14415 Front Beach Road 805, Panama City Beach, FL 32413 (MLS# 788872)

14415 Front Beach Road 805, Panama City Beach, FL 32413

$462,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $462,000 List Date: 4/24/2026 Last Modified: 6/22/2026

Overview

Description

Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach–home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance–high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10×28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. … (Read more) Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach–home of the World’s Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance–high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10×28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath–perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area–everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators–providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you’re just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you’ll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.

Listing Details MLS# 788872

Contract Info

List Price/SqFt: 403.14

Location

Area: 03 – Bay County – Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
Unit #: 805
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0325 – Beach – West South
Subdivision: Ocean Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-250-022
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 (Back Beach Rd.) turn south on Nautilus Street. At Front Beach Rd., turn right heading west. Ocean Reef is the first high-rise building immediately on your left.
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 805 2BR 2BA ORB 3042 P 236 ORB 3111 P 48 TYPE B 923 H&C 257 BALC . PRKNG SPACE #24 2ND LEVEL

General Property Info

Sub-Type: Condominium
Floor Number: 8
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Builders Plans
Balcony SqFt: 280
Full Baths: 2
Total Baths: 2
# of Stories in Building: 23
# of Units in Bldg: 162
Year Built: 2008
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 5675
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach–home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance–high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10×28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath–perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area–everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators–providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.

Dining Room

First: Yes

More Information

Pool Features

Gunite Concrete: Yes
Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Foundation – On Piling: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet Service: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Security: Yes
Sewer: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Dedicated Beach: Yes
Sand Dunes: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Sauna/Steam Room: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes

Heating

Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Building Security: Yes
Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Heat Pump Heating: Heat Pump Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Beach; Dumpster; Exercise Room; Internet Service; Legal; Ground Keeping; Management; Conference Center; Pest Control; Pool; Sauna/Steam Room; Security; Sewer; Whirlpool; Water Financing: Cash; Conventional; Other Furnished: Furnished Living Room: First Lot Features: Coastal Construction Control Line; Dedicated Beach; Sand Dunes; Waterfront; Within 1/2 Mile to Water Dining Room: First Pool Features: Gunite Concrete; Inground; Indoor Security Features: Building Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Security Lights; Smoke Detector(s) Parking Features: Additional Parking; Assigned Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Conference Center; Pool; Sauna/Steam Room; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Dining Room; Living Room Utilities: Electricity – Connected; Garbage; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	11 x 13	11.00	13.00
Living Room	First	12 x 13.5	12.00	13.50
Dining Room	First	12 x 14	12.00	14.00

Listing Office: Distinctive Beach Real Estate

Last Updated: June – 22 – 2026

Information deemed reliable but not guaranteed.