14415 Front Beach Road 1308, Panama City Beach, FL 32413 (MLS# 791836)

14415 Front Beach Road 1308, Panama City Beach, FL 32413

New Listing

$460,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $460,000 List Date: 6/25/2026 Last Modified: 6/25/2026

Overview

Description

Ocean Reef 1308 – Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10' x 28' beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you'll find an open-concept floor plan designed to maximize both comfort and scenery. Luxury vinyl plank flooring flows throughout the main living areas, while expansive sliding glass doors showcase spectacular Gulf views from the entryway, kitchen, dining area, living room, and primary suite. The well-appointed kitchen features stainless steel appliances, tiled backsplash, breakfast bar seating, and custom designer light fixture. The Gulf-front primary suite offers private balcony access, a king-size bed, and ensuite bath with dou … (Read more) Ocean Reef 1308 – Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10′ x 28′ beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you’ll find an open-concept floor plan designed to maximize both comfort and scenery. Luxury vinyl plank flooring flows throughout the main living areas, while expansive sliding glass doors showcase spectacular Gulf views from the entryway, kitchen, dining area, living room, and primary suite. The well-appointed kitchen features stainless steel appliances, tiled backsplash, breakfast bar seating, and custom designer light fixture. The Gulf-front primary suite offers private balcony access, a king-size bed, and ensuite bath with double vanity. A spacious guest bedroom easily accommodates two queen beds, making it ideal for family and guests. The guest bath provides private access to the guest bedroom and accessibility to the main living area. Both bathrooms feature combination shower/tubs and are upgraded with stylish vanity countertops, mirrors, and fixtures. A separate laundry room includes washer, dryer, additional storage cabinetry, and wall hooks for beach gear and accessories. Offered fully furnished and rental-ready, this turnkey property is an excellent opportunity for a vacation home, investment property, or full-time beachfront residence. You’ll love the exclusive, assigned, parking space making parking a breeze. Ocean Reef owners and guests enjoy outstanding resort amenities, including a Gulf-front outdoor pool and hot tub, indoor heated pool, steam room, sauna, fitness center, and outdoor grilling area. Conveniently located near some of Panama City Beach’s most popular attractions, you’ll find Hidden Lagoon Mini Golf & Racetrack, Alvin’s Island, and a local coffee and donut shop just across the street. Beachfront dining and cocktails await next door at Runaway Island. Pier Park, located just 1.5 miles away, features premier shopping, dining, and entertainment including: The Grand 16 Theater, Topgolf, PCB SkyWheel, and new Pirates Voyage Dinner Show. Whether you’re searching for an investment property or your own piece of paradise, Ocean Reef 1308 deserves a place at the top of your must-see list. Buyer to verify all square footages and room dimensions if important.

Listing Details MLS# 791836

Contract Info

List Price/SqFt: 401.4

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 1308
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-070
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn south onto Nautilus Street. At Front Beach Rd., turn right. Ocean Reef is the first high rise building on your left.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1308 2BR 2BA ORB 3042 P 236 ORB 3762 P 602 TYPE B 923 H&C 257 BALC . PARK SP# 6 2ND LEVEL

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Builders Plans
Balcony SqFt: 280
Full Baths: 2
Total Baths: 2
# of Stories in Building: 23
# of Units in Bldg: 162
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Ocean Reef 1308 – Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10' x 28' beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you'll find an open-concept floor plan designed to maximize both comfort and scenery. Luxury vinyl plank flooring flows throughout the main living areas, while expansive sliding glass doors showcase spectacular Gulf views from the entryway, kitchen, dining area, living room, and primary suite. The well-appointed kitchen features stainless steel appliances, tiled backsplash, breakfast bar seating, and custom designer light fixture. The Gulf-front primary suite offers private balcony access, a king-size bed, and ensuite bath with double vanity. A spacious guest bedroom easily accommodates two queen beds, making it ideal for family and guests. The guest bath provides private access to the guest bedroom and accessibility to the main living area. Both bathrooms feature combination shower/tubs and are upgraded with stylish vanity countertops, mirrors, and fixtures. A separate laundry room includes washer, dryer, additional storage cabinetry, and wall hooks for beach gear and accessories. Offered fully furnished and rental-ready, this turnkey property is an excellent opportunity for a vacation home, investment property, or full-time beachfront residence. You'll love the exclusive, assigned, parking space making parking a breeze. Ocean Reef owners and guests enjoy outstanding resort amenities, including a Gulf-front outdoor pool and hot tub, indoor heated pool, steam room, sauna, fitness center, and outdoor grilling area. Conveniently located near some of Panama City Beach's most popular attractions, you'll find Hidden Lagoon Mini Golf & Racetrack, Alvin's Island, and a local coffee and donut shop just across the street. Beachfront dining and cocktails await next door at Runaway Island. Pier Park, located just 1.5 miles away, features premier shopping, dining, and entertainment including: The Grand 16 Theater, Topgolf, PCB SkyWheel, and new Pirates Voyage Dinner Show. Whether you're searching for an investment property or your own piece of paradise, Ocean Reef 1308 deserves a place at the top of your must-see list. Buyer to verify all square footages and room dimensions if important.

Dining Room

First: Yes

More Information

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Foundation – On Piling: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Covenants & Rescrictions: Yes
Dedicated Beach: Yes
Near Beach Access: Yes
Sand Dunes: Yes
Storm Sewer: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes
Parking Garage: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Sauna/Steam Room: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Generator: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes

Heating

Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Building Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Heat Pump Heating: Heat Pump Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Dumpster; Exercise Room; Internet-WiFi; Management; Conference Center; Pest Control; Pool; Sauna/Steam Room; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional; Other Furnished: Furnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Dedicated Beach; Near Beach Access; Sand Dunes; Storm Sewer; Waterfront; Within 1/2 Mile to Water Dining Room: First Pool Features: Fenced; Gunite Concrete; Heated – Gas; Inground; Spa/ Hot Tub Security Features: Building Security; Fire Alarm; Fire Sprinkler System; Security Lights; Smoke Detector(s) Parking Features: Additional Parking; Assigned; Parking Garage Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Conference Center; Pool; Sauna/Steam Room; Whirlpool; Waterfront Rooms: Bedroom; Dining Room; Kitchen; Living Room Sale Type: As Is Utilities: Electricity – Connected; Garbage; Generator; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	12 x 13.5	12.00	13.50
Dining Room	First	12 x 14	12.00	14.00
Kitchen	First	10 x 9	10.00	9.00
Bedroom	First	11 x 13	11.00	13.00

Listing Office: Distinctive Beach Real Estate

Last Updated: June – 25 – 2026

Information deemed reliable but not guaranteed.