1509 Trout Lane, Panama City Beach, FL 32408 (MLS# 786468)

1509 Trout Lane, Panama City Beach, FL 32408

$899,900

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,150 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $899,900 List Date: 3/07/2026 Last Modified: 3/30/2026

Overview

Description

Welcome to Bay Point–one of Panama City Beach's most sought-after gated communities–where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you'll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking–ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood-burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space–all overlooking the water. The kitchen is spacious and functional, offering ample cab … (Read more) Welcome to Bay Point–one of Panama City Beach’s most sought-after gated communities–where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you’ll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking–ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood-burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space–all overlooking the water. The kitchen is spacious and functional, offering ample cabinetry, generous counter space, a pantry, breakfast area, and a center island that makes gathering easy. The primary suite is privately situated and offers a peaceful retreat with a large custom walk-in closet and a dedicated office space with water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower. One of the standout features of this home is the seamless indoor-outdoor living. The sunroom, accessible from both the living room and primary suite, opens to a spacious deck overlooking the canal–perfect for relaxing or entertaining. From there, step down to your private dock and seawall, with plenty of room for a larger boat and direct access to the bay and Shell Island. Living in Bay Point means enjoying 24/7 gated security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, full-service marina, and an on-site restaurant–all just minutes from St. Andrews State Park, the beach, and some of the area’s best dining and shopping. This is what coastal waterfront living is all about–easy, inviting, and made to be enjoyed.

Listing Details MLS# 786468

Contract Info

List Price/SqFt: 418.56

Location

Area: 03 – Bay County – Beach
Street #: 1509
Street Name: Trout
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Bay Point Unit 1
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30933-532-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Take 2nd gate into Bay Point. Follow Bay Point Rd to the right and take first left on Marlin Cir. Follow to Wahoo and turn left. Follow to Trout Ln and turn right. home will be on your left.
Legal Description: BAY POINT UNIT 1 LOT 438 ORB 3713 P 1311

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2150
SqFt Source: An Appraiser
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1983
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 70 x 125
Acreage: 0.22
Lot Size (SqFt): 9583
Pool: No

Waterfront Feature

Waterfront Feet: 70
Boat Slip: Yes
Dock: Yes
Bulkhead/Seawall: Yes

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1950
HOA Frequency: Annually
HOA Annual Amount: 1950
New Buyer Fee: No
Last Taxes: 3013
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to Bay Point–one of Panama City Beach's most sought-after gated communities–where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you'll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking–ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood-burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space–all overlooking the water. The kitchen is spacious and functional, offering ample cabinetry, generous counter space, a pantry, breakfast area, and a center island that makes gathering easy. The primary suite is privately situated and offers a peaceful retreat with a large custom walk-in closet and a dedicated office space with water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower. One of the standout features of this home is the seamless indoor-outdoor living. The sunroom, accessible from both the living room and primary suite, opens to a spacious deck overlooking the canal–perfect for relaxing or entertaining. From there, step down to your private dock and seawall, with plenty of room for a larger boat and direct access to the bay and Shell Island. Living in Bay Point means enjoying 24/7 gated security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, full-service marina, and an on-site restaurant–all just minutes from St. Andrews State Park, the beach, and some of the area's best dining and shopping. This is what coastal waterfront living is all about–easy, inviting, and made to be enjoyed.

More Information

Dining Room

First: Yes

Florida Room

First: Yes

Garage

First: Yes

Great Room

First: Yes

Master Bathroom

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Bookcases: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Skylight(s): Yes
Wet Bar: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes
Siding – Wood: Yes
Trim – Wood: Yes

Exterior

Deck Open: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Picnic Area: Yes
Playground: Yes
Security: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Survey Available: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Boardwalk: Yes
Gated Community: Yes
Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Florida Room: Yes
Garage: Yes
Great Room: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Canal: Yes

Sale Type

As Is: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Wood Burning: Yes
Mini-Split/Ductless: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning; Mini-Split/Ductless Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Porch Covered; Sprinkler System Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Picnic Area; Playground; Security Financing: Cash; Conventional; VA Furnished: Negotiable Interior: Floor – Carpet Kitchen: First Lot Features: Covenants & Rescrictions; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available Lot Access: Gated Access; Paved Road; Private Road Master Bathroom: First Dining Room: First Florida Room: First Great Room: First Garage: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Paver Block Association Amenities: Basketball Court; Boardwalk; Gated Community; Golf; Pavilion/Gazebo; Picnic Area; Playground; Security-24 hour; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Dining Room; Florida Room; Garage; Great Room; Kitchen; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Great Room	First	25.6 x 22.1	25.60	22.10	Living Dining Combo
Dining Room	First	10 x 8.8	10.00	8.80
Kitchen	First	18 x 15	18.00	15.00
Florida Room	First	26 x 10	26.00	10.00
Garage	First	23.6 x 23.7	23.60	23.70
Bedroom	First	9.5 x 14.2	9.50	14.20
Bedroom	First	10 x 7	10.00	7.00
Master Bedroom	First	12.7 x 14.11	12.70	14.11
Master Bathroom	First	9 x 17	9.00	17.00

Listing Office: Counts Real Estate Group Inc

Last Updated: March – 30 – 2026

Information deemed reliable but not guaranteed.