12815 Merial Pass, Panama City, FL 32409
New Listing
$635,000
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
3,199
Lot Size (sq. ft.):
20,473
Status:
Active
Current Price:
$635,000
List Date:
8/05/2026
Last Modified:
8/05/2026
Listing Details MLS# 793614
Contract Info
- List Price/SqFt
- 198.5
Location
- Area
- 04 – Bay County – North
- Street #
- 12815
- Street Name
- Merial
- Street Suffix
- Pass
- State
- FL
- Zip Code
- 32409
- County
- Bay
- Sub Area
- 0413 – Bay North – Youngstown Area
- Subdivision
- Lake Merial Phase One
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 07504-176-000
- Elementary School
- Deane Bozeman
- Middle School
- Deane Bozeman
- High School
- Deane Bozeman
- Directions
- From Walmart Supercenter in Lynn Haven, head north on FL-77. Continue onto Hwy 77 for approximately 12 miles. Lake Merial gated subdivision will be located on the right. Enter through gate, and then proceed approximately .2 miles. Take your first left at the stop sign. Proceed approximately .3 miles and 12815 Merial Pass will be located on your right (corner lot).
- Legal Description
- Lot 76, LAKE MERIAL PHASE ONE, according to the plat as recorded in Plat Book 22, Pages 4, 5, 6, and 7 of the Public Records of Bay County, Florida.
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Traditional
- Apx SqFt(Htd/Cooled)
- 3199
- SqFt Source
- Prop App Site
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- # of Stories in Building
- 2
- Accessory Dwelling Unit
- No
- Year Built
- 2014
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Driveway Spaces
- 4
- Lot Dimensions
- 130.0 ft x 160.0 ft
- Acreage
- 0.47
- Lot Size (SqFt)
- 20473
- Pool
- Yes
- Pool Type
- Private
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- Yes
- HOA Amount
- 353
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 1412
- New Buyer Fee
- No
- Last Tax Year
- 2025
- Lot
- 76
- Brokerage Interest
- No Interest
- As Is
- Yes
- Section
- 19
- Township
- 1S
- Range
- 14W
Remarks & Misc
- Remarks
- Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.
Bonus Room
- Second
- Yes
More Information
Dining Room
- First
- Yes
Foyer
- First
- Yes
Laundry
- First
- Yes
Office
- First
- Yes
Pool Features
- Fenced
- Yes
- Heated – Electric
- Yes
- Inground
- Yes
- Pool/Spa Combo
- Yes
- Saltwater
- Yes
- Spa/ Hot Tub
- Yes
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Crwn Molding
- Yes
- Floor – Hardwood
- Yes
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
- Lighting – Recessed
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Brick
- Yes
- Foundation – Slab on Grade
- Yes
- Roof – Dimensional Shg
- Yes
Exterior
- Fenced Back Yard
- Yes
- Fenced Privacy
- Yes
- Porch Covered
- Yes
- Sprinkler System
- Yes
Waterfront Feature
- Boat Launch
- Yes
- Dock
- Yes
Other Structures
- Shed(s)
- Yes
Association Fees Include
- Accounting
- Yes
- Boat Launch
- Yes
- Dock
- Yes
- Fishing
- Yes
- Gated Community
- Yes
- Ground Keeping
- Yes
- Management
- Yes
- Master Association
- Yes
- Picnic Area
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- USDA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Ceiling – Tray
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Corner Lot
- Yes
- Interior Lot
- Yes
- Landscaped
- Yes
- Subdivision – Recorded
- Yes
- Sidewalk
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- Gated Access
- Yes
- Paved Road
- Yes
Parking Features
- Additional Parking
- Yes
- Driveway
- Yes
- Garage Attached
- Yes
- Oversized
- Yes
- Paved
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Beach
- Yes
- Boat Launch
- Yes
- Fishing
- Yes
- Gated Community
- Yes
- Picnic Area
- Yes
- Waterfront
- Yes
- Recreation Facilities
- Yes
- Sidewalks
- Yes
Rooms
- Bedroom
- Yes
- Bonus Room
