14401 Front Beach Road 405, Panama City Beach, FL 32413 (MLS# 785854)

14401 Front Beach Road 405, Panama City Beach, FL 32413

$120,000

14401 Front Beach Rd, Panama City Beach,

Property Type: Residential Baths: 1 Square Footage: 330 Status: Under Contract – Taking Backups

Current Price: $120,000 List Date: 2/26/2026 Last Modified: 6/03/2026

Overview

Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' ATTENTION INVESTORS! ALL SPECIAL ASSESSMENTS PAID IN FULL AT ASKING PRICE! Owner Occupied. COASTAL CHARM & HOMEFELT COMFORT AT FONTAINEBLEAU TERRACE 405 Discover a rare sanctuary where historic charm meets a heartfelt, homey atmosphere. Unit 405 is perfectly positioned on the desirable west side of the building, offering a unique vantage point where you can literally hear the waves crash against the shore right from your front door. This unit is designed with love and carries a genuine ''home feel'' that stands out in a sea of rentals. Secure your piece of the Gulf at an accessible price point! A HOMEFELT RETREAT: THE PERFECT RENO FOR THAT PERFECT SOMEONE Stepping into Unit 405, you immediately feel the warmth of a space that has been loved. While this unit is full of character and that sought-after ''homey'' vibe, it is ready for a fresh vision. It needs some upgrades, making it the absolute perfect renovat … (Read more) ‘CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS’ ATTENTION INVESTORS! ALL SPECIAL ASSESSMENTS PAID IN FULL AT ASKING PRICE! Owner Occupied. COASTAL CHARM & HOMEFELT COMFORT AT FONTAINEBLEAU TERRACE 405 Discover a rare sanctuary where historic charm meets a heartfelt, homey atmosphere. Unit 405 is perfectly positioned on the desirable west side of the building, offering a unique vantage point where you can literally hear the waves crash against the shore right from your front door. This unit is designed with love and carries a genuine ”home feel” that stands out in a sea of rentals. Secure your piece of the Gulf at an accessible price point! A HOMEFELT RETREAT: THE PERFECT RENO FOR THAT PERFECT SOMEONE Stepping into Unit 405, you immediately feel the warmth of a space that has been loved. While this unit is full of character and that sought-after ”homey” vibe, it is ready for a fresh vision. It needs some upgrades, making it the absolute perfect renovation project for that perfect someone looking to create a custom coastal masterpiece. Please note that while the space is inviting, not all furnishings are included in the sale, providing you a clean slate to bring your own signature style to the beach. PREMIUM WEST SIDE LOCATION: UNMATCHED PEACE & VIEWS Experience the most desirable side of the building and the city! Being on the west side of Fontainebleau Terrace means you are adjacent to the protected, low-density Bid-A-Wee Beach. You are perfectly situated just over a mile from the heart of the action, including the luxury shopping of Pier Park, the brand-new Topgolf, and world-class local dining. YEAR-ROUND REVENUE & LIFESTYLE POTENTIAL Panama City Beach has evolved into a premier year-round destination. With high-profile events hosted at Pier Park throughout all four seasons–including the New Year’s Eve Beach Ball Drop, UNwineD Festival, Bike Week, and Ironman competitions–the opportunity for consistent occupancy is immense. Once you put your finishing touches on this ”diamond in the rough,” it will be the exact type of cozy, updated retreat that modern travelers crave. INVESTMENT STRATEGY & HASSLE-FREE OWNERSHIP The all-inclusive HOA at Fontainebleau Terrace is an investor’s dream, covering electricity, water, sewer, trash, and fiber-optic Wi-Fi. This low-maintenance setup allows you to focus on your renovation and hospitality rather than juggling multiple utility bills. This is the ideal entry point for an owner looking to build a dedicated guest base in a historic landmark. AMENITIES & HISTORIC LANDMARK EXCELLENCE Fontainebleau Terrace has recently passed its milestone structural inspection and is undergoing enhancements to ensure a bright future for this iconic property. Owners and guests enjoy a beachfront pool, private gated beach access, a 5th-floor rooftop panoramic lounge with 360-degree views, and dedicated parking. LIVE THE PCB LIFESTYLE Don’t miss this chance to secure a beautifully positioned piece of the historic Fontainebleau Terrace. If you have been looking for a ”homey” space with the best location in the building to renovate and call your own, this is it. Buyer to verify all information and measurements deemed important. Schedule your private viewing of Unit 405 today and start planning your perfect beach renovation! Documents upon request. Buyer to verify all information deemed important.

