1420 Trout Drive, Panama City, FL 32408

$539,000
Property Type: Residential Land Lot Size (sq. ft.): 8,928 Status: Active
Current Price: $539,000 List Date: 4/26/2026 Last Modified: 8/25/2026

Overview

Description

Water, power and boat lift already in place for you! Bring your boat now and build your dream waterfront home later! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. Ready for construction, the property is already equipped with water, power, and a boat lift, saving valuable time and significant development costs. An added bonus is its ideal positioning, offering long, picturesque views down the canal rather than directly across, creating a more open and impressive waterfront setting. House plans are available, making it even easier to bring your vision to life. Enjoy direct deep-water access from your dock to the Gulf, whether you're heading out for a day of fishing, cruising to Shell Island, or simply enjoying life on the water. Bay Point is one of Panama City Beach's premier gated communities, featuring 24-hour security, a Jack Nicklaus championship golf course, a full-service marina, on-site dining, and beautifully maintain

Listing Details MLS# 788931

Contract Info

List Price/Acre
2695000

Location

Street #
1420
Street Name
Trout
Street Suffix
Drive
Area
03 – Bay County – Beach
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Bay Point Unit 1
Community/Resort
Bay Point Homes/Lots
Waterfront
Yes
Parcel ID
30933-538-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
Thomas Drive to Magnolia Beach Rd, stop at main gate to check in.
Legal Description
BAY POINT UNIT 1 LOT 444 ORB 4397 P 214

General Property Info

Sub-Type
Residential Lots
Lot Dimensions
72 x 124
Acreage
0.2
Lot Size (SqFt)
8928

Waterfront Feature

Waterfront Feet
72

Listing Info, Tax & Legal

HOA Fee
Yes
HOA Amount
1900
HOA Frequency
Annually
HOA Annual Amount
1900
New Buyer Fee
No
Last Taxes
3257
Last Tax Year
2025
Brokerage Interest
Familial Interest – Listing Broker/Licensee related to owner.
As Is
Yes

Remarks & Misc

Remarks
Water, power and boat lift already in place for you! Bring your boat now and build your dream waterfront home later! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. Ready for construction, the property is already equipped with water, power, and a boat lift, saving valuable time and significant development costs. An added bonus is its ideal positioning, offering long, picturesque views down the canal rather than directly across, creating a more open and impressive waterfront setting. House plans are available, making it even easier to bring your vision to life. Enjoy direct deep-water access from your dock to the Gulf, whether you're heading out for a day of fishing, cruising to Shell Island, or simply enjoying life on the water. Bay Point is one of Panama City Beach's premier gated communities, featuring 24-hour security, a Jack Nicklaus championship golf course, a full-service marina, on-site dining, and beautifully maintained grounds. Conveniently located just minutes from St. Andrews State Park, Shell Island, shopping, restaurants, and the sugar-white beaches of the Gulf Coast. Rare opportunities like this don't come along often. Build exactly what you've been dreaming of in one of the area's most desirable waterfront communities. Seller is a Florida licensed real estate agent.

More Information

Association Fees Include

Gated Community
Yes
Master Association
Yes

Financing

Cash
Yes
Conventional
Yes

Lot Features

Flood Insurance Req
Yes
Survey Available
Yes
Waterfront
Yes

Lot Access

Comm/Own/Maint
Yes
Gated Access
Yes
Paved Road
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Gated Community
Yes
Golf
Yes
Marina
Yes
Security-24 hour
Yes
Waterfront
Yes

Utilities

Electricity – Connected
Yes
Water Connected
Yes

Waterview

Canal
Yes

Sale Type

As Is
Yes

Waterfront Type

Canal w/ Gulf Access
Yes

Property Features

Financing: Cash; Conventional Lot Access: Comm/Own/Maint; Gated Access; Paved Road Lot Features: Flood Insurance Req; Survey Available; Waterfront Sale Type: As Is Utilities: Electricity – Connected; Water Connected Waterfront Type: Canal w/ Gulf Access Waterview: Canal Present Zoning: Resid Single Family
Listing Office: Keller Williams Success Realty
Last Updated: August – 25 – 2026
Information deemed reliable but not guaranteed.