149/150 Cain Road, Panama City Beach, FL 32413 (MLS# 783062)

149/150 Cain Road, Panama City Beach, FL 32413

$949,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,304 Status: Active

Current Price: $949,000 List Date: 12/31/2025 Last Modified: 3/19/2026

Overview

Description

Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000) Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear. The interiors … (Read more)

Listing Details MLS# 783062

Contract Info

List Price/SqFt: 411.89

Location

Area: 03 – Bay County – Beach
Street #: 149/150
Street Name: Cain
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Pirate's Cove Inlet
Community/Resort: None
Waterfront: No
Parcel ID: 35257-060-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: FROM US HWY 98, TURN NORTH ON CAIN ROAD, ACROSS HWY 98 FROM CARILLON BEACH
Legal Description: 32 2S 17W -40.6- 5D3 BEG 18.19' S & 66.05' E OF NW COR GOVT LOT 38 TH E 21.20' S 100' W 31.23' NELY 100.49' TO POB AKA UNIT #149 ORB 4478 P 2382

General Property Info

Sub-Type: Attached Single Unit
Design: Beach House
Apx SqFt(Htd/Cooled): 2304
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
# of Stories in Building: 3
# of Units in Bldg: 2
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 45×100
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 529
HOA Frequency: Quarterly
HOA Annual Amount: 2116
New Buyer Fee: No
Last Taxes: 3520
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000) Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear. The interiors feature a bright, open-concept layout with a relaxed coastal aesthetic and thoughtful updates throughout. Expansive living and dining areas are filled with natural light, creating an open and inviting space ideal for entertaining. Updated kitchens showcase granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating, seamlessly connecting to the living and dining spaces. Both units are tastefully updated, turn-key furnished, and supported by a strong rental history, making this an exceptional investment opportunity, multi-family retreat, or private coastal getaway.

Pool Features

Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lock Out Unit: Yes
Pantry: Yes
Window – Treatment Some: Yes

Construction/Siding

Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Enclosed: Yes
Deck Open: Yes
Double Pane Windows: Yes

Waterfront Feature

Boat Launch: Yes

Other Structures

RV/Boat Storage: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Boat Launch: Yes
Dock: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Trash Disposal: Yes

Furnished

Furnished: Yes

Kitchen

Second: Yes

Living Room

Second: Yes

Lot Features

Deeded Access Water: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Carport Attached: Yes
Oversized: Yes

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boat Launch: Yes
Dock: Yes
Fishing: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes

Heating

Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: Second Cooling: Ceiling Fan(s); Electric Heating: Electric Exterior: Balcony; Deck Covered; Deck Enclosed; Deck Open; Double Pane Windows Association Fees Include: BBQ Pit/Grill; Boat Launch; Dock; Playground; Pool; Recreational Faclty; Trash Disposal Furnished: Furnished Kitchen: Second Living Room: Second Lot Features: Deeded Access Water; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Inground Parking Features: Carport Attached; Oversized Other Structures: RV/Boat Storage Association Amenities: BBQ Pit/Grill; Boat Launch; Dock; Fishing; Picnic Area; Pool; Waterfront Rooms: Bedroom; Kitchen; Living Room Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Boat Launch Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	Second	14 x 22	14.00	22.00
Kitchen	Second	11.5 x 12	11.50	12.00
Bedroom	Second	15 x 12	15.00	12.00
Bedroom	Second	13.5 x 14	13.50	14.00
Bedroom	Second	15 x 12	15.00	12.00
Bedroom	Second	13.5 x 14	13.50	14.00

Listing Office: The Premier Property Group

Last Updated: March – 19 – 2026

Information deemed reliable but not guaranteed.