13650 Front Beach Road, Panama City Beach, FL 32413
$2,190,000
Property Type:
Residential
Bedrooms:
5
Baths:
5
Square Footage:
3,176
Lot Size (sq. ft.):
2,614
Status:
Active
Current Price:
$2,190,000
List Date:
9/19/2025
Last Modified:
2/28/2026
Description
This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach’s newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that’s ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that’s sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort’s zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.
More Information MLS# 779276
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1220
HOA Frequency: Quarterly
HOA Annual Amount: 4880
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 17988.3
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 689.55
Status: Active
List Date: 2025-09-19
List Price: $2,190,000
Current Price: $2,190,000
Location
Sub Area: 0320 – Beach – Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Driving on US-98 W, turn left onto Alf Coleman Rd, then turn right onto Middle Beach Rd, continue on Front Beach Road. The property is on the left side corner of the main entrance to Margaritaville Cottages.
Area: 03 – Bay County – Beach
Street #: 13650
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-150-080
Legal Description: PANAMA CITY BEACH RESORT LOT 8 MARGARITAVILLE COTTAGES PH 2 ORB 4664 P 859
General Property Info
Acreage: 0.06
Design: Caribbean
Lot Size (SqFt): 2614
Apx SqFt(Htd/Cooled): 3176
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 32×81
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2023
Remarks & Misc
Remarks: This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach’s newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that’s ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that’s sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort’s zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.
Great Room
First: 1
Appliances
Bar Fridge: 1
Cooktop – Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Oven – Electric: 1
Range Hood: 1
Washer: 1
Interior Features
Ceiling – Coffered: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Stairs: 1
Wet Bar: 1
Window – Treatment All: 1
Construction/Siding
Roof – Metal: 1
Siding – Hardie Board: 1
Exterior
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Lot-Part: 1
Patio Covered: 1
Association Fees Include
Accounting: 1
Beach: 1
Ground Keeping: 1
Management: 1
Pest Control: 1
Pool: 1
Recreational Faclty: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Lot Features
Cleared: 1
Corner Lot: 1
Covenants & Rescrictions: 1
Deeded Access: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Balcony: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Beach: 1
Pool: 1
Waterfront: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Great Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Natural Gas – Connected: 1
Internet – Broadband Available: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Gulf: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range Hood; Washer
Master Bedroom: Second
Bedroom: First; Second; Third
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-Part; Patio Covered
Association Fees Include: Accounting; Beach; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Sewer; Trash Disposal; Water
Furnished: Furnished
Interior: Bonus Room
Kitchen: First
Lot Features: Cleared; Corner Lot; Covenants & Rescrictions; Deeded Access; Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Great Room: First
Parking Features: Driveway
Association Amenities: Beach; Pool; Recreation Facilities; Waterfront
Rooms: Bedroom; Great Room; Kitchen; Master Bedroom
Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Great Room
Level: First
Dimensions: 12 x 23
Length: 12.00
Width: 23.00
Dimensions: 12 x 23
Kitchen
Level: First
Dimensions: 15 x 12
Length: 15.00
Width: 12.00
Dimensions: 15 x 12
Bedroom
Level: First
Dimensions: 14 x 15
Length: 14.00
Width: 15.00
Dimensions: 14 x 15
Master Bedroom
Level: Second
Dimensions: 17 x 15
Length: 17.00
Width: 15.00
Dimensions: 17 x 15
Bedroom
Level: Second
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Dimensions: 12 x 11
Bedroom
Level: Second
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Dimensions: 12 x 11
Bedroom
Level: Third
Dimensions: 18 x 14
Length: 18.00
Width: 14.00
Dimensions: 18 x 14
Listing Office:
Scenic Sotheby's International Realty
Last Updated: February – 28 – 2026
Information deemed reliable but not guaranteed.