128 Heritage Circle, Panama City Beach, FL 32407 (MLS# 795434)

128 Heritage Circle, Panama City Beach, FL 32407

New Listing

$339,500

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,743 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $339,500 List Date: 9/15/2026 Last Modified: 9/15/2026

Overview

Description

Poolside Paradise in the Heart of Panama City Beach! Welcome to 128 Heritage Circle in beautiful Panama City Beach, Florida — a charming 3-bedroom, 2-bath home offering 1,327 heated and cooled square feet of comfortable living, stylish updates, and inviting spaces designed for both relaxing and entertaining. Step inside to find vaulted ceilings, bay windows, and a cozy fireplace that create a warm and airy feel throughout the home. The layout includes a versatile bar/entertainment area and an impressive 12×24 sunroom, giving you the perfect place to host guests, enjoy family gatherings, or simply unwind. Out back, your private Florida retreat awaits. The home features a screened-in enclosed inground pool and a fenced backyard, offering both privacy and a great setup for entertaining, pets, or play. Recent pool area improvements, including a re-tiled pool and a resurfaced pool deck with Ninja concrete coating, add even more appeal to this outdoor oasis. The primary suite se … (Read more)

Listing Details MLS# 795434

Contract Info

List Price/SqFt: 194.78

Location

Area: 03 – Bay County – Beach
Street #: 128
Street Name: Heritage
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 27884-028-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on PCB Parkway from the Hathaway Bridge – turn right on Heritage Circle – Shell gas station on the corner
Legal Description: HERITAGE VILLAGE LOT 13 BLK A ORB 4464 P 490

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1743
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1988
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 55.0 ft x 195.0 ft
Acreage: 0.25
Lot Size (SqFt): 10454
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Annually
HOA Annual Amount: 150
New Buyer Fee: No
Last Taxes: 4087.98
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea
Condo Doc: No

Remarks & Misc

Remarks: Poolside Paradise in the Heart of Panama City Beach! Welcome to 128 Heritage Circle in beautiful Panama City Beach, Florida — a charming 3-bedroom, 2-bath home offering 1,327 heated and cooled square feet of comfortable living, stylish updates, and inviting spaces designed for both relaxing and entertaining. Step inside to find vaulted ceilings, bay windows, and a cozy fireplace that create a warm and airy feel throughout the home. The layout includes a versatile bar/entertainment area and an impressive 12×24 sunroom, giving you the perfect place to host guests, enjoy family gatherings, or simply unwind. Out back, your private Florida retreat awaits. The home features a screened-in enclosed inground pool and a fenced backyard, offering both privacy and a great setup for entertaining, pets, or play. Recent pool area improvements, including a re-tiled pool and a resurfaced pool deck with Ninja concrete coating, add even more appeal to this outdoor oasis. The primary suite serves as a relaxing retreat with an en-suite bathroom, large walk-in closet, and a skylight in the primary bath that fills the space with natural light. Located on a quiet circle street with very light traffic and no thru traffic, this home offers a peaceful setting while still being close to everything. You'll love the convenient access to the Hathaway Bridge, the Navy Base, shopping, and restaurants. Plus, you're just 5 miles from Pier Park and only a quick 7-minute drive to the white sandy beaches and St. Andrews State Park. Important updates offer peace of mind, including a roof replaced in 2021, new hot water heater in 2024, new appliances, new countertops and backsplash, LeafFilter gutter guards, and more. All appliances stay. The home is being sold unfurnished, though the seller will consider working with the buyer on furnishings. This home offers the perfect blend of comfort, convenience, and coastal charm — all with your own private backyard oasis.

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes
Screened In: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Water Softener – Owned: Yes

Interior Features

Ceiling – Cathedral: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Pull Down Stairs: Yes
Split Bedroom: Yes
Window – Bay: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Covered: Yes
Patio Enclosed: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Fishing: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Easements: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Screened Porch: Yes
Sun Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Lift Station: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric; Water Softener – Owned Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Double Pane Windows; Fenced Back Yard; Patio Covered; Patio Enclosed; Sprinkler System Association Fees Include: Accounting; Fishing Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Covenants & Rescrictions; Curb & Gutter; Easements; Interior Lot; Landscaped; Retention Pond; Subdivision – Recorded Lot Access: County Road; Paved Road Pool Features: Fenced; Gunite Concrete; Inground; Screened In Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Kitchen; Living Room; Screened Porch; Sun Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Lift Station; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: County; Resid Single Family

Room Information

Room Name	Dimensions	Length	Width	Remarks
Screened Porch	12 x 15	12.00	15.00
Bedroom	14 x 12	14.00	12.00
Bedroom	14 x 12	14.00	12.00
Living Room	16 x 14	16.00	14.00
Dining Room	11 x 10	11.00	10.00	Bay Window
Kitchen	14 x 13	14.00	13.00	Kitchen and Breakfast
Sun Room	24 x 12	24.00	12.00

Listing Office: LoKation Real Estate

Last Updated: September – 15 – 2026

Information deemed reliable but not guaranteed.