13728 Highway 20, Youngstown, FL 32466

$325,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,569 Lot Size (sq. ft.): 9,627 Status: Active
Current Price: $325,000 List Date: 3/20/2026 Last Modified: 6/19/2026

Overview

Description

Welcome to 13728 Hwy 20, a beautifully maintained 3-bedroom, 2.5-bath, two-story home full of character and charm you just don't find every day. Located just 45 minutes from Panama City Beach, this home combines rustic elegance with modern comfort, featuring cedar log siding, exposed beams throughout the ceilings, and inviting front and back porches perfect for relaxing or entertaining. Inside, you'll find stainless steel appliances and a recently updated walk-in shower, blending modern updates with the home's unique character. The property also offers peace of mind with a whole-home Generac generator, keeping everything running smoothly during power outages. Outside, a newly installed fence surrounds a lush, established landscape filled with blooming azaleas, jasmine, gardenias, and rose bushes, and a two-story detached, 2car garage provides extra space for vehicles, projects, or storage. Within walking distance of a brand-new sports complex currently under construction, this home del

Listing Details MLS# 787107

Contract Info

List Price/SqFt
207.14

Location

Area
04 – Bay County – North
Street #
13728
Street Name
Highway 20
State
FL
Zip Code
32466
County
Bay
Sub Area
0413 – Bay North – Youngstown Area
Subdivision
South Caravana Manor
Community/Resort
None
Waterfront
No
Parcel ID
03432-011-000
Elementary School
Waller
Middle School
Merritt Brown
High School
Deane Bozeman
Directions
North on HWY 231, Left on HWY 20, Home is about a mile on right.
Legal Description
SOUTH CARAVANA MANOR 219A LOTS 11, 12 BLK 2 ORB 3450 P 1357

General Property Info

Sub-Type
Detached Single Family
Design
Country
Apx SqFt(Htd/Cooled)
1569
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
106×92
Acreage
0.22
Lot Size (SqFt)
9627
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
2810
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Welcome to 13728 Hwy 20, a beautifully maintained 3-bedroom, 2.5-bath, two-story home full of character and charm you just don't find every day. Located just 45 minutes from Panama City Beach, this home combines rustic elegance with modern comfort, featuring cedar log siding, exposed beams throughout the ceilings, and inviting front and back porches perfect for relaxing or entertaining. Inside, you'll find stainless steel appliances and a recently updated walk-in shower, blending modern updates with the home's unique character. The property also offers peace of mind with a whole-home Generac generator, keeping everything running smoothly during power outages. Outside, a newly installed fence surrounds a lush, established landscape filled with blooming azaleas, jasmine, gardenias, and rose bushes, and a two-story detached, 2car garage provides extra space for vehicles, projects, or storage. Within walking distance of a brand-new sports complex currently under construction, this home delivers not just a great place to live, but exciting future value as well.

Family Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Construction/Siding

Roof – Metal
Yes

Exterior

Porch Open
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
USDA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Lot Features

Corner Lot
Yes

Parking Features

Garage Detached
Yes

Rooms

Bedroom
Yes
Family Room
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Generator
Yes
Internet – Broadband Available
Yes
Private Well
Yes
Septic Tank
Yes

Bedroom

Second
Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Bedroom: Second Exterior: Porch Open Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Corner Lot Family Room: First Parking Features: Garage Detached Rooms: Bedroom; Family Room Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Generator; Internet – Broadband Available; Private Well; Septic Tank

Room Information

Room Name Level Dimensions Length Width
Bedroom Second 21 x 13 21.00 13.00
Family Room First 18 x 15 18.00 15.00
Bedroom Second 14 x 13 14.00 13.00
Listing Office: Empire Real Estate of Florida LLC
Last Updated: June – 19 – 2026
Information deemed reliable but not guaranteed.