13658 Front Beach Road 4, Panama City Beach, FL 32413

$1,949,000
Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,223 Lot Size (sq. ft.): 2,592 Status: Active
Current Price: $1,949,000 List Date: 3/22/2026 Last Modified: 3/22/2026

Overview

Description

🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Ma

Listing Details MLS# 787151

Contract Info

List Price/SqFt
604.72

Location

Area
03 – Bay County – Beach
Street #
13658
Street Name
Front Beach
Street Suffix
Road
Unit #
4
State
FL
Zip Code
32413
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Margaritaville Cottages
Community/Resort
None
Waterfront
No
Parcel ID
34764-150-040
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
Legal Description
PANAMA CITY BEACH RESORT LOT 4 MARGARITAVILLE COTTAGES PH 2 ORB 4692 P 1865

General Property Info

Sub-Type
Detached Single Family
Design
Caribbean
Apx SqFt(Htd/Cooled)
3223
SqFt Source
Builders Plans
Full Baths
6
Half Baths
Yes
Total Baths
7
# of Stories in Building
3
Year Built
2023
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
32 X 81
Acreage
0.06
Lot Size (SqFt)
2592
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1288
HOA Frequency
Quarterly
HOA Annual Amount
5152
New Buyer Fee
Yes
New Buyer Fee Amt
5000
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities — offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊

Great Room

First
Yes

More Information

Pool Features

Heated – Electric
Yes
Inground
Yes

Appliances

Cooktop – Gas
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
ENERGY STAR Qualified Appliances
Yes
Ice Maker
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer
Yes

Interior Features

Ceiling – Raised
Yes
Floor – Vinyl
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Stairs
Yes
Window – Treatment All
Yes

Construction/Siding

Roof – Metal
Yes
Siding – Hardie Board
Yes

Exterior

Deck Covered
Yes
Deck Open
Yes
Double Pane Windows
Yes
Fenced Back Yard
Yes
Sprinkler System
Yes

Waterfront Feature

Shore – Beach
Yes

Association Fees Include

Accounting
Yes
Beach
Yes
Community Room
Yes
Conference Center
Yes
Exercise Room
Yes
Game Room
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Legal
Yes
Management
Yes
Master Association
Yes
Pool
Yes
Recreational Faclty
Yes
Security
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes
Water Park
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Interior

Bonus Room
Yes
Bunk Room
Yes

Kitchen

First
Yes

Lot Features

Covenants & Rescrictions
Yes
Dedicated Beach
Yes
Deeded Access
Yes
Deeded Access Water
Yes
Landscaped
Yes
Near Beach Access
Yes
Sidewalk
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Additional Parking
Yes
Driveway
Yes
Paved
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBed Balcony
Yes

Present Zoning

Resort
Yes

Association Amenities

Beach
Yes
Community Room
Yes
Conference Center
Yes
Exercise Room
Yes
Game Room
Yes
Pool
Yes
Retail Shops
Yes
Security-24 hour
Yes
Water Park
Yes
Waterfront
Yes
Dining
Yes
Recreation Facilities
Yes

Rooms

Bedroom
Yes
Great Room
Yes
Kitchen
Yes
Master Bedroom
Yes

Utilities

TV Cable
Yes
Natural Gas – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Master Bedroom

Second
Yes

Bedroom

First
Yes
Second
Yes
Third
Yes

Cooling

Central Air
Yes
ENERGY STAR Qualified Equipment
Yes

Heating

Central
Yes
ENERGY STAR Qualified Equipment
Yes

Security Features

24 Hour Security
Yes
Carbon Monoxide Detector
Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer Master Bedroom: Second Bedroom: First; Second; Third Cooling: Central Air; ENERGY STAR Qualified Equipment Heating: Central; ENERGY STAR Qualified Equipment Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Sprinkler System Association Fees Include: Accounting; Beach; TV Cable; Community Room; Exercise Room; Game Room; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Security; Trash Disposal; Water; Water Park Financing: Cash; Conventional Furnished: Furnished Interior: Bonus Room; Bunk Room Kitchen: First Lot Features: Covenants & Rescrictions; Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Near Beach Access; Sidewalk Lot Access: City Street; Paved Road Great Room: First Pool Features: Heated – Electric; Inground Security Features: 24 Hour Security; Carbon Monoxide Detector Parking Features: Additional Parking; Driveway; Paved Association Amenities: Beach; Community Room; Dining; Exercise Room; Game Room; Conference Center; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Water Park; Waterfront Rooms: Bedroom; Great Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name Level Dimensions Length Width
Great Room First 15.5 x 23 15.50 23.00
Kitchen First 10.5 x 13.25 10.50 13.25
Master Bedroom Second 12.5 x 13.5 12.50 13.50
Bedroom First 15.25 x 13.25 15.25 13.25
Bedroom Second 15.8 x 11.4 15.80 11.40
Bedroom Second 14.8 x 11.4 14.80 11.40
Bedroom Third 11.1 x 13.8 11.10 13.80
Bedroom Third 10.8 x 46.9 10.80 46.90
Listing Office: MJH Real Estate Brokerage, LLC
Last Updated: March – 22 – 2026
Information deemed reliable but not guaranteed.