12816 Lake Merial Strand Drive 33, Panama City, FL 32409 (MLS# 795706)

12816 Lake Merial Strand Drive 33, Panama City, FL 32409

New Listing

$493,947

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,750 Lot Size (sq. ft.): 11,892 Status: Active

Current Price: $493,947 List Date: 9/22/2026 Last Modified: 9/22/2026

Overview

Description

As you enter through the stately covered porch, you'll step into a welcoming foyer. To the right, a formal dining room awaits, providing an elegant space for hosting dinner parties and special occasions. On the left, you'll find a private front wing of the home, featuring a versatile den that can serve as an office space, playroom, or easily be converted into a fifth bedroom. Adjacent to the den, there is a bedroom with a walk-in closet, offering comfortable accommodations for guests or family members. A full bathroom is conveniently located just outside these two rooms. Continuing down the hallway, you'll enter an open concept area that includes a spacious great room, kitchen, and breakfast area. This design allows the whole family to gather and interact seamlessly. The kitchen features a large corner pantry, providing ample storage for your culinary needs. An island with a sink and dishwasher adds functionality to the space. Additionally, there is an option to include a sunroom of … (Read more)

Listing Details MLS# 795706

Contract Info

List Price/SqFt: 179.62

Location

Area: 04 – Bay County – North
Street #: 12816
Street Name: Lake Merial Strand
Street Suffix: Drive
Unit #: 33
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0413 – Bay North – Youngstown Area
Subdivision: Lake Merial
Community/Resort: None
Waterfront: No
Parcel ID: 07504-300-066
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: from hwy 77, turn onto lake merial blvd, model home is first in newest section
Legal Description: LAKE MERIAL PH TWO LOT 33 ORB 4865 P 2184

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2750
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 2026
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 42 x 150
Acreage: 0.27
Lot Size (SqFt): 11892
Pool: No
Land Lease P/Year: 0

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 335
HOA Frequency: Quarterly
HOA Annual Amount: 1340
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 946.6
Last Tax Year: 2025
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: As you enter through the stately covered porch, you'll step into a welcoming foyer. To the right, a formal dining room awaits, providing an elegant space for hosting dinner parties and special occasions. On the left, you'll find a private front wing of the home, featuring a versatile den that can serve as an office space, playroom, or easily be converted into a fifth bedroom. Adjacent to the den, there is a bedroom with a walk-in closet, offering comfortable accommodations for guests or family members. A full bathroom is conveniently located just outside these two rooms. Continuing down the hallway, you'll enter an open concept area that includes a spacious great room, kitchen, and breakfast area. This design allows the whole family to gather and interact seamlessly. The kitchen features a large corner pantry, providing ample storage for your culinary needs. An island with a sink and dishwasher adds functionality to the space. Additionally, there is an option to include a sunroom off the breakfast area, further enhancing the open concept design and providing a bright and inviting space. The owner's suite is situated in a private corner of the home, away from the other living quarters. It offers a peaceful retreat, complete with an owner's bath featuring a linen closet and a spacious walk-in closet. Bedrooms 2 and 3 are located down a guest hall on the opposite side of the great room. Each bedroom boasts its own walk-in closet, offering ample storage space. These bedrooms share a full bathroom, and a hallway linen closet provides additional storage convenience. A 2-car garage is easily accessible through the laundry room, ensuring convenience and functionality in daily tasks.

Deck/Patio

First: Yes

More Information

Den

First: Yes

Dining Room

First: Yes

Great Room

First: Yes

Appliances

Dishwasher: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Brick: Yes
Wood/Frame: Yes
Roof – Asphalt: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Wood: Yes

Exterior

Double Pane Windows: Yes
Hurricane Shutters: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes

Lot Features

Cleared: Yes
Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Survey Available: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Fishing: Yes
Gated Community: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Deck/Patio: Yes
Den: Yes
Dining Room: Yes
Great Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Phone – Available: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Heat Pump: Yes

Heating

Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Dishwasher; ENERGY STAR Qualified Appliances; Microwave; Oven – Electric; Range – Electric; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Heat Pump Heating: Electric; ENERGY STAR Qualified Equipment; Heat Pump Exterior: Double Pane Windows; Hurricane Shutters; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; Gated Community; Ground Keeping; Management Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Lot Features: Cleared; Covenants & Rescrictions; Landscaped; Subdivision – Recorded; Survey Available Lot Access: Paved Road Den: First Dining Room: First Great Room: First Security Features: Gated Community Parking Features: Driveway; Garage Attached Association Amenities: Fishing; Gated Community; Trail(s) Rooms: Bedroom; Deck/Patio; Den; Dining Room; Great Room; Primary Bedroom Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Phone – Available; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	13 x 26	13.00	26.00
Bedroom	First	11 x 13	11.00	13.00
Bedroom	First	11 x 12	11.00	12.00
Bedroom	First	11 x 12	11.00	12.00
Den	First	13 x 12	13.00	12.00
Dining Room	First	12 x 14	12.00	14.00
Deck/Patio	First	16 x 10	16.00	10.00	covered
Great Room	First	17 x 20	17.00	20.00

Listing Office: Holiday Builders of the Gulf Coast

Last Updated: September – 22 – 2026

Information deemed reliable but not guaranteed.