1325 Kestrel Street, Panama City, FL 32405 (MLS# 785271)

1325 Kestrel Street, Panama City, FL 32405

$775,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,260 Lot Size (sq. ft.): 8,364 Status: Sold

Current Price: $775,000 List Date: 2/14/2026 Last Modified: 6/02/2026

Overview

Description

Currently Under Contract, Seller accepting Back up offers//// ASSUMABLE VA LOAN 3%!!!!!!!!!!! Perfectly situated on a premium homesite in the BEAUTIFUL community of Sweetbay, this exceptional 5-bedroom, 3.5-bath residence showcases one of the community's largest and most desirable floorplans. The highly sought-after Marco II design offers over 3,200 square feet of beautifully curated living space and is ideally positioned directly across from the picturesque community entrance, complete with a tranquil pond, new fountain, expansive greenspace, charming pergola, and the highly requested University Academy. Located on Lot 1 at the front of the neighborhood, this home places you just steps from Sweetbay's vibrant community events including live concerts, farmers markets, food trucks, shops and more. With an assumable VA loan available for qualified buyers, this property also presents a rare financing opportunity–allowing you to secure an attractive interest rate well below curre … (Read more) Currently Under Contract, Seller accepting Back up offers//// ASSUMABLE VA LOAN 3%!!!!!!!!!!! Perfectly situated on a premium homesite in the BEAUTIFUL community of Sweetbay, this exceptional 5-bedroom, 3.5-bath residence showcases one of the community’s largest and most desirable floorplans. The highly sought-after Marco II design offers over 3,200 square feet of beautifully curated living space and is ideally positioned directly across from the picturesque community entrance, complete with a tranquil pond, new fountain, expansive greenspace, charming pergola, and the highly requested University Academy. Located on Lot 1 at the front of the neighborhood, this home places you just steps from Sweetbay’s vibrant community events including live concerts, farmers markets, food trucks, shops and more. With an assumable VA loan available for qualified buyers, this property also presents a rare financing opportunity–allowing you to secure an attractive interest rate well below current market options. From the moment you arrive, the oversized covered wraparound porch invites you to relax and unwind while enjoying peaceful water views–perfect for morning coffee or evening sunsets. Inside, a grand foyer with an elegant staircase sets the tone for the open, light-filled layout. Just off the entry, French doors open to a spacious office overlooking the front yard and pond, creating an inspiring work-from-home environment. The main living area is designed for both everyday comfort and effortless entertaining. The kitchen, dining, and living spaces flow seamlessly together, enhanced by crown molding, luxury plank tile flooring, and plantation shutters. The chef’s kitchen features quartz countertops, a gas range, premium stainless steel appliances, a walk-in pantry with custom built-ins, and an oversized island ideal for gathering. Privately situated off the living area, the primary suite offers a peaceful retreat with tray ceilings, abundant natural light, and a spa-inspired en-suite bath featuring dual vanities, a walk-in wet room with soaking tub, and a custom walk-in closet with built-ins. For added convenience, the closet connects directly to the laundry room, creating a thoughtful and convenient access for everyday easy living. Step outside into your private paradise. The back lawn is beautifully manicured and inviting your elegantly designed private pool or grilling. This corner lot offers privacy and added vegetation. This home is more than just beautiful design and generous space – it offers a lifestyle defined by a MARVELOUS community of convenience, great neighbors and coastal charm. From its prime location and thoughtfully designed interior to the incredible amenities Sweetbay provides, every detail comes together to create something truly SPECIAL. If you have been searching for a home that delivers both everyday comfort and long term value, this is and opportunity you don’t want to miss. Schedule your private tour and experience it for yourself.

Listing Details MLS# 785271

Contract Info

List Price/SqFt: 229.75

Location

Area: 02 – Bay County – Central
Street #: 1325
Street Name: Kestrel
Street Suffix: Street
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Sweetbay
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 11731-100-001
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: Heading North on Highway 390, enter into Sweetbay, Upon entering into the neighborhood, home is the first house on the right.
Legal Description: SWEETBAY PHASE 1A-1 LOT 1

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 3260
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2017
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 60×140
Acreage: 0.19
Lot Size (SqFt): 8364
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-02-18
Sold Date: 2026-06-02
Sold Price/SqFt: 237.73
Sold Price/Acre: 4078947.37

