1413 Trout Drive, Panama City Beach, FL 32408
$1,550,000
Property Type:
Residential
Bedrooms:
4
Baths:
5
Square Footage:
3,618
Lot Size (sq. ft.):
9,583
Status:
Active
Current Price:
$1,550,000
List Date:
2/14/2026
Last Modified:
2/15/2026
Description
Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water.
From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining.
The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level.
Upstairs, you’ll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space.
Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views.
A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on!
Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it’s a gateway to resort-style waterfront living behind the gates of Bay Point.
More Information MLS# 785254
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1900
HOA Frequency: Annually
HOA Annual Amount: 1900
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 428.41
Status: Active
List Date: 2026-02-13
List Price: $1,550,000
Current Price: $1,550,000
Location
Sub Area: 0319 – Beach – East
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Take Thomas Drive to Magnolia Beach Road. Stay right at Delwood Drive and enter main Bay Point residential gate. Turn right onto second Marlin Circle. Take a left onto Wahoo Road. Turn left onto Trout Drive. Home is on the left.
Area: 03 – Bay County – Beach
Street #: 1413
Street Name: Trout
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1
Parcel ID: 30933-558-000
Legal Description: BAY POINT UNIT 1 LOT 464 ORB 4685 P 1299
General Property Info
Acreage: 0.22
Design: Contemporary
Lot Size (SqFt): 9583
Apx SqFt(Htd/Cooled): 3618
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: An Appraiser
Half Baths: 1
Lot Dimensions: 125x70x100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2.5
Driveway Spaces: 6
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 4
Total Baths: 5
Year Built: 2003
Remarks & Misc
Remarks: Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water.
From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining.
The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level.
Upstairs, you’ll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space.
Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views.
A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on!
Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it’s a gateway to resort-style waterfront living behind the gates of Bay Point.
Dining Room
First: 1
Pool Features
Fenced: 1
Heated – Electric: 1
Inground: 1
Appliances
Bar Fridge: 1
Cooktop – Propane: 1
Dishwasher: 1
Ice Maker: 1
Microwave: 1
Oven – Double: 1
Oven – Electric: 1
Range – Gas: 1
Range Hood: 1
Refrigerator: 1
Warming Drawer: 1
Water Heater – Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling – Raised: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pantry: 1
Split Bedroom: 1
Wet Bar: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Composite Shngl: 1
Siding – Stucco: 1
Exterior
Fenced Back Yard: 1
Patio Open: 1
Sprinkler System: 1
Waterfront Feature
Boat Slip: 1
Boatlift: 1
Dock: 1
Waterfront Feet: 70
Association Fees Include
Accounting: 1
Boat Launch: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Picnic Area: 1
Playground: 1
Security: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling – Tray: 1
Kitchen
First: 1
Lot Features
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Boat: 1
Driveway: 1
Garage Attached: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
Boardwalk: 1
Boat Launch: 1
Gated Community: 1
Golf: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Security-24 hour: 1
Tennis: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Propane: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Underground Utilities: 1
Waterview
Canal: 1
Sale Type
As Is: 1
Waterfront Type
Canal w/ Gulf Access: 1
Master Bedroom
First: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Security Guard: 1
Property Features
Appliances: Bar Fridge; Cooktop – Propane; Dishwasher; Ice Maker; Microwave; Oven – Double; Oven – Electric; Range – Gas; Range Hood; Refrigerator; Warming Drawer; Water Heater – Electric
Master Bedroom: First
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Patio Open; Sprinkler System
Association Fees Include: Accounting; Boat Launch; Gated Community; Ground Keeping; Management; Master Association; Picnic Area; Playground; Security
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling – Tray
Kitchen: First
Lot Features: Waterfront; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Dining Room: First
Pool Features: Fenced; Heated – Electric; Inground
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard
Parking Features: Boat; Driveway; Garage Attached; Paver Block
Association Amenities: Basketball Court; Boardwalk; Boat Launch; Gated Community; Golf; Pavilion/Gazebo; Picnic Area; Playground; Security-24 hour; Sidewalks; Tennis; Waterfront
Rooms: Bedroom; Dining Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity – Connected; Propane; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type: Canal w/ Gulf Access
Waterfront Feature: Boat Slip; Boatlift; Dock
Waterview: Canal
Present Zoning: Resid Single Family
Room Information
Master Bedroom
Level: First
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Bedroom
Level: First
Dimensions: 14 x 13
Length: 14.00
Width: 13.00
Dimensions: 14 x 13
Bedroom
Level: Second
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Dimensions: 13 x 12
Bedroom
Level: Second
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Dimensions: 12 x 12
Kitchen
Level: First
Dimensions: 20 x 20
Length: 20.00
Width: 20.00
Dimensions: 20 x 20
Dining Room
Level: First
Dimensions: 16 x 15
Length: 16.00
Width: 15.00
Dimensions: 16 x 15
Listing Office:
Corcoran Reverie
Last Updated: February – 15 – 2026
Information deemed reliable but not guaranteed.