14415 Front Beach Road 2201, Panama City Beach, FL 32413

$844,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,600 Status: Active
Current Price: $844,000 List Date: 10/21/2025 Last Modified: 3/06/2026

Description

This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10×28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ”coastal paradise” with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ”Jack and Jill” bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ”Ecobee” smart thermostat to reduce heating and cooling costs. The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You’ll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..

More Information MLS# 780683

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 2662.86 HOA Frequency: Quarterly HOA Annual Amount: 10651.44 New Buyer Fee: Yes New Buyer Fee Amt: 250 Last Taxes: 9371 Last Tax Year: 2024 Brokerage Interest: No Interest Condo Doc: Yes

Contract Info

List Price/SqFt: 527.5 Status: Active List Date: 2025-10-19 List Price: $844,000 Current Price: $844,000

Location

Unit #: 2201 Sub Area: 0318 – Beach – Central South Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: From Hwy 98, turn south on Nautilus Street. At Front Beach Road, turn right. Ocean Reef will be on your left. Area: 03 – Bay County – Beach Street #: 14415 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Subdivision: Ocean Reef Parcel ID: 40001-250-144 Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2201 4BR 3BA ORB 4681 P 100 TYPE A 1535 H&C 257 BALC

General Property Info

Floor Number: 22 Design: High-Rise (8+ floors) Apx SqFt(Htd/Cooled): 1600 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site # of Stories in Building: 23 Lot Dimensions: N/A New Construction: No Garage Y/N: Yes Garage Spaces: 1 Assigned Spaces: 1 Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 2008

Remarks & Misc

Remarks: This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10×28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ”coastal paradise” with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ”Jack and Jill” bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ”Ecobee” smart thermostat to reduce heating and cooling costs. The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You’ll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven – Electric: 1 Range – Electric: 1 Range Hood: 1 Refrigerator: 1 Washer: 1

Interior Features

Breakfast Bar: 1 Floor – Vinyl Plank: 1 Lighting – Recessed: 1 Lock Out Closet: 1 Window – Treatment All: 1 Handicap Provisions: 1

Association Fees Include

BBQ Pit/Grill: 1 Exercise Room: 1 Ground Keeping: 1 Insurance: 1 Internet-WiFi: 1 Pest Control: 1 Picnic Area: 1 Pool: 1 Sewer: 1 Trash Disposal: 1 TV Cable: 1

Financing

Cash: 1 Conventional: 1 FHA: 1

Furnished

Furnished: 1

Interior

Smart Thermostat: 1

Living Room

First: 1

Parking Features

Assigned: 1 Community Structure: 1

Rooms

Bedroom: 1 Living Room: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1

Sale Type

As Is: 1

Waterfront Type

Gulf: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Humidity Control: 1

Heating

Electric: 1

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Humidity Control Heating: Electric Association Fees Include: BBQ Pit/Grill; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Trash Disposal Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Smart Thermostat Living Room: First Parking Features: Assigned; Community Structure Rooms: Bedroom; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Master Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Remarks: Approximate Bedroom Level: First Dimensions: 12 x 13 Length: 12.00 Width: 13.00 Dimensions: 12 x 13 Remarks: Approximate Bedroom Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Remarks: Approximate Living Room Level: First Dimensions: 25 x 15 Length: 25.00 Width: 15.00 Dimensions: 25 x 15 Remarks: Approximate
Listing Office: The Premier Property Group
Last Updated: March – 06 – 2026
Information deemed reliable but not guaranteed.