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 399
HOA Frequency: Quarterly
HOA Annual Amount: 1596
New Buyer Fee: Yes
New Buyer Fee Amt: 399
Last Taxes: 7305
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Currently Under Contract, Seller accepting Back up offers//// ASSUMABLE VA LOAN 3%!!!!!!!!!!! Perfectly situated on a premium homesite in the BEAUTIFUL community of Sweetbay, this exceptional 5-bedroom, 3.5-bath residence showcases one of the community's largest and most desirable floorplans. The highly sought-after Marco II design offers over 3,200 square feet of beautifully curated living space and is ideally positioned directly across from the picturesque community entrance, complete with a tranquil pond, new fountain, expansive greenspace, charming pergola, and the highly requested University Academy. Located on Lot 1 at the front of the neighborhood, this home places you just steps from Sweetbay's vibrant community events including live concerts, farmers markets, food trucks, shops and more. With an assumable VA loan available for qualified buyers, this property also presents a rare financing opportunity–allowing you to secure an attractive interest rate well below current market options. From the moment you arrive, the oversized covered wraparound porch invites you to relax and unwind while enjoying peaceful water views–perfect for morning coffee or evening sunsets. Inside, a grand foyer with an elegant staircase sets the tone for the open, light-filled layout. Just off the entry, French doors open to a spacious office overlooking the front yard and pond, creating an inspiring work-from-home environment. The main living area is designed for both everyday comfort and effortless entertaining. The kitchen, dining, and living spaces flow seamlessly together, enhanced by crown molding, luxury plank tile flooring, and plantation shutters. The chef's kitchen features quartz countertops, a gas range, premium stainless steel appliances, a walk-in pantry with custom built-ins, and an oversized island ideal for gathering. Privately situated off the living area, the primary suite offers a peaceful retreat with tray ceilings, abundant natural light, and a spa-inspired en-suite bath featuring dual vanities, a walk-in wet room with soaking tub, and a custom walk-in closet with built-ins. For added convenience, the closet connects directly to the laundry room, creating a thoughtful and convenient access for everyday easy living. Step outside into your private paradise. The back lawn is beautifully manicured and inviting your elegantly designed private pool or grilling. This corner lot offers privacy and added vegetation. This home is more than just beautiful design and generous space – it offers a lifestyle defined by a MARVELOUS community of convenience, great neighbors and coastal charm. From its prime location and thoughtfully designed interior to the incredible amenities Sweetbay provides, every detail comes together to create something truly SPECIAL. If you have been searching for a home that delivers both everyday comfort and long term value, this is and opportunity you don't want to miss. Schedule your private tour and experience it for yourself.

More Information

Bonus Room

Second: Yes

Deck/Patio

First: Yes

Pool Features

Other – See Remarks: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Instant Hot Water: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Gas: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Pantry: Yes
Plantation Shutters: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Cedar/Shake: Yes
Siding – Hardie Board: Yes
Trim – Wood: Yes

Exterior

Columns: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Pergola: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Fishing: Yes
Insurance: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Ceiling – Tray: Yes
Floor – Carpet: Yes

Lot Features

Corner Lot: Yes
Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes
Waterfront: Yes

Lot Access

City Street: Yes

Parking Features

Additional Parking: Yes
Garage Detached: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Fishing: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Waterfront: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Deck/Patio: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes

Waterfront Type

See Remarks: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Instant Hot Water; Microwave; Oven – Gas; Range – Gas; Refrigerator; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Columns; Double Pane Windows; Fenced Back Yard; Patio Open; Porch Covered; Sprinkler System Association Fees Include: BBQ Pit/Grill; Fishing; Insurance; Picnic Area; Playground; Pool; Recreational Faclty Financing: Assume w/int; Cash; Conventional; VA Furnished: Unfurnished Interior: Bonus Room; Ceiling – Tray; Floor – Carpet Lot Features: Corner Lot; Covenants & Rescrictions; Landscaped; Retention Pond; Subdivision – Recorded; Waterfront Lot Access: City Street Bonus Room: Second Pool Features: Other – See Remarks Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Additional Parking; Garage Detached; Paved Other Structures: Pergola Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Business Center; Fishing; Picnic Area; Playground; Pool; Sidewalks; Waterfront Rooms: Bedroom; Bonus Room; Deck/Patio; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: See Remarks Waterview: Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	13 x 12	13.00	12.00	apx
Bedroom	First	13 x 12	13.00	12.00	apx
Bonus Room	Second	23 x 21	23.00	21.00	apx
Deck/Patio	First	12 x 12	12.00	12.00	apx
Master Bedroom	First	19 x 15	19.00	15.00	apx

Listing Office: CENTURY 21 Commander Realty

Last Updated: June – 02 – 2026

Information deemed reliable but not guaranteed.