- Yes
- Dining Room
- Yes
- Foyer
- Yes
- Full Bathroom
- Yes
- Half Bathroom
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
- Office
- Yes
Utilities
- Electricity – Connected
- Yes
- Garbage
- Yes
- Private Well
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Underground Utilities
- Yes
Waterview
- Lake
- Yes
Sale Type
- As Is
- Yes
Full Bathroom
- First
- Yes
- Second
- Yes
Half Bathroom
- First
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
- Second
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
- Multi Units
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Separate Shwr
- Yes
- MBath Tub – Soaking
- Yes
- MBath Walk-In Closet
- Yes
Primary Bathroom
- First
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric
Full Bathroom:
First; Second
Half Bathroom:
First
Primary Bedroom:
First
Bedroom:
First; Second
Cooling:
Ceiling Fan(s); Central Air; Electric; Multi Units
Heating:
Central; Electric
Exterior:
Fenced Back Yard; Fenced Privacy; Porch Covered; Sprinkler System
Association Fees Include:
Accounting; Boat Launch; Dock; Fishing; Gated Community; Ground Keeping; Management; Master Association; Picnic Area
Financing:
Cash; Conventional; FHA; USDA; VA
Furnished:
Unfurnished
Interior:
Ceiling – Tray
Kitchen:
First
Living Room:
First
Lot Features:
Corner Lot; Interior Lot; Landscaped; Sidewalk; Subdivision – Recorded; Within 1/2 Mile to Water
Lot Access:
Gated Access; Paved Road
Bonus Room:
Second
Primary Bathroom:
First
Dining Room:
First
Foyer:
First
Laundry:
First
Office:
First
Pool Features:
Fenced; Heated – Electric; Inground; Pool/Spa Combo; Saltwater; Spa/ Hot Tub
Parking Features:
Additional Parking; Driveway; Garage Attached; Oversized; Paved
Other Structures:
Shed(s)
Association Amenities:
Beach; Boat Launch; Fishing; Gated Community; Picnic Area; Recreation Facilities; Sidewalks; Waterfront
Rooms:
Bedroom; Bonus Room; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Office
Sale Type:
As Is
Utilities:
Electricity – Connected; Garbage; Private Well; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Feature:
Boat Launch; Dock
Waterview:
Lake
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Bonus Room | Second | 36 x 13 | 36.00 | 13.00 | Measurements are not exact; Buyer to verify |
| Bedroom | Second | 15 x 12.8 | 15.00 | 12.80 | Measurements are not exact; Buyer to verify |
| Full Bathroom | Second | 4.1 x 9.5 | 4.10 | 9.50 | Measurements are not exact; Buyer to verify |
| Office | First | 10.7 x 12.3 | 10.70 | 12.30 | Measurements are not exact; Buyer to verify |
| Foyer | First | 5.11 x 10.5 | 5.11 | 10.50 | Measurements are not exact; Buyer to verify |
| Dining Room | First | 10.5 x 12.4 | 10.50 | 12.40 | Measurements are not exact; Buyer to verify |
| Laundry | First | 6.5 x 8.1 | 6.50 | 8.10 | Measurements are not exact; Buyer to verify |
| Kitchen | First | 18.3 x 12 | 18.30 | 12.00 | Measurements are not exact; Buyer to verify |
| Living Room | First | 19.5 x 17.4 | 19.50 | 17.40 | Measurements are not exact; Buyer to verify |
| Primary Bedroom | First | 14.11 x 14.2 | 14.11 | 14.20 | Measurements are not exact; Buyer to verify |
| Primary Bathroom | First | 11.3 x 8.9 | 11.30 | 8.90 | Measurements are not exact; Buyer to verify |
| Bedroom | First | 13 x 11.1 | 13.00 | 11.10 | Measurements are not exact; Buyer to verify |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 | Measurements are not exact; Buyer to verify |
| Full Bathroom | First | 5 x 9.4 | 5.00 | 9.40 | Measurements are not exact; Buyer to verify |
| Half Bathroom | First | 3.2 x 7.4 | 3.20 | 7.40 | Measurements are not exact; Buyer to verify |
Listing Office:
ERA Neubauer Real Estate, Inc
Last Updated: August – 05 – 2026
Information deemed reliable but not guaranteed.