14401 Front Beach Road 220, Panama City Beach, FL 32413 (MLS# 793448)

14401 Front Beach Road 220, Panama City Beach, FL 32413

New Listing

$173,000

Property Type: Residential Baths: 1 Square Footage: 330 Status: Active

Current Price: $173,000 List Date: 8/02/2026 Last Modified: 8/02/2026

Overview

Description

Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the prope … (Read more) Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you’re seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau’s rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner’s lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building’s land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you’ll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

Listing Details MLS# 793448

Contract Info

List Price/SqFt: 524.24

Location

Area: 03 – Bay County – Beach
Street #: 14401
Street Name: Front Beach
Street Suffix: Road
Unit #: 220
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Fontainebleau Terrace
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34511-526-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Approx 2 miles east of Pier Park. On the Gulf right at Front Beach and Nautilus Street.
Legal Description: FONTAINEBLEAU TERRACE UNIT 220 ORB 4501 P 109 EFF 330 H&C

General Property Info

Sub-Type: Co-op
Design: N/A
Apx SqFt(Htd/Cooled): 330
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 1965
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 895
HOA Frequency: Monthly
HOA Annual Amount: 10740
New Buyer Fee: Yes
New Buyer Fee Amt: 100
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

Pool Features

Gunite Concrete: Yes
Inground: Yes

More Information

Studio

First: Yes

Appliances

Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Beamed: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Roof – Flat: Yes

Waterfront Feature

Shore – Beach: Yes
Shore – Natural: Yes

Association Fees Include

Accounting: Yes
Dumpster: Yes
Electricity: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes
Termite Bond: Yes

Financing

Cash: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Lot Features

Covenants & Rescrictions: Yes
Near Beach Access: Yes
Subdivision – Recorded: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Additional Parking: Yes
Parking Lot: Yes
Paved: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Laundry: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes

Rooms

Studio: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Accessibility Features

Accessible Central Living Area: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Wall Unit(s): Yes

Heating

Furnace – Wall: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Central Living Area Appliances: Microwave; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Wall Unit(s) Heating: Furnace – Wall Association Fees Include: Accounting; TV Cable; Dumpster; Electricity; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Termite Bond; Water Financing: Cash Furnished: Furnished Interior: Smart Thermostat Lot Features: Covenants & Rescrictions; Near Beach Access; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Gunite Concrete; Inground Security Features: Smoke Detector(s) Studio: First Parking Features: Additional Parking; Parking Lot; Paved Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators; Laundry; Picnic Area; Pool; Waterfront Rooms: Studio Sale Type: As Is Utilities: TV Cable; Electricity – Availabile; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach; Shore – Natural Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Remarks
Studio	First	330 sq. ft

Listing Office: LPT Realty LLC

Last Updated: August – 02 – 2026

Information deemed reliable but not guaranteed.