13651 Front Beach Road, Panama City Beach, FL 32413 (MLS# 776797)

13651 Front Beach Road, Panama City Beach, FL 32413

$3,000,000

Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,990 Lot Size (sq. ft.): 8,276 Status: Sold

Current Price: $3,000,000 List Date: 7/27/2025 Last Modified: 9/30/2025

Overview

Description

HIGHLY MOTIVATED SELLER!! PRICED 100'S OF THOUSANDS BELOW MARKET VALUE!!! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort.Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball … (Read more) HIGHLY MOTIVATED SELLER!! PRICED 100’S OF THOUSANDS BELOW MARKET VALUE!!! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort.Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball table. Located on this level is also a full size bathroom and bedroom. For the most stunning views of the beach this home features its living and entertaining space on the second floor. Opening up to an expansive balcony is an open concept that allows everyone to enjoy, whether you’re relaxing in the deep sectional sofa, having a bite at the dining table or showing off your chef skills in the kitchen for the week featuring fresh gulf seafood, you will be sure to have a stunning view of the emerald coast’s sparkling water and white sandy beach. For the chef in the family, this kitchen is sure to not disappoint, featuring Frigidaire Professional Appliances, 36” gas range, quartz countertops, and exquisite cabinetry. In addition to the living and entertaining space on the second level, the home also features two guest bedrooms with ensuite baths and a full size washer and dryer along with a half bath. Next on the third floor is the beachfront master suite with sweeping gulf views running east to west. Stepping out on the expansive third floor balcony allows its guest to see all the way down the panhandle’s coast line. Getting ready for your day or unwinding is nothing short of luxury in the exquisite master bath, featuring a massive oversized glassed-in shower with stunning tiles and a walk-in closet. The 3rd floor also includes two additional guest bedrooms with ensuite baths, as well as another bunk area. Plenty of parking with a two-car carport, as well as three additional spaces. Owners and guests will experience the ultimate in island-inspired dining and drink options with Margaritaville’s signature concepts, including The Salty Rim Bar & Grill Fins Restaurant and Bar, and Joe Merchant’s Coffee & Provisions.Unwind in the expansive resort oasis pool, complete with private cabanas, H20 Adventure Waterslides, and a 425-foot lazy river. Engage in a friendly game of pickleball, participate in activities on the lawn, or test your skills in the indoor arcade. At Margaritaville, they cater to every preference. If relaxation is your goal, soak up the sun on the beach. If adventure is your calling, try the bike rentals or paddleboard lessons. With options to suit every itinerary, Margaritaville promises an unforgettable beach experience. Call today for additional information on the resort, rental income potential and to see this beautiful beachfront home.

Listing Details MLS# 776797

Contract Info

List Price/SqFt: 876.94

Location

Area: 03 – Bay County – Beach
Street #: 13651
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Margaritaville Cottages
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34764-100-060
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Located approximately 2 miles East of Pier Park on Front Beach Road. Gulf front
Legal Description: PANAMA CITY BEACH RESORT LOT 6 MARGARITAVILLE COTTAGES PH 1 ORB 4675 P 719

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3990
SqFt Source: Prop App Site
Full Baths: 6
Half Baths: Yes
Total Baths: 7
# of Stories in Building: 3
Year Built: 2023
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 40 x 206
Acreage: 0.19
Lot Size (SqFt): 8276
Beach Frontage: 40
Pool: Yes
Pool Type: Private

Status Change Info

Under Contract Date: 2025-08-18
Sold Date: 2025-09-30
Sold Price/SqFt: 751.88
Sold Price/Acre: 15789473.68

