13650 Front Beach Road, Panama City Beach, FL 32413 (MLS# 779276)

13650 Front Beach Road, Panama City Beach, FL 32413

$2,190,000

23-web-or-mls-PANHANDLE - 13658 FRONT BE

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,176 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $2,190,000 List Date: 9/19/2025 Last Modified: 4/13/2026

Overview

Description

This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in … (Read more) This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach’s newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that’s ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that’s sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort’s zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

Listing Details MLS# 779276

Contract Info

List Price/SqFt: 689.55

Location

Area: 03 – Bay County – Beach
Street #: 13650
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Margaritaville Cottages
Community/Resort: None
Waterfront: No
Parcel ID: 34764-150-080
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Driving on US-98 W, turn left onto Alf Coleman Rd, then turn right onto Middle Beach Rd, continue on Front Beach Road. The property is on the left side corner of the main entrance to Margaritaville Cottages.
Legal Description: PANAMA CITY BEACH RESORT LOT 8 MARGARITAVILLE COTTAGES PH 2 ORB 4664 P 859

General Property Info

Sub-Type: Detached Single Family
Design: Caribbean
Apx SqFt(Htd/Cooled): 3176
SqFt Source: Prop App Site
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 3
Year Built: 2023
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 32×81
Acreage: 0.06
Lot Size (SqFt): 2614
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1220
HOA Frequency: Quarterly
HOA Annual Amount: 4880
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 17988.3
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that's sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort's zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.

Great Room

First: Yes

More Information

Appliances

Bar Fridge: Yes
Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Washer: Yes

Interior Features

Ceiling – Coffered: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Stairs: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Covered: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Lot-Part: Yes
Patio Covered: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Ground Keeping: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Lot Features

Cleared: Yes
Corner Lot: Yes
Covenants & Rescrictions: Yes
Deeded Access: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Balcony: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Beach: Yes
Pool: Yes
Waterfront: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range Hood; Washer Master Bedroom: Second Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-Part; Patio Covered Association Fees Include: Accounting; Beach; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Sewer; Trash Disposal; Water Furnished: Furnished Interior: Bonus Room Kitchen: First Lot Features: Cleared; Corner Lot; Covenants & Rescrictions; Deeded Access; Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Great Room: First Parking Features: Driveway Association Amenities: Beach; Pool; Recreation Facilities; Waterfront Rooms: Bedroom; Great Room; Kitchen; Master Bedroom Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Great Room	First	12 x 23	12.00	23.00
Kitchen	First	15 x 12	15.00	12.00
Bedroom	First	14 x 15	14.00	15.00
Master Bedroom	Second	17 x 15	17.00	15.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Third	18 x 14	18.00	14.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: April – 13 – 2026

Information deemed reliable but not guaranteed.