13020 Front Beach Road 207, Panama City Beach, FL 32407 (MLS# 781726)

13020 Front Beach Road 207, Panama City Beach, FL 32407

$260,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,025 Status: Active

Current Price: $260,000 List Date: 5/14/2026 Last Modified: 6/17/2026

Overview

Description

Experience coastal living at its finest with this fully furnished 2 bedroom, 2 bath condo, located on the top floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America — just step outside and stroll to the shoreline. With LOW HOA dues of only $350/month, this property is very practical, however it needs a little updating, as reflected in the listing price. With some updated flooring and furniture, this condo has amazing short term rental potential . The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners Only crow's next at the top — an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whe … (Read more)

Listing Details MLS# 781726

Contract Info

List Price/SqFt: 253.66

Location

Area: 03 – Bay County – Beach
Street #: 13020
Street Name: Front Beach
Street Suffix: Road
Unit #: 207
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Somerset Condo
Community/Resort: None
Waterfront: No
Parcel ID: 34417-150-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From the intersection of Front Beach Road and Middle Beach Road at Bid-A-Wee, take Front Beach Road east about 2 blocks. Somerset Condominiums are on the left across from Oleander Drive.
Legal Description: SOMERSET CONDO UNIT 207 ORB 1910 P 1253 2BR 2B 1025 H&C ORB 3812 P 1365 .

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1025
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2000
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: Gulf view condo
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1050
HOA Frequency: Quarterly
HOA Annual Amount: 4200
New Buyer Fee: No
Last Taxes: 3688
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Experience coastal living at its finest with this fully furnished 2 bedroom, 2 bath condo, located on the top floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America — just step outside and stroll to the shoreline. With LOW HOA dues of only $350/month, this property is very practical, however it needs a little updating, as reflected in the listing price. With some updated flooring and furniture, this condo has amazing short term rental potential . The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners Only crow's next at the top — an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whether you're seeking a beach getaway, income-producing rental or both – this condo delivers the perfect blend of comfort, charm and location. Don't miss your chance to own your slice of the Gulf Coast!! Sellers says, ''Bring an offer'' to begin your income producing journey!

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes

More Information

Interior Features

Breakfast Bar: Yes
Window – Treatment All: Yes

Exterior

Deck Covered: Yes

Association Fees Include

Insurance: Yes
Pest Control: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Present Zoning

Resid Multi-Family: Yes

Rooms

Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Washer/Dryer Stacked Bedroom: First Cooling: Central Air Heating: Central Exterior: Deck Covered Association Fees Include: TV Cable; Insurance; Pest Control; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Lot Features: Within 1/2 Mile to Water Rooms: Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	14 x 10.6	14.00	10.60
Bedroom	First	14 x 10.6	14.00	10.60

Listing Office: LoKation Real Estate

Last Updated: June – 17 – 2026

Information deemed reliable but not guaranteed.