14737 Bream Pond Drive, Panama City, FL 32409 (MLS# 771384)

14737 Bream Pond Drive, Panama City, FL 32409

$114,900

Property Type: Residential Land Lot Size (sq. ft.): 181,008 Status: Pending

Current Price: $114,900 List Date: 4/03/2025 Last Modified: 7/27/2026

Overview

Description

Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access t … (Read more) Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential.

Listing Details MLS# 771384

Contract Info

List Price/Acre: 27620.19

Location

Street #: 14737
Street Name: Bream Pond
Street Suffix: Drive
Area: 04 – Bay County – North
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0413 – Bay North – Youngstown Area
Subdivision: Bream Pond
Community/Resort: None
Waterfront: Yes
Parcel ID: 07458-113-000
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Highway 77 towards Highway 20. Take a right on Hwy 20. Right on to Bream Pond Road. Follow road around then take a left on Bream Pond Drive. Lots will be on your left on corner.
Legal Description: BREAM POND 83C LOT 13 ORB 4671 P 451

General Property Info

Sub-Type: Residential Lots
Lot Dimensions: 604.76'+- x 24.98'+- x 761.67'+- x 528.1'+-
Acreage: 4.16
Lot Size (SqFt): 181008

Status Change Info

Under Contract Date: 2026-07-24

Listing Info, Tax & Legal

HOA Fee: No
Last Taxes: 394
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential.

More Information

Financing

Cash: Yes
Conventional: Yes

Lot Features

Covenants: Yes
Subdivision – Recorded: Yes
Restrictions: Yes
Sloping: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Utilities

Electric – On-Site: Yes
Private Well – Needed: Yes
Septic – Needed: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Property Features

Financing: Cash; Conventional Lot Access: County Road; Paved Road Lot Features: Covenants; Subdivision – Recorded; Restrictions; Sloping; Waterfront; Within 1/2 Mile to Water Sale Type: As Is Utilities: Electric – On-Site; Private Well – Needed; Septic – Needed; Underground Utilities Waterfront Type: Lakefront Waterview: Lake Present Zoning: Resid Single Family

Listing Office: Think Real Estate

Last Updated: July – 27 – 2026

Information deemed reliable but not guaranteed.