14415 Front Beach Road 2201, Panama City Beach, FL 32413 (MLS# 780683)

14415 Front Beach Road 2201, Panama City Beach, FL 32413

$820,000

Spacious Kitchen with Stainless Applianc

Laundry Room with Full Size Washer and D

Huge Balcony with Long Lasting Plywood F

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,600 Status: Active

Current Price: $820,000 List Date: 10/21/2025 Last Modified: 4/17/2026

Overview

Description

This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10×28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, … (Read more)

Listing Details MLS# 780683

Contract Info

List Price/SqFt: 512.5

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 2201
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-144
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn south on Nautilus Street. At Front Beach Road, turn right. Ocean Reef will be on your left.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2201 4BR 3BA ORB 4681 P 100 TYPE A 1535 H&C 257 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 22
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1600
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 23
Year Built: 2008
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Assigned Spaces: Yes
Lot Dimensions: N/A
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Last Taxes: 9371
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10×28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs. The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes

More Information

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Window – Treatment All: Yes
Handicap Provisions: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Living Room

First: Yes

Parking Features

Assigned: Yes
Community Structure: Yes

Rooms

Bedroom: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Humidity Control: Yes

Heating

Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Humidity Control Heating: Electric Association Fees Include: BBQ Pit/Grill; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Trash Disposal Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Smart Thermostat Living Room: First Parking Features: Assigned; Community Structure Rooms: Bedroom; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	14 x 11	14.00	11.00	Approximate
Bedroom	First	12 x 13	12.00	13.00	Approximate
Bedroom	First	11 x 10	11.00	10.00	Approximate
Living Room	First	25 x 15	25.00	15.00	Approximate

Listing Office: The Premier Property Group

Last Updated: April – 17 – 2026

Information deemed reliable but not guaranteed.