13650 Front Beach Road, Panama City Beach, FL 32413

$2,190,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,176 Lot Size (sq. ft.): 2,614 Status: Active
Current Price: $2,190,000 List Date: 9/19/2025 Last Modified: 2/28/2026

Description

This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach’s newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that’s ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that’s sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort’s zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

More Information MLS# 779276

Listing Info, Tax and Legal

Homestead: No HOA Fee: Yes HOA Amount: 1220 HOA Frequency: Quarterly HOA Annual Amount: 4880 New Buyer Fee: Yes New Buyer Fee Amt: 5000 New Buyer Fee Paid: $ Last Taxes: 17988.3 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Contract Info

List Price/SqFt: 689.55 Status: Active List Date: 2025-09-19 List Price: $2,190,000 Current Price: $2,190,000

Location

Sub Area: 0320 – Beach – Middle Central Community/Resort: None Waterfront: No Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: Driving on US-98 W, turn left onto Alf Coleman Rd, then turn right onto Middle Beach Rd, continue on Front Beach Road. The property is on the left side corner of the main entrance to Margaritaville Cottages. Area: 03 – Bay County – Beach Street #: 13650 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Subdivision: Margaritaville Cottages Parcel ID: 34764-150-080 Legal Description: PANAMA CITY BEACH RESORT LOT 8 MARGARITAVILLE COTTAGES PH 2 ORB 4664 P 859

General Property Info

Acreage: 0.06 Design: Caribbean Lot Size (SqFt): 2614 Apx SqFt(Htd/Cooled): 3176 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 # of Stories in Building: 3 Lot Dimensions: 32×81 New Construction: No Garage Y/N: No Driveway Spaces: 2 Pool: Yes Pool Type: Community Sub-Type: Detached Single Family Bedrooms: 5 Full Baths: 4 Total Baths: 5 Year Built: 2023

Remarks & Misc

Remarks: This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach’s newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that’s ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that’s sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort’s zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

Great Room

First: 1

Appliances

Bar Fridge: 1 Cooktop – Gas: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Ice Maker: 1 Microwave: 1 Oven – Electric: 1 Range Hood: 1 Washer: 1

Interior Features

Ceiling – Coffered: 1 Floor – Vinyl Plank: 1 Kitchen Island: 1 Lighting – Recessed: 1 Stairs: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Roof – Metal: 1 Siding – Hardie Board: 1

Exterior

Deck Covered: 1 Deck Open: 1 Double Pane Windows: 1 Fenced Back Yard: 1 Fenced Lot-Part: 1 Patio Covered: 1

Association Fees Include

Accounting: 1 Beach: 1 Ground Keeping: 1 Management: 1 Pest Control: 1 Pool: 1 Recreational Faclty: 1 Sewer: 1 Trash Disposal: 1 Water: 1

Furnished

Furnished: 1

Interior

Bonus Room: 1

Kitchen

First: 1

Lot Features

Cleared: 1 Corner Lot: 1 Covenants & Rescrictions: 1 Deeded Access: 1 Near Beach Access: 1 Within 1/2 Mile to Water: 1

Lot Access

Paved Road: 1 Private Road: 1

Parking Features

Driveway: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBed Balcony: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Beach: 1 Pool: 1 Waterfront: 1 Recreation Facilities: 1

Rooms

Bedroom: 1 Great Room: 1 Kitchen: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Natural Gas – Connected: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1 Third: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range Hood; Washer Master Bedroom: Second Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-Part; Patio Covered Association Fees Include: Accounting; Beach; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Sewer; Trash Disposal; Water Furnished: Furnished Interior: Bonus Room Kitchen: First Lot Features: Cleared; Corner Lot; Covenants & Rescrictions; Deeded Access; Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Great Room: First Parking Features: Driveway Association Amenities: Beach; Pool; Recreation Facilities; Waterfront Rooms: Bedroom; Great Room; Kitchen; Master Bedroom Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Great Room Level: First Dimensions: 12 x 23 Length: 12.00 Width: 23.00 Dimensions: 12 x 23 Kitchen Level: First Dimensions: 15 x 12 Length: 15.00 Width: 12.00 Dimensions: 15 x 12 Bedroom Level: First Dimensions: 14 x 15 Length: 14.00 Width: 15.00 Dimensions: 14 x 15 Master Bedroom Level: Second Dimensions: 17 x 15 Length: 17.00 Width: 15.00 Dimensions: 17 x 15 Bedroom Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: Third Dimensions: 18 x 14 Length: 18.00 Width: 14.00 Dimensions: 18 x 14
Listing Office: Scenic Sotheby's International Realty
Last Updated: February – 28 – 2026
Information deemed reliable but not guaranteed.