138 White Cap Way, Panama City Beach, FL 32407
New Listing
$339,900
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,305
Lot Size (sq. ft.):
4,792
Status:
Coming Soon – No Showings
Current Price:
$339,900
List Date:
7/22/2026
Last Modified:
7/22/2026
Listing Details MLS# 792988
Contract Info
- List Price/SqFt
- 260.46
Location
- Area
- 03 – Bay County – Beach
- Street #
- 138
- Street Name
- White Cap
- Street Suffix
- Way
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0320 – Beach – Middle Central
- Subdivision
- Palm Cove Phase III
- Community/Resort
- Palm Cove
- Waterfront
- No
- Parcel ID
- 34039-769-000
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Heading West on Middle Beach Rd from R. Jackson Blvd, turn right into Palm Cove. Take the first right on Cabana Court through gate. Turn right on Sand Castle Lane. Continue to the end, take a left on White Cap Way. House is straight ahead at the end of the road.
- Legal Description
- PALM COVE PH 3 LOT 201 ORB 3891 P 512
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 1305
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- Yes
- Accessory Dwelling Unit
- No
- Year Built
- 2006
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Lot Dimensions
- 50 x 109 x 34 x 109
- Acreage
- 0.11
- Lot Size (SqFt)
- 4792
- Pool
- Yes
- Pool Type
- Community
- Half Baths
- 0
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 497
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 1988
- New Buyer Fee
- No
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- No
Remarks & Misc
- Remarks
- Coming Soon – No Showings. Turnkey and fully updated, this three-bedroom, two-bathroom home in the gated Palm Cove community offers the ideal setup for a full-time residence or an immediate rental property. This house is being sold mostly furnished with all-new furniture. Recent interior updates include new flooring, fresh paint throughout, new light fixtures and more. The newly installed vinyl plank flooring and furniture offer both modern appeal and the durability needed for the beach lifestyle. The attached one-car garage provides dedicated parking and storage. Outside, a new raised concrete patio overlooks a large wooded area that only a handful of homes in the community back up to. Residents of the Palm Cove subdivision enjoy access to a community pool and playground. This home is situated in the heart of Panama City Beach, just over a mile from one of the main public beach areas and near local restaurants like Saltwater Grill, Bella Roma Tuscan Grill, and Firefly. This home offers a great opportunity to join the beachy Florida lifestyle without breaking the bank!
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
More Information
Interior Features
- Breakfast Bar
- Yes
- Floor – Vinyl Plank
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
- Split Bedroom
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Composite Shngl
- Yes
- Siding – Vinyl
- Yes
- Trim – Vinyl
- Yes
Exterior
- Deck Open
- Yes
- Patio Covered
- Yes
- Patio Open
- Yes
Association Fees Include
- Gated Community
- Yes
- Ground Keeping
- Yes
- Playground
- Yes
- Pool
- Yes
- Trash Disposal
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- VA
- Yes
Furnished
- Partially
- Yes
Interior
- Bunk Room
- Yes
Kitchen
- First
- Yes
Lot Features
- Landscaped
- Yes
- Near Beach Access
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Playground
- Yes
- Pool
- Yes
- Security-24 hour
- Yes
Rooms
- Bedroom
- Yes
- Kitchen
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Garbage
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Sale Type
- As Is
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Walk-In Closet
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Security Features
- Gated Community
- Yes
Property Features
Appliances:
Dishwasher; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Electric
Exterior:
Deck Open; Patio Covered; Patio Open
Association Fees Include:
Gated Community; Ground Keeping; Playground; Pool; Trash Disposal
Financing:
Cash; Conventional; VA
Furnished:
Partially
Interior:
Bunk Room
Kitchen:
First
Lot Features:
Landscaped; Near Beach Access; Within 1/2 Mile to Water
Lot Access:
Paved Road
Security Features:
Gated Community
Parking Features:
Driveway; Garage Attached
Association Amenities:
Playground; Pool; Security-24 hour
Rooms:
Bedroom; Kitchen; Primary Bedroom
Sale Type:
As Is
Utilities:
Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Primary Bedroom | First | 12 x 15.5 | 12.00 | 15.50 | Buyer may confirm measurements. |
| Bedroom | First | 11 x 12 | 11.00 | 12.00 | Buyer may confirm measurements. |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | Buyer may confirm measurements. |
| Kitchen | First | 13 x 10 | 13.00 | 10.00 | Buyer may confirm measurements. |
Listing Office:
Beachy Beach Real Estate
Last Updated: July – 22 – 2026
Information deemed reliable but not guaranteed.