1317 W 12th Street A, Panama City, FL 32401 (MLS# 794492)

1317 W 12th Street A, Panama City, FL 32401

New Listing

$1,700

Property Type: Rental Bedrooms: 3 Baths: 2 Square Footage: 1,335 Status: Active

Current Price: $1,700 List Date: 8/24/2026 Last Modified: 8/24/2026

Overview

Description

This waterfront duplex stands alone on the western side of Lake Caroline. Now 11 years old, it was built by one of Bay County’s premier homebuilders, Koehnemann Construction. Sound-proof features, 1,335 SF living area, 257 SF garage, & large attic storage. Split bedroom design with large master bedroom overlooking the lake, walk-in closet, & spacious walk-in shower. Ceramic tile floors in kitchen, baths & laundry. High elevation, 16′ above sea level, no storm damage. Close proximity to St. Andrews, Lisenby Walking Park, Al Helms Dog Park, & Panama City Garden Club and walking track. Only 4 blocks from Beach Drive with public access to watch the sunset and a view of Shell Island and the State Park. Small pets will be considered with additional non-refundable pet deposit.

Listing Details MLS# 794492

Contract Info

Rent Per: Month
Rent Price/SqFt: 1.27

Location

Street #: 1317
Street Direction: W
Street Name: 12th
Street Suffix: Street
Unit #: A
Area: 02 – Bay County – Central
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Parcel ID: 18781-010-000
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: South onto Lisenby Ave. from Hwy 98 (15th St.), Left onto 12th St., Continue Straight past The Landings at Lake Caroline (down the hill), Turn Right at the base of parking lot. It is the stand-alone Blue Duplex on the Left overlooking the western banks of Lake Caroline, left-side unit.
Contact Nm (Lst,Frst): Rick Koehnemann
Contact Phone #: 850-769-3419

General Property Info

Sub-Type: Attached Single Unit
Security Deposit: 1700
Pets?: No
Credit Check?: Yes
Managed By: No
Apx SqFt(Htd/Cooled): 1335
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2015
Immediate Occupancy: Yes
Date Available: 2026-08-24
Garage Spaces: Yes
Driveway Spaces: 2
Total Spaces: 3
Lot Dimensions: 105.0 ft x 33.0 ft

Remarks & Misc

Remarks: This waterfront duplex stands alone on the western side of Lake Caroline. Now 11 years old, it was built by one of Bay County's premier homebuilders, Koehnemann Construction. Sound-proof features, 1,335 SF living area, 257 SF garage, & large attic storage. Split bedroom design with large master bedroom overlooking the lake, walk-in closet, & spacious walk-in shower. Ceramic tile floors in kitchen, baths & laundry. High elevation, 16' above sea level, no storm damage. Close proximity to St. Andrews, Lisenby Walking Park, Al Helms Dog Park, & Panama City Garden Club and walking track. Only 4 blocks from Beach Drive with public access to watch the sunset and a view of Shell Island and the State Park. Small pets will be considered with additional non-refundable pet deposit.

Dining Room

First: Yes

More Information

Garage

First: Yes

Lease Terms

1 Year: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Free-Standing Electric Range: Yes
Free-Standing Refrigerator: Yes
Microwave: Yes
Range Hood: Yes
Self Cleaning Oven: Yes
Water Heater: Yes

Interior Features

Washer/Dryer Hookup: Yes
Ceiling – Coffered: Yes
Floor – Tile: Yes
Pantry: Yes
Pull Down Stairs: Yes
Split Bedroom: Yes
Window – Treatment All: Yes
Floor WW Carpet: Yes
Internet – Hardwiring: Yes

Assumable Mtg Typ

None: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Asphalt: Yes
Siding – Vinyl: Yes

Energy

AC – High Efficiency: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat – Central Electric: Yes
Heat Pump Air to Air: Yes
Ridge Vent: Yes
Water Heater – Electric: Yes

Exterior

Fenced Lot-Part: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

None: Yes

Financing

None: Yes

Kitchen

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Multi-Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Waterview

Lake: Yes

Restrictions

Lease Required: Yes

Full Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Floors in Unit/Home

One: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Utilities/Paid By

All Maintenance: Tenant
All Utilities: Tenant
Electric: Tenant
Garbage: Tenant
Internet: Tenant
Irrigation Water: Tenant
Water/Sewer: Tenant
Yard Maintenance: Tenant

Property Features

Lease Terms: 1 Year Restrictions: Lease Required Appliances: Cooktop; Dishwasher; Disposal; Free-Standing Electric Range; Free-Standing Refrigerator; Microwave; Range Hood; Self Cleaning Oven; Water Heater Assumable Mtg Typ: None Full Bathroom: First Primary Bedroom: First Bedroom: First Energy: AC – High Efficiency; Ceiling Fans; Double Pane Windows; Heat – Central Electric; Heat Pump Air to Air; Ridge Vent; Water Heater – Electric Exterior: Fenced Lot-Part; Porch Covered; Sprinkler System Financing: None Interior Features: Ceiling – Coffered; Floor – Tile; Floor WW Carpet; Internet – Hardwiring; Pantry; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Window – Treatment All Kitchen: First Lot Access: Paved Road Primary Bathroom: First Dining Room: First Garage: First Other Structures: None Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Full Bathroom; Garage; Kitchen; Primary Bathroom; Primary Bedroom Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	15 x 12	15.00	12.00
Master Bathroom	First	12 x 6	12.00	6.00
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	11 x 11	11.00	11.00
Full Bathroom	First	9 x 5	9.00	5.00
Dining Room	First	20 x 15	20.00	15.00	Dining / Living Room Combo
Kitchen	First	13 x 12	13.00	12.00
Garage	First	20 x 12	20.00	12.00

Listing Office: Koehnemann Realty

Last Updated: August – 24 – 2026

Information deemed reliable but not guaranteed.