14415 Front Beach Road 1704, Panama City Beach, FL 32413 (MLS# 794562)

14415 Front Beach Road 1704, Panama City Beach, FL 32413

New Listing

$459,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $459,000 List Date: 8/25/2026 Last Modified: 8/25/2026

Overview

Description

Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring througho … (Read more) Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park’s shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.

Listing Details MLS# 794562

Contract Info

List Price/SqFt: 400.52

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 1704
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-102
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn south on Nautilus Street to Front Beach Road. At Front Beach Road, turn right. Ocean Reef is immediately on your left.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1704 2BR 2BA ORB 3042 P 236 TYPE B 923 H&C 257 BALC ORB 4760 P 696 . ORB 4772 P 1322 PK SP #3 LEVEL 5

General Property Info

Sub-Type: Condominium
Floor Number: 17
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: Condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
Last Taxes: 5704.16
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park's shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.

Balcony

First: Yes

More Information

Dining Room

First: Yes

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Steel/Frame: Yes
Roof – Flat: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Pest Control: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Assigned: Yes
Parking Garage: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Sauna/Steam Room: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Building Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Management; Master Association; Pest Control; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Access: Paved Road Balcony: First Dining Room: First Pool Features: Gunite Concrete; Heated – Gas; Inground Security Features: Building Security; Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Assigned; Parking Garage Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Pool; Sauna/Steam Room; Waterfront Rooms: Balcony; Dining Room; Kitchen; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	10.4 x 9.1	10.40	9.10
Dining Room	First	12 x 13.7	12.00	13.70
Living Room	First	11 x 13.7	11.00	13.70
Balcony	First	10 x 28	10.00	28.00

Listing Office: Beach Time Realty, Inc

Last Updated: August – 25 – 2026

Information deemed reliable but not guaranteed.