1434 W Park Lane, Panama City, FL 32404 (MLS# 785311)

1434 W Park Lane, Panama City, FL 32404

$575,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,848 Lot Size (sq. ft.): 37,984 Status: Active

Current Price: $575,000 List Date: 2/16/2026 Last Modified: 7/06/2026

Overview

Description

Owner Financing available if needed- No LLC's but buyers with good credit will be considered – Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) —OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL – NO HOA – Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. … (Read more)

Listing Details MLS# 785311

Contract Info

List Price/SqFt: 311.15

Location

Area: 02 – Bay County – Central
Street #: 1434
Street Direction: W
Street Name: Park
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: East Bay Park
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 07254-000-000
Elementary School: Tyndall
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Tyndall Parkway and Wallace Rd, travel east on Wallace Rd, turning right on W Park Lane. 1434 is on the right side of the road.
Legal Description: LOT 34, in Block ''A'', according to the plat of ''EAST BAY PARK'', as recorded in Plat Book 8, Page 10, in the Office of the clerk of the Circuit Court of Bay County, Florida.

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1848
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1941
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 100 x 380
Acreage: 0.87
Lot Size (SqFt): 37984
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3985
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Township: Panama City

Remarks & Misc

Remarks: Owner Financing available if needed- No LLC's but buyers with good credit will be considered – Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) —OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL – NO HOA – Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. In the other part of the house, you will find 2 updated baths. Close to the 'Base of the Future'', you are also a short ride to Mexico Beach. So much to offer! So little time before someone wanting a big yard and a nice waterfront ''like new'' home snaps it up. Termite Bond and Moisture Barrier included –

Dining Room

First: Yes

More Information

Family Room

First: Yes

Laundry

First: Yes

Pantry

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Other: Yes

Exterior

Fenced Chain Link: Yes
Porch Covered: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Flood Insurance Req: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Full Bathroom: Yes
Laundry: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Pantry: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Bayou: Yes

Full Bathroom

First: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes
See Remarks: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Dishwasher; Dryer; Range – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Fenced Chain Link; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Flood Insurance Req; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Primary Bathroom: First Dining Room: First Family Room: First Laundry: First Pool Features: Inground Pantry: First Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Family Room; Full Bathroom; Laundry; Primary Bathroom; Primary Bedroom; Pantry Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access; See Remarks Waterview: Bay; Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Dining Room	First	11 x 12	11.00	12.00
Family Room	First	15 x 29.5	15.00	29.50
Pantry	First	9.4 x 6.7	9.40	6.70
Bedroom	First	13.8 x 11.4	13.80	11.40
Bedroom	First	11.4 x 11.6	11.40	11.60
Bedroom	First	11.4 x 11.4	11.40	11.40
Full Bathroom	First	7.8 x 7.4	7.80	7.40
Primary Bedroom	First	15.2 x 12	15.20	12.00
Primary Bathroom	First	7.9 x 10.2	7.90	10.20
Laundry	First	7.7 x 6.11	7.70	6.11

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: July – 06 – 2026

Information deemed reliable but not guaranteed.