13662 Front Beach Road, Panama City Beach, FL 32413 (MLS# 795240)

13662 Front Beach Road, Panama City Beach, FL 32413

$1,850,000

Living Room/Dining Area with gulf views!

13662 Front Beach Rd Panama City Beach F

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 2,943 Lot Size (sq. ft.): 2,570 Status: Active

Current Price: $1,850,000 List Date: 9/10/2026 Last Modified: 9/11/2026

Overview

Description

WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retrea … (Read more)

Listing Details MLS# 795240

Contract Info

List Price/SqFt: 628.61

Location

Area: 03 – Bay County – Beach
Street #: 13662
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Margaritaville Cottages
Community/Resort: None
Waterfront: No
Parcel ID: 34764-150-020
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Home is located about 2 miles east of Pier Park directly on Front Beach Road
Legal Description: PANAMA CITY BEACH RESORT LOT 2 MARGARITAVILLE COTTAGES PH 2 ORB 4699 P 1154

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2943
SqFt Source: Builders Plans
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 3
Accessory Dwelling Unit: No
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 32.0 ft x 81.0 ft
Acreage: 0.06
Lot Size (SqFt): 2570
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1775
HOA Frequency: Quarterly
HOA Annual Amount: 7100
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 16800.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat. Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways–simply step outside your own beach house and enjoy the coast. The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beach access, all surrounded by the energy and lifestyle of Panama City Beach. Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.

Great Room

First: Yes

More Information

Pool Features

Spa/ Hot Tub: Yes

Appliances

Bar Fridge: Yes
Cooktop – Gas: Yes
Dishwasher: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Wine Refrigerator: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Wet Bar: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Open: Yes
Fenced Lot-All: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Recreational Faclty: Yes
Water: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Exercise Room: Yes
Game Room: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Theater: Yes
Water Park: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
ENERGY STAR Qualified Equipment: Yes

Security Features

24 Hour Security: Yes
Security Guard: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Dryer; ENERGY STAR Qualified Appliances; Microwave; Oven – Gas; Refrigerator; Water Heater – Gas; Wine Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; ENERGY STAR Qualified Equipment Exterior: Balcony; Deck Open; Fenced Lot-All; Porch Covered Association Fees Include: Accounting; Internet-WiFi; Management; Master Association; Recreational Faclty; Water Furnished: Furnished Kitchen: First Great Room: First Pool Features: Spa/ Hot Tub Security Features: 24 Hour Security; Security Guard Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Exercise Room; Game Room; Picnic Area; Pool; Security-24 hour; Tennis; Theater; Water Park; Waterfront; Other – See Remarks Rooms: Bedroom; Great Room; Kitchen; Primary Bedroom Utilities: TV Cable; Natural Gas – Connected; Public Sewer – Connected; Other – See Remarks Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	15 x 13	15.00	13.00
Great Room	First	23 x 13	23.00	13.00
Primary Bedroom		17 x 16	17.00	16.00
Bedroom		15 x 14	15.00	14.00
Bedroom		13 x 11	13.00	11.00

Listing Office: Coldwell Banker Realty

Last Updated: September – 11 – 2026

Information deemed reliable but not guaranteed.