14415 FRONT BEACH Road 2103, Panama City Beach, FL 32413 (MLS# 774303)

14415 FRONT BEACH Road 2103, Panama City Beach, FL 32413

$474,459

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $474,459 List Date: 9/16/2025 Last Modified: 6/25/2026

Overview

Description

Stunning Gulf-Front Condo – Fully Renovated & Turnkey! Impeccably updated with brand-new furniture and designer finishes, this resort-style retreat is perfectly positioned in the heart of Panama City Beach—just minutes from Pier Park and the brand-new Topgolf.Property. This unit highlights a large expansive waterfront balcony with breathtaking views. The resort style complex features Indoor & outdoor pools for year-round enjoyment. This unit also has 2 reserved beach chairs + a covered reserved parking spot in the parking garage. This is a Prime location only steps from the elevator ! The complex also features a on-site fitness center and outdoor BBQ area, for entertaining. Best Priced to unit in Ocean Reef—schedule your private showing today!

Listing Details MLS# 774303

Contract Info

List Price/SqFt: 414.01

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: FRONT BEACH
Street Suffix: Road
Unit #: 2103
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-137
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Front Beach Rd. to 14415. Unit is #2103 on the 21st Floor.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2103 2BR 2BA ORB 3042 P 236 ORB 3135 P 1252 TYPE B 923 H&C 257 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 21
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Prop App Site
Balcony SqFt: 100
Full Baths: 2
Total Baths: 2
# of Stories in Building: 23
Year Built: 2008
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Covered Spaces: Yes
Assigned Spaces: Yes
Lot Dimensions: X
Pool: Yes
Pool Type: Community
Half Baths: 0
Driveway Spaces: 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Stunning Gulf-Front Condo – Fully Renovated & Turnkey! Impeccably updated with brand-new furniture and designer finishes, this resort-style retreat is perfectly positioned in the heart of Panama City Beach—just minutes from Pier Park and the brand-new Topgolf.Property. This unit highlights a large expansive waterfront balcony with breathtaking views. The resort style complex features Indoor & outdoor pools for year-round enjoyment. This unit also has 2 reserved beach chairs + a covered reserved parking spot in the parking garage. This is a Prime location only steps from the elevator ! The complex also features a on-site fitness center and outdoor BBQ area, for entertaining. Best Priced to unit in Ocean Reef—schedule your private showing today!

Pool Features

Inground: Yes
Indoor: Yes
Pool/Spa Combo: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Elevator: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Concrete: Yes
Foundation – Slab on Grade: Yes
Roof – Other: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Pool: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Landscaped: Yes
Near Beach Access: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes
Parking Lot: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Waterfront: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Unobstructed: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes

Security Features

Building Security: Yes
Secured Garage/Parking: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Pool; Security; Sewer; Whirlpool; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Landscaped; Near Beach Access; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Pool Features: Inground; Indoor; Pool/Spa Combo Security Features: Building Security; Secured Garage/Parking; Smoke Detector(s) Parking Features: Garage Attached; Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Waterfront Rooms: Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf; Unobstructed Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Kitchen	First	10 x 9	10.00	9.00
Living Room	First	11 x 13	11.00	13.00
Primary Bedroom	First	14 x 13	14.00	13.00	Spacious Master Bedroom, with Gulf Front Waterviews

Listing Office: LPT Realty LLC

Last Updated: June – 25 – 2026

Information deemed reliable but not guaranteed.