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2225
HOA Frequency: Quarterly
HOA Annual Amount: 8900
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 31739
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: HIGHLY MOTIVATED SELLER!! PRICED 100'S OF THOUSANDS BELOW MARKET VALUE!!! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort.Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball table. Located on this level is also a full size bathroom and bedroom. For the most stunning views of the beach this home features its living and entertaining space on the second floor. Opening up to an expansive balcony is an open concept that allows everyone to enjoy, whether you're relaxing in the deep sectional sofa, having a bite at the dining table or showing off your chef skills in the kitchen for the week featuring fresh gulf seafood, you will be sure to have a stunning view of the emerald coast's sparkling water and white sandy beach. For the chef in the family, this kitchen is sure to not disappoint, featuring Frigidaire Professional Appliances, 36'' gas range, quartz countertops, and exquisite cabinetry. In addition to the living and entertaining space on the second level, the home also features two guest bedrooms with ensuite baths and a full size washer and dryer along with a half bath. Next on the third floor is the beachfront master suite with sweeping gulf views running east to west. Stepping out on the expansive third floor balcony allows its guest to see all the way down the panhandle's coast line. Getting ready for your day or unwinding is nothing short of luxury in the exquisite master bath, featuring a massive oversized glassed-in shower with stunning tiles and a walk-in closet. The 3rd floor also includes two additional guest bedrooms with ensuite baths, as well as another bunk area. Plenty of parking with a two-car carport, as well as three additional spaces. Owners and guests will experience the ultimate in island-inspired dining and drink options with Margaritaville's signature concepts, including The Salty Rim Bar & Grill Fins Restaurant and Bar, and Joe Merchant's Coffee & Provisions.Unwind in the expansive resort oasis pool, complete with private cabanas, H20 Adventure Waterslides, and a 425-foot lazy river. Engage in a friendly game of pickleball, participate in activities on the lawn, or test your skills in the indoor arcade. At Margaritaville, they cater to every preference. If relaxation is your goal, soak up the sun on the beach. If adventure is your calling, try the bike rentals or paddleboard lessons. With options to suit every itinerary, Margaritaville promises an unforgettable beach experience. Call today for additional information on the resort, rental income potential and to see this beautiful beachfront home.

More Information

Bunk Room

Second: Yes

Master Bathroom

Third: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes

Appliances

Bar Fridge: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Double: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Washer: Yes
Water Heater – Electric: Yes
Wine Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Elevator: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Plantation Shutters: Yes
Skylight(s): Yes
Stairs: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Double Pane Windows: Yes
Shower: Yes
Patio Covered: Yes
Storm Doors: Yes
Storm Windows: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Ceiling – Tray: Yes
Insulated Doors: Yes

Kitchen

Second: Yes

Lot Features

Dedicated Beach: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Carport Attached: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes
Resid Single Family: Yes
Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Security-24 hour: Yes
Water Park: Yes
Waterfront: Yes
Recreation Facilities: Yes
Shuffleboard Court: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Multi Units: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Bar Fridge; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Double; Oven – Electric; Range – Electric; Range Hood; Washer; Water Heater – Electric; Wine Refrigerator Full Bathroom: First Master Bedroom: Third Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units Heating: Central; Electric Exterior: Balcony; Deck Covered; Double Pane Windows; Shower; Patio Covered; Storm Doors; Storm Windows Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Internet-WiFi; Ground Keeping; Picnic Area; Playground; Pool; Trash Disposal Financing: Conventional Furnished: Furnished Interior: Bunk Room; Ceiling – Tray; Insulated Doors Kitchen: Second Lot Features: Dedicated Beach; Sidewalk; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Bunk Room: Second Master Bathroom: Third Pool Features: Gunite Concrete; Inground Parking Features: Additional Parking; Carport Attached; Paved Association Amenities: BBQ Pit/Grill; Beach; Exercise Room; Pavilion/Gazebo; Playground; Pool; Recreation Facilities; Security-24 hour; Shuffleboard Court; Sidewalks; Water Park; Waterfront Rooms: Bedroom; Bunk Room; Full Bathroom; Kitchen; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family; Resid Single Family; Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Third	15 x 15	15.00	15.00
Master Bathroom	Third	12 x 12	12.00	12.00
Bedroom	First	12 x 10	12.00	10.00
Full Bathroom	First	10 x 10	10.00	10.00
Bedroom	Second	12 x 10	12.00	10.00
Bedroom	Second	12 x 10	12.00	10.00
Bunk Room	Second	14 x 10	14.00	10.00
Kitchen	Second	15 x 12	15.00	12.00

Listing Office: Beach Haven Realty

Last Updated: September – 30 – 2025

Information deemed reliable but not guaranteed.