13657 Front Beach Road, Panama City Beach, FL 32413 (MLS# 786527)

13657 Front Beach Road, Panama City Beach, FL 32413

$3,695,000

Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,990 Lot Size (sq. ft.): 8,240 Status: Active

Current Price: $3,695,000 List Date: 3/09/2026 Last Modified: 3/09/2026

Overview

Description

BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The … (Read more)

Listing Details MLS# 786527

Contract Info

List Price/SqFt: 926.07

Location

Area: 03 – Bay County – Beach
Street #: 13657
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Margaritaville Cottages
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34764-100-030
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79, go to Front Beach, Turn Left and travel to Margaritaville, approximately 6 miles, resort is at corner of Middle Beach and front Beach, take first entry to Gulf side, house is third on right
Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3990
SqFt Source: Prop App Site
Balcony SqFt: 360
Full Baths: 6
Half Baths: Yes
Total Baths: 7
# of Stories in Building: 3
Year Built: 2023
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 3
Lot Dimensions: 40×206
Acreage: 0.19
Lot Size (SqFt): 8240
Beach Frontage: 40
Pool: Yes
Pool Type: Private

Waterfront Feature

Waterfront Feet: 40'

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 300
HOA Frequency: Quarterly
HOA Annual Amount: 1200
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
Last Taxes: 37923
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

More Information

Balcony

Second: Yes
Third: Yes

Deck/Patio

First: Yes

Dining Room

Second: Yes

Great Room

Second: Yes

Laundry

Second: Yes

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes

Recreation Room

First: Yes

Storage

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Instant Hot Water: Yes
Microwave: Yes
Oven – Convection: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Beamed: Yes
Elevator: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – On Piling: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Deck Covered: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Shower: Yes
Patio Open: Yes
Porch Open: Yes

Association Fees Include

Accounting: Yes
Game Room: Yes
Ground Keeping: Yes
Internet Service: Yes
Management: Yes
Master Association: Yes
Recreational Faclty: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Water Park: Yes

Financing

Cash: Yes

Furnished

Furnished: Yes

Interior

Bunk Hallway: Yes
Insulated Doors: Yes

Kitchen

Second: Yes

Lot Features

Dedicated Beach: Yes
Deeded Access: Yes
Deeded Access Water: Yes
Landscaped: Yes
Waterfront: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Carport Attached: Yes
Driveway: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Association Amenities

Beach: Yes
Security-24 hour: Yes
Water Park: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Deck/Patio: Yes
Dining Room: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Master Bedroom: Yes
Recreation Room: Yes
Storage: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Second: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes
Multi Units: Yes

Heating

Central: Yes
Forced Air: Yes

Security Features

Carbon Monoxide Detector: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Freezer; Instant Hot Water; Microwave; Oven – Convection; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Master Bedroom: Third Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Heat Pump; Multi Units Heating: Central; Forced Air Exterior: Balcony; Built-in Barbecue/Grill; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Patio Open; Porch Open Association Fees Include: Accounting; TV Cable; Game Room; Internet Service; Ground Keeping; Management; Master Association; Recreational Faclty; Trash Disposal; Water; Water Park Financing: Cash Furnished: Furnished Interior: Bunk Hallway; Insulated Doors Kitchen: Second Lot Features: Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Waterfront Lot Access: City Street; Paved Road Balcony: Second; Third Dining Room: Second Great Room: Second Laundry: Second Pool Features: Gunite Concrete; Heated – Gas Recreation Room: First Security Features: Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Storage: First Parking Features: Carport Attached; Driveway Association Amenities: Beach; Security-24 hour; Water Park; Waterfront; Other – See Remarks Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Water – Connected Waterfront Type: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	11.25 x 12.5	11.25	12.50	with ensuite bath
Recreation Room	First	25 x 15	25.00	15.00	with Wet Bar
Bedroom	Second	12 x 12	12.00	12.00	with ensuite bath
Bedroom	Second	12 x 12	12.00	12.00	with ensuite bath
Great Room	Second	26 x 15	26.00	15.00
Dining Room	Second	11 x 12	11.00	12.00
Kitchen	Second	11 x 13	11.00	13.00
Master Bedroom	Third	14 x 15	14.00	15.00	Gulf Front & Ensuite Bath
Bedroom	Third	14 x 15	14.00	15.00	Gulf Front & Ensuite Bath
Bedroom	Third	12 x 12	12.00	12.00	with Ensuite Bath
Laundry	Second	5 x 9	5.00	9.00	side by side appliances
Storage	First	6 x 7	6.00	7.00	exterior on carport
Deck/Patio	First	25 x 16	25.00	16.00	with pool, beach entry
Balcony	Second	25 x 8	25.00	8.00	opens from living area
Balcony	Third	25 x 8	25.00	8.00	opens from Bedrooms

Listing Office: Beach Time Realty, Inc

Last Updated: March – 09 – 2026

Information deemed reliable but not guaranteed.