130 Gulf Terrace Lane, Port St. Joe, FL 32456 (MLS# 788243)

130 Gulf Terrace Lane, Port St. Joe, FL 32456

$329,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,365 Lot Size (sq. ft.): 11,326 Status: Pending

Current Price: $329,000 List Date: 4/13/2026 Last Modified: 6/14/2026

Overview

Description

**Multiple Offers Exists, All Highest and Best Offers Due by 04/16/2026 01:00 PM CST** Welcome to your next favorite beach getaway! This charming 3-bedroom, 2-bathroom coastal cottage is sitting pretty in the Highlands at St. Joe Beach, and it's ready to steal your heart. Inside you'll find 1,200 square feet of laid-back living with an open concept layout that just feels right. The vaulted ceiling in the living room gives everything an airy, breezy vibe, while the primary bedroom features a gorgeous coffered ceiling that adds a touch of elegance. Wood laminate flooring flows throughout the home, and the bathrooms are decked out with modern tile and updated fixtures. The kitchen comes equipped with stainless steel appliances, making meal prep a breeze after a long day soaking up the sun. Speaking of sun, you're less than half a mile from the beach. Grab your golf cart because this community is totally golf cart friendly. Windmark Public Beach access is just a short distance awa … (Read more)

Listing Details MLS# 788243

Contract Info

List Price/SqFt: 241.03

Location

Area: 07 – Gulf County
Street #: 130
Street Name: Gulf Terrace
Street Suffix: Lane
State: FL
Zip Code: 32456
County: Gulf
Sub Area: 0702 – Gulf County – St. Joe Beach
Subdivision: Highlands At St Joe Beach
Community/Resort: None
Waterfront: No
Parcel ID: 03816-670R
Directions: From the St Joe Bridge, Head West 5 miles, Make right onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave ,Then left onto Gulf Terrace Lane— **From Tyndall Airforce , Head East on HWY 98 for 19 miles, Take left onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave ,Then left onto Gulf Terrace Lane—
Legal Description: LOT 14 of HIGHLANDS AT ST JOE BEACH

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1365
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2014
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 8
Lot Dimensions: 22 X 205 X 95 X 260
Acreage: 0.26
Lot Size (SqFt): 11326
Pool: No

Status Change Info

Under Contract Date: 2026-04-17

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City

Remarks & Misc

Remarks: **Multiple Offers Exists, All Highest and Best Offers Due by 04/16/2026 01:00 PM CST** Welcome to your next favorite beach getaway! This charming 3-bedroom, 2-bathroom coastal cottage is sitting pretty in the Highlands at St. Joe Beach, and it's ready to steal your heart. Inside you'll find 1,200 square feet of laid-back living with an open concept layout that just feels right. The vaulted ceiling in the living room gives everything an airy, breezy vibe, while the primary bedroom features a gorgeous coffered ceiling that adds a touch of elegance. Wood laminate flooring flows throughout the home, and the bathrooms are decked out with modern tile and updated fixtures. The kitchen comes equipped with stainless steel appliances, making meal prep a breeze after a long day soaking up the sun. Speaking of sun, you're less than half a mile from the beach. Grab your golf cart because this community is totally golf cart friendly. Windmark Public Beach access is just a short distance away, so sandy toes are practically guaranteed. Outside, you'll love the screened front porch for sipping morning coffee, a privacy-fenced backyard for hanging out, and a detached storage building for all your beach toys and gear. The home connects to city water and sewage, and here's the cherry on top — no homeowners association fees to worry about. Painted in beautiful coastal colors and perfectly positioned in one of Florida's most relaxed beach communities, this cottage is calling your name. Don't let someone else answer first — schedule your showing today!

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Washer: Yes

Interior Features

Ceiling – Vaulted: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes
Window – Treatment Some: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Vinyl: Yes
Trim – Vinyl: Yes
Trim – Wood: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-Part: Yes
Fenced Privacy: Yes
Patio Enclosed: Yes
Storm Windows: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Lot Features

Cleared: Yes
Cul-De-Sac: Yes
Subdivision – Recorded: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes
REO: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Washer Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Enclosed; Storm Windows Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Ceiling – Tray Lot Features: Cleared; Cul-De-Sac; Subdivision – Recorded Lot Access: County Road; Paved Road Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Driveway Other Structures: Shed(s) Rooms: Bedroom; Full Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Other Sale Type: As Is; REO Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Underground Utilities Present Zoning: County; Resid Single Family

Room Information

Room Name	Dimensions	Length	Width	Remarks
Other	29 x 9.8	29.00	9.80	Front Screened Patio
Other	10 x 16	10.00	16.00	detached metal storage building
Living Room	19 x 17	19.00	17.00
Kitchen	11 x 11	11.00	11.00
Master Bedroom	15.6 x 11	15.60	11.00
Master Bathroom		9.19		primary bath/double shower/vanity
Bedroom	11.7 x 9.3	11.70	9.30	bedroom 2
Bedroom	9.3 x 9.4	9.30	9.40	bedroom 3
Full Bathroom	10 x 4.5	10.00	4.50
Laundry	9.5 x 4.11	9.50	4.11

Listing Office: Overstreet Realty

Last Updated: June – 14 – 2026

Information deemed reliable but not guaranteed.