14415 Front Beach Road 1602, Panama City Beach, FL 32413 (MLS# 778981)

14415 Front Beach Road 1602, Panama City Beach, FL 32413

$449,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $449,000 List Date: 9/13/2025 Last Modified: 9/09/2026

Overview

Description

Offered for sale is Ocean Reef Unit 1602, a two-bedroom, two-bath, gulf-front condo with a spacious 10×27 (270+ sq. ft.) balcony. The Unit 1602 floorplan features: a gulf-front living area and gulf-front master bedroom with separate balcony access; tiled floors; luxury vinyl bedroom flooring; and matching tile backsplash and bar facing. The Ocean Reef balcony size is fabulous and sets it apart from many other resorts. From the moment you walk-in you'll notice the beautiful gulf-views from the kitchen, dining, and living areas. The master bedroom features a private bath with double vanity. The guest bedroom is large enough for two beds and offers private access to the guest bathroom. The laundry room includes a side-by-side washer and dryer. Ocean Reef features two pools and a large hot-tub. The gulf-front pool is located directly behind the building. The indoor pool is perfect for colder days. Ocean Reef is perfectly situated! Just to the west, a short walk away, enjoy delicious me … (Read more)

Listing Details MLS# 778981

Contract Info

List Price/SqFt: 391.8

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 1602
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-091
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From HWY 98 Back Beach Rd., turn south on Nautilus Street. At Front Beach Rd., turn right. Ocean Reef is the first high rise on your left.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1602 2BR 2BA ORB 3042 P 236 ORB 4049 P 1668 TYPE B 923 H&C 257 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 16
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Builders Plans
Balcony SqFt: 270
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 5644
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Offered for sale is Ocean Reef Unit 1602, a two-bedroom, two-bath, gulf-front condo with a spacious 10×27 (270+ sq. ft.) balcony. The Unit 1602 floorplan features: a gulf-front living area and gulf-front master bedroom with separate balcony access; tiled floors; luxury vinyl bedroom flooring; and matching tile backsplash and bar facing. The Ocean Reef balcony size is fabulous and sets it apart from many other resorts. From the moment you walk-in you'll notice the beautiful gulf-views from the kitchen, dining, and living areas. The master bedroom features a private bath with double vanity. The guest bedroom is large enough for two beds and offers private access to the guest bathroom. The laundry room includes a side-by-side washer and dryer. Ocean Reef features two pools and a large hot-tub. The gulf-front pool is located directly behind the building. The indoor pool is perfect for colder days. Ocean Reef is perfectly situated! Just to the west, a short walk away, enjoy delicious meals at the beach-front Runaway Island Restaurant or venture across the street for yummy coffee and donuts at A'more or lunch at the Funland Snack Bar. Across the street you'll find the Hidden Lagoon mini golf and golf carts or shop at the large Alvin's Island Gift Shop. The famous Pier Park restaurant, entertainment, and shopping district is just 1.75 miles to the west. The new TopGolf restaurant, bar, and golfing fun is just 1.5 miles to the west. Unit 1602 includes your very own exclusive-use, assigned, parking space on level 2 under the building. No walking across the street or wasted time looking for a parking space. All dimensions and square footages are approximate and to be verified by buyer if important. The HVAC Unit is dated August 2021. *Living rom sofa does not convey.

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Indoor: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Internet-WiFi: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Partially: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Covenants & Rescrictions: Yes
Near Beach Access: Yes
Sand Dunes: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Sauna/Steam Room: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes
Dog Park: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Generator: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes

Heating

Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Building Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Heat Pump Heating: Heat Pump Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Dumpster; Exercise Room; Internet-WiFi; Legal; Management; Conference Center; Pest Control; Pool; Sauna/Steam Room; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Partially Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Near Beach Access; Sand Dunes; Waterfront; Within 1/2 Mile to Water Pool Features: Gunite Concrete; Heated – Gas; Inground; Indoor; Spa/ Hot Tub Security Features: Building Security; Fire Alarm; Fire Sprinkler System; Security Guard; Smoke Detector(s) Parking Features: Additional Parking; Assigned Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Dog Park; Dumpster; Elevators; Exercise Room; Conference Center; Pool; Sauna/Steam Room; Security-24 hour; Whirlpool; Waterfront Rooms: Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Generator; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	10 x 9.2	10.00	9.20
Living Room	First	12 x 13.7	12.00	13.70
Primary Bedroom	First	12 x 12.8	12.00	12.80

Listing Office: Distinctive Beach Real Estate

Last Updated: September – 09 – 2026

Information deemed reliable but not guaranteed.