13658 Front Beach Road 4, Panama City Beach, FL 32413
$1,949,000
Property Type:
Residential
Bedrooms:
6
Baths:
7
Square Footage:
3,223
Lot Size (sq. ft.):
2,592
Status:
Active
Current Price:
$1,949,000
List Date:
3/22/2026
Last Modified:
3/22/2026
Overview
Description
…
(Read more)
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴
Your Gateway to Paradise | Panama City Beach
An ideal opportunity to capitalize on strong Summer rental season.
Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise.
Designed with the sought-after ”DAYDREAMIN”’ floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience.
🌊 Coastal Living Across Three Levels
First Level:
The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring:
Frigidaire Professional appliances
36” gas range
Quartz countertops
Maple cabinetry
This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility.
Second Level:
The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring:
Double vanities
Soaking tub
Walk-in shower
Also on this level:
Two additional guest bedrooms
A bunk room
Two full bathrooms
Third Level:
Designed for flexibility and privacy, the third floor includes:
A large bedroom with private balcony and Gulf views
Additional bedroom and full bath
Bonus room ideal for a second living area, media space, or game room
✨ Luxury Features & Finishes
Gulf views from all three levels 🌊
Two wet bars with beverage refrigerators & ice maker
Luxury vinyl plank flooring throughout
Quartz countertops throughout
Maple cabinetry
Private 7-seat hot tub
Heated plunge pool and Lazy River
Three dedicated parking spaces
🌴 Resort Lifestyle Like No Other
Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river & water slides
Poolside food & beverage service
On-site restaurant & poolside bar (”License to Chill”)
Fitness center, arcade, and entertainment complex
Paddleboarding, kayaking, and beachfront activities
📍 Prime Location
Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport.
💰 Investment Meets Lifestyle
This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach’s most desirable resort communities — offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking.
Live the dream. Share the dream.
Welcome to Margaritaville Waterside Retreat #4 🌊
Listing Details MLS# 787151
Contract Info
- List Price/SqFt
- 604.72
Location
- Area
- 03 – Bay County – Beach
- Street #
- 13658
- Street Name
- Front Beach
- Street Suffix
- Road
- Unit #
- 4
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0320 – Beach – Middle Central
- Subdivision
- Margaritaville Cottages
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 34764-150-040
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
- Legal Description
- PANAMA CITY BEACH RESORT LOT 4 MARGARITAVILLE COTTAGES PH 2 ORB 4692 P 1865
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Caribbean
- Apx SqFt(Htd/Cooled)
- 3223
- SqFt Source
- Builders Plans
- Full Baths
- 6
- Half Baths
- Yes
- Total Baths
- 7
- # of Stories in Building
- 3
- Year Built
- 2023
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 32 X 81
- Acreage
- 0.06
- Lot Size (SqFt)
- 2592
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 1288
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 5152
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 5000
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- 🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities — offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊
Great Room
- First
- Yes
More Information
Pool Features
- Heated – Electric
- Yes
- Inground
- Yes
Appliances
- Cooktop – Gas
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- ENERGY STAR Qualified Appliances
- Yes
- Ice Maker
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Interior Features
- Ceiling – Raised
- Yes
- Floor – Vinyl
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Stairs
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Roof – Metal
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Deck Covered
- Yes
- Deck Open
- Yes
- Double Pane Windows
- Yes
- Fenced Back Yard
- Yes
- Sprinkler System
- Yes
Waterfront Feature
- Shore – Beach
- Yes
Association Fees Include
- Accounting
- Yes
- Beach
- Yes
- Community Room
- Yes
- Conference Center
- Yes
- Exercise Room
- Yes
- Game Room
- Yes
- Ground Keeping
- Yes
- Internet-WiFi
- Yes
- Legal
- Yes
- Management
- Yes
- Master Association
- Yes
- Pool
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- Trash Disposal
- Yes
- TV Cable
- Yes
- Water
- Yes
- Water Park
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Furnished
- Yes
Interior
- Bonus Room
- Yes
- Bunk Room
- Yes
Kitchen
- First
- Yes
Lot Features
- Covenants & Rescrictions
- Yes
- Dedicated Beach
- Yes
- Deeded Access
- Yes
- Deeded Access Water
- Yes
- Landscaped
- Yes
- Near Beach Access
- Yes
- Sidewalk
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Additional Parking
- Yes
- Driveway
- Yes
- Paved
- Yes
Mstr Bath / Mstr Bdrm
- MBath Double Vanity
- Yes
- MBath Separate Shwr
- Yes
- MBed Balcony
- Yes
Present Zoning
- Resort
- Yes
Association Amenities
- Beach
- Yes
- Community Room
- Yes
- Conference Center
- Yes
- Exercise Room
- Yes
- Game Room
- Yes
- Pool
- Yes
- Retail Shops
- Yes
- Security-24 hour
- Yes
- Water Park
- Yes
- Waterfront
- Yes
- Dining
- Yes
- Recreation Facilities
- Yes
Rooms
- Bedroom
- Yes
- Great Room
- Yes
- Kitchen
- Yes
- Master Bedroom
- Yes
Utilities
- TV Cable
- Yes
- Natural Gas – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Gulf
- Yes
Sale Type
- As Is
- Yes
Master Bedroom
- Second
- Yes
Bedroom
- First
- Yes
- Second
- Yes
- Third
- Yes
Cooling
- Central Air
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Heating
- Central
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Security Features
- 24 Hour Security
- Yes
- Carbon Monoxide Detector
- Yes
Property Features
Appliances:
Cooktop – Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer
Master Bedroom:
Second
Bedroom:
First; Second; Third
Cooling:
Central Air; ENERGY STAR Qualified Equipment
Heating:
Central; ENERGY STAR Qualified Equipment
Exterior:
Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Sprinkler System
Association Fees Include:
Accounting; Beach; TV Cable; Community Room; Exercise Room; Game Room; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Security; Trash Disposal; Water; Water Park
Financing:
Cash; Conventional
Furnished:
Furnished
Interior:
Bonus Room; Bunk Room
Kitchen:
First
Lot Features:
Covenants & Rescrictions; Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Near Beach Access; Sidewalk
Lot Access:
City Street; Paved Road
Great Room:
First
Pool Features:
Heated – Electric; Inground
Security Features:
24 Hour Security; Carbon Monoxide Detector
Parking Features:
Additional Parking; Driveway; Paved
Association Amenities:
Beach; Community Room; Dining; Exercise Room; Game Room; Conference Center; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Water Park; Waterfront
Rooms:
Bedroom; Great Room; Kitchen; Master Bedroom
Sale Type:
As Is
Utilities:
TV Cable; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected
Waterfront Feature:
Shore – Beach
Waterview:
Gulf
Present Zoning:
Resort
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Great Room | First | 15.5 x 23 | 15.50 | 23.00 |
| Kitchen | First | 10.5 x 13.25 | 10.50 | 13.25 |
| Master Bedroom | Second | 12.5 x 13.5 | 12.50 | 13.50 |
| Bedroom | First | 15.25 x 13.25 | 15.25 | 13.25 |
| Bedroom | Second | 15.8 x 11.4 | 15.80 | 11.40 |
| Bedroom | Second | 14.8 x 11.4 | 14.80 | 11.40 |
| Bedroom | Third | 11.1 x 13.8 | 11.10 | 13.80 |
| Bedroom | Third | 10.8 x 46.9 | 10.80 | 46.90 |
Listing Office:
MJH Real Estate Brokerage, LLC
Last Updated: March – 22 – 2026
Information deemed reliable but not guaranteed.