1440 Dover Road, Panama City, FL 32404 (MLS# 791835)

1440 Dover Road, Panama City, FL 32404

New Listing

$849,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,602 Lot Size (sq. ft.): 24,829 Status: Coming Soon – No Showings

Current Price: $849,000 List Date: 6/19/2026 Last Modified: 6/25/2026

Overview

Description

''COMING SOON – NO SHOWINGS'' Stunning Deep-Water Retreat! Fully Reimagined with Bay Access Tucked onto approx. 65' of water frontage with direct deep-water bay access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs, this two-story home has been transformed top to bottom; floorplan restructured, all-new electrical and plumbing, water heater, windows, and siding, just to name a few. Even the showers are finished with premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof was replaced in 2018 and a new seawall added in 2022. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite counters, stainless appliances, recessed lighting, and crown molding, an open living and dining area, and a generous primary layout. Upstairs opens to an uncovered deck with a breathtaking v … (Read more)

Listing Details MLS# 791835

Contract Info

List Price/SqFt: 235.7

Location

Area: 02 – Bay County – Central
Street #: 1440
Street Name: Dover
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Donalson Point
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 26141-000-000
Elementary School: Tyndall
Middle School: Rutherford Middle
High School: Rutherford
Directions: Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side
Legal Description: 3RD AMENDED PLAT PT DONALSON LOT 1 BLK 7 ORB 4833 P 1783

General Property Info

Sub-Type: Detached Single Family
Design: Split Level
Apx SqFt(Htd/Cooled): 3602
SqFt Source: Owner Measured
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 1950
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 65x 283x 120x 258
Acreage: 0.57
Lot Size (SqFt): 24829
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Tax Year: 2025
Lot: Yes
Block: 7
Brokerage Interest: No Interest
As Is: Yes
Section: 24
Township: Panama City
Range: 14W

Remarks & Misc

Remarks: ''COMING SOON – NO SHOWINGS'' Stunning Deep-Water Retreat! Fully Reimagined with Bay Access Tucked onto approx. 65' of water frontage with direct deep-water bay access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs, this two-story home has been transformed top to bottom; floorplan restructured, all-new electrical and plumbing, water heater, windows, and siding, just to name a few. Even the showers are finished with premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof was replaced in 2018 and a new seawall added in 2022. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite counters, stainless appliances, recessed lighting, and crown molding, an open living and dining area, and a generous primary layout. Upstairs opens to an uncovered deck with a breathtaking view of the bay. The ground-floor level lives like its own private retreat: a second full kitchen, family room, a fourth bedroom, and a full bath, with both interior access and a separate ground-level entrance and driveway access. Ideal for multi-generational living, guests, or a private in-law or guest suite. There's also an attached garage with potential to convert to additional living space. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and NO flood insurance required! It is outside the special flood hazard area, a meaningful advantage for waterfront buyers. Close to schools, shopping, and Tyndall AFB. With the seawall and stairs into the water already in place, all that's left to make this waterfront dream complete is to add your own dock. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

Family Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Hardwood: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Block: Yes
Foundation – Off Grade: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Double Pane Windows: Yes
Porch Covered: Yes

Waterfront Feature

Bulkhead/Seawall: Yes

Other Structures

Garage(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

Second: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Boat: Yes
Carport Attached: Yes
Driveway: Yes
Garage Attached: Yes
RV Access/Parking: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bayou: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes
Bayou w/ Gulf Access: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed Sitting Area: Yes
MBed Waterfront: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First Cooling: Central Air Heating: Central Exterior: Deck Open; Double Pane Windows; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: Second Living Room: First Lot Features: Landscaped; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Family Room: First Parking Features: Additional Parking; Boat; Carport Attached; Driveway; Garage Attached; RV Access/Parking Other Structures: Garage(s) Rooms: Bedroom; Family Room; Kitchen; Living Room Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	25 x 16.4	25.00	16.40	Buyer to verify
Family Room	First	19 x 16.4	19.00	16.40	Buyer to verify
Kitchen	Second	22 x 16.4	22.00	16.40	Buyer to verify
Living Room	First	24 x 26	24.00	26.00	Buyer to verify

Listing Office: Epique Realty Inc

Last Updated: June – 25 – 2026

Information deemed reliable but not guaranteed.