1413 Trout Drive, Panama City Beach, FL 32408

$1,550,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,618 Lot Size (sq. ft.): 9,583 Status: Active
Current Price: $1,550,000 List Date: 2/14/2026 Last Modified: 2/15/2026

Description

Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water. From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining. The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level. Upstairs, you’ll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space. Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views. A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on! Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it’s a gateway to resort-style waterfront living behind the gates of Bay Point.

More Information MLS# 785254

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 1900 HOA Frequency: Annually HOA Annual Amount: 1900 New Buyer Fee: No Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 428.41 Status: Active List Date: 2026-02-13 List Price: $1,550,000 Current Price: $1,550,000

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: Yes Gulf Access: Yes Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Take Thomas Drive to Magnolia Beach Road. Stay right at Delwood Drive and enter main Bay Point residential gate. Turn right onto second Marlin Circle. Take a left onto Wahoo Road. Turn left onto Trout Drive. Home is on the left. Area: 03 – Bay County – Beach Street #: 1413 Street Name: Trout Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Bay Point Unit 1 Parcel ID: 30933-558-000 Legal Description: BAY POINT UNIT 1 LOT 464 ORB 4685 P 1299

General Property Info

Acreage: 0.22 Design: Contemporary Lot Size (SqFt): 9583 Apx SqFt(Htd/Cooled): 3618 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: An Appraiser Half Baths: 1 Lot Dimensions: 125x70x100 New Construction: No Garage Y/N: Yes Garage Spaces: 2.5 Driveway Spaces: 6 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 4 Total Baths: 5 Year Built: 2003

Remarks & Misc

Remarks: Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water. From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining. The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level. Upstairs, you’ll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space. Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views. A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on! Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it’s a gateway to resort-style waterfront living behind the gates of Bay Point.

Dining Room

First: 1

Pool Features

Fenced: 1 Heated – Electric: 1 Inground: 1

Appliances

Bar Fridge: 1 Cooktop – Propane: 1 Dishwasher: 1 Ice Maker: 1 Microwave: 1 Oven – Double: 1 Oven – Electric: 1 Range – Gas: 1 Range Hood: 1 Refrigerator: 1 Warming Drawer: 1 Water Heater – Electric: 1

Interior Features

Breakfast Bar: 1 Ceiling – Raised: 1 Floor – Vinyl Plank: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pantry: 1 Split Bedroom: 1 Wet Bar: 1

Construction/Siding

Foundation – Slab on Grade: 1 Roof – Composite Shngl: 1 Siding – Stucco: 1

Exterior

Fenced Back Yard: 1 Patio Open: 1 Sprinkler System: 1

Waterfront Feature

Boat Slip: 1 Boatlift: 1 Dock: 1 Waterfront Feet: 70

Association Fees Include

Accounting: 1 Boat Launch: 1 Gated Community: 1 Ground Keeping: 1 Management: 1 Master Association: 1 Picnic Area: 1 Playground: 1 Security: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Interior

Ceiling – Tray: 1

Kitchen

First: 1

Lot Features

Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

Gated Access: 1 Paved Road: 1

Parking Features

Boat: 1 Driveway: 1 Garage Attached: 1 Paver Block: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed First Floor: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Basketball Court: 1 Boardwalk: 1 Boat Launch: 1 Gated Community: 1 Golf: 1 Pavilion/Gazebo: 1 Picnic Area: 1 Playground: 1 Security-24 hour: 1 Tennis: 1 Waterfront: 1 Sidewalks: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Propane: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Canal: 1

Sale Type

As Is: 1

Waterfront Type

Canal w/ Gulf Access: 1

Master Bedroom

First: 1

Bedroom

First: 1 Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1

Security Features

24 Hour Security: 1 Gated Community: 1 Gated with Guard: 1 Security Gate: 1 Security Guard: 1

Property Features

Appliances: Bar Fridge; Cooktop – Propane; Dishwasher; Ice Maker; Microwave; Oven – Double; Oven – Electric; Range – Gas; Range Hood; Refrigerator; Warming Drawer; Water Heater – Electric Master Bedroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Open; Sprinkler System Association Fees Include: Accounting; Boat Launch; Gated Community; Ground Keeping; Management; Master Association; Picnic Area; Playground; Security Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Dining Room: First Pool Features: Fenced; Heated – Electric; Inground Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard Parking Features: Boat; Driveway; Garage Attached; Paver Block Association Amenities: Basketball Court; Boardwalk; Boat Launch; Gated Community; Golf; Pavilion/Gazebo; Picnic Area; Playground; Security-24 hour; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Dining Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Propane; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boat Slip; Boatlift; Dock Waterview: Canal Present Zoning: Resid Single Family

Room Information

Master Bedroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 14 x 13 Length: 14.00 Width: 13.00 Dimensions: 14 x 13 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Kitchen Level: First Dimensions: 20 x 20 Length: 20.00 Width: 20.00 Dimensions: 20 x 20 Dining Room Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Dimensions: 16 x 15
Listing Office: Corcoran Reverie
Last Updated: February – 15 – 2026
Information deemed reliable but not guaranteed.