Listing Details MLS# 785854

Contract Info

List Price/SqFt: 363.64

Location

Area: 03 – Bay County – Beach
Street #: 14401
Street Name: Front Beach
Street Suffix: Road
Unit #: 405
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Fontainebleau Terrace
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34511-583-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge: Take FL-A1A N toward Panama City Beach Continue onto Front Beach Rd Arrive at 14401 Front Beach Rd, Panama City Beach, FL 32413
Legal Description: FONTAINEBLEAU TERRACE UNIT 405 ORB 1889 P 1973 EFF 330 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: Mid-Rise (4-7 floors)
Apx SqFt(Htd/Cooled): 330
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: 7
# of Units in Bldg: 124
Units Above Ground: 124
Year Built: 1965
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: N/A
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-02

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 895
HOA Frequency: Monthly
HOA Annual Amount: 10740
New Buyer Fee: No
Last Taxes: 1664
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' ATTENTION INVESTORS! ALL SPECIAL ASSESSMENTS PAID IN FULL AT ASKING PRICE! Owner Occupied. COASTAL CHARM & HOMEFELT COMFORT AT FONTAINEBLEAU TERRACE 405 Discover a rare sanctuary where historic charm meets a heartfelt, homey atmosphere. Unit 405 is perfectly positioned on the desirable west side of the building, offering a unique vantage point where you can literally hear the waves crash against the shore right from your front door. This unit is designed with love and carries a genuine ''home feel'' that stands out in a sea of rentals. Secure your piece of the Gulf at an accessible price point! A HOMEFELT RETREAT: THE PERFECT RENO FOR THAT PERFECT SOMEONE Stepping into Unit 405, you immediately feel the warmth of a space that has been loved. While this unit is full of character and that sought-after ''homey'' vibe, it is ready for a fresh vision. It needs some upgrades, making it the absolute perfect renovation project for that perfect someone looking to create a custom coastal masterpiece. Please note that while the space is inviting, not all furnishings are included in the sale, providing you a clean slate to bring your own signature style to the beach. PREMIUM WEST SIDE LOCATION: UNMATCHED PEACE & VIEWS Experience the most desirable side of the building and the city! Being on the west side of Fontainebleau Terrace means you are adjacent to the protected, low-density Bid-A-Wee Beach. You are perfectly situated just over a mile from the heart of the action, including the luxury shopping of Pier Park, the brand-new Topgolf, and world-class local dining. YEAR-ROUND REVENUE & LIFESTYLE POTENTIAL Panama City Beach has evolved into a premier year-round destination. With high-profile events hosted at Pier Park throughout all four seasons–including the New Year's Eve Beach Ball Drop, UNwineD Festival, Bike Week, and Ironman competitions–the opportunity for consistent occupancy is immense. Once you put your finishing touches on this ''diamond in the rough,'' it will be the exact type of cozy, updated retreat that modern travelers crave. INVESTMENT STRATEGY & HASSLE-FREE OWNERSHIP The all-inclusive HOA at Fontainebleau Terrace is an investor's dream, covering electricity, water, sewer, trash, and fiber-optic Wi-Fi. This low-maintenance setup allows you to focus on your renovation and hospitality rather than juggling multiple utility bills. This is the ideal entry point for an owner looking to build a dedicated guest base in a historic landmark. AMENITIES & HISTORIC LANDMARK EXCELLENCE Fontainebleau Terrace has recently passed its milestone structural inspection and is undergoing enhancements to ensure a bright future for this iconic property. Owners and guests enjoy a beachfront pool, private gated beach access, a 5th-floor rooftop panoramic lounge with 360-degree views, and dedicated parking. LIVE THE PCB LIFESTYLE Don't miss this chance to secure a beautifully positioned piece of the historic Fontainebleau Terrace. If you have been looking for a ''homey'' space with the best location in the building to renovate and call your own, this is it. Buyer to verify all information and measurements deemed important. Schedule your private viewing of Unit 405 today and start planning your perfect beach renovation! Documents upon request. Buyer to verify all information deemed important.

More Information

Pool Features

Inground: Yes

Other Structures

Other: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Electricity: Yes
Exercise Room: Yes
Game Room: Yes
Insurance: Yes
Internet Service: Yes
Laundry: Yes
Management: Yes
Master Association: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
TV Cable: Yes

Financing

Cash: Yes

Furnished

Negotiable: Yes

Parking Features

Additional Parking: Yes

Association Amenities

BBQ Pit/Grill: Yes
Conference Center: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Laundry: Yes
Picnic Area: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Security Features

Building Security: Yes
Security System: Yes

Property Features

Bedroom: First Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Electricity; Exercise Room; Game Room; Insurance; Internet Service; Laundry; Management; Master Association; Conference Center; Pest Control; Picnic Area; Pool Financing: Cash Furnished: Negotiable Pool Features: Inground Security Features: Building Security; Security System Parking Features: Additional Parking Other Structures: Other Association Amenities: BBQ Pit/Grill; Elevators; Exercise Room; Game Room; Laundry; Conference Center; Picnic Area; Security-24 hour; Waterfront Rooms: Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	28 x 12	28.00	12.00	studio

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.