Avenue. Continue a short distance (about 0.1 mile). 128 Central Ave will be on your left.
Legal Description: N MOORETOWN (1.14) LOTS COM AT SW COR OF LOT 1 BLK 8 N 237.36' FOR POB TH N 59.34' E 145.42' S 59.34' W 145.34' TO POB (TOG/W WEST 10' OF VACATED ALLEY ORB 1803 P 943) ORB 5002 P 1077

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1732
SqFt Source: Owner Measured
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: Yes
ud_i_08: 470
Year Built: 2026
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 59×145
Acreage: 0.2
Lot Size (SqFt): 8538
Pool: No

Accessory Dwelling Unit

Number of Bathrooms: Yes
Number of Bedrooms: Yes
Bathroom: Yes
Bedroom: Yes
Cooled: Yes
Heated: Yes
Kitchen: Yes
Separate Entrance: Yes

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

More Information

Appliances

Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Asphalt: Yes

Furnished

Unfurnished: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Accessibility Features

Accessible Common Area: Yes
Central Living Area: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Electric: Yes
Heat Pump: Yes
Mini-Split/Ductless: Yes

Heating

Heat Pump: Yes

Property Features

Accessibility Features: Accessible Common Area; Central Living Area Appliances: Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Electric; Heat Pump; Mini-Split/Ductless Heating: Heat Pump Furnished: Unfurnished Accessory Dwelling Unit: Bathroom; Bedroom; Cooled; Heated; Kitchen; Separate Entrance Rooms: Bedroom; Primary Bedroom Utilities: Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	126 x 138	126.00	138.00	Verify.
Bedroom	First	11 x 11	11.00	11.00	Verify.
Bedroom	First	11 x 11	11.00	11.00	Verify.
Bedroom	First	11 x 11	11.00	11.00

Listing Office: Central Bay Realty and Property Management LLC

Last Updated: July – 28 – 2026

Information deemed reliable but not guaranteed.