1509 Trout Lane, Panama City Beach, FL 32408
New Listing
$995,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
2,150
Lot Size (sq. ft.):
9,583
Status:
Active
Current Price:
$995,000
List Date:
3/07/2026
Last Modified:
3/08/2026
Description
Nestled within the private, gated community of Bay Point, this stunning 3-bedroom, 2-bath waterfront home embodies the relaxed coastal lifestyle, centered around beautiful water views. The home features a bright sunroom and a spacious deck overlooking the canal – perfect for enjoying Florida’s year-round outdoor living.
As you arrive, you’ll be welcomed by a beautifully manicured yard with lush tropical landscaping. The brick paver driveway includes a convenient side parking area beside the two-car garage, offering plenty of space for vehicles, water toys, or even a golf cart. Situated on a large lot with approximately 70 feet of canal frontage, the property offers picturesque water views where two canals meet.
Inside, a welcoming foyer opens to vaulted ceilings, abundant natural light, and an open-concept living space designed for easy Florida living. The living room features a cozy wood-burning fireplace, tranquil canal views, recessed lighting, and a built-in entertainment center complete with a convenient wet bar that serves both the living and dining areas.
The spacious modern kitchen is ideal for entertaining and everyday living, offering generous cabinet and counter space, a pantry, breakfast area, and a center workstation island – perfect for preparing meals or gathering with guests.
The primary suite is privately located on the opposite side of the home and includes an oversized custom walk-in closet and a dedicated office space overlooking the water. The spa-like primary bathroom features a soaking tub, walk-in shower, and dual vanities. Both the office and living room provide access to the waterfront sunroom, creating a seamless indoor-outdoor living experience.
Just outside the sunroom, a large open deck leads down to the seawall and private boat dock, offering ample space for larger boats. From your backyard, enjoy a scenic boat ride through Bay Point’s canal system to the open bay and nearby Shell Island.
Residents of Bay Point enjoy 24/7 roving security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, a full-service marina, scenic canals, and an on-site restaurant. The home is also just a short drive from St. Andrews State Park, the ”World’s Most Beautiful Beaches,” as well as local dining, shopping, and entertainment.
This exceptional property perfectly blends comfort, style, and the ultimate waterfront coastal lifestyle.
More Information MLS# 786468
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1950
HOA Frequency: Annually
HOA Annual Amount: 1950
New Buyer Fee: No
Last Taxes: 3013
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 462.79
Status: Active
List Date: 2026-03-06
List Price: $995,000
Current Price: $995,000
Location
Sub Area: 0319 – Beach – East
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Take 2nd gate into Bay Point. Follow Bay Point Rd to the right and take first left on Marlin Cir. Follow to Wahoo and turn left. Follow to Trout Ln and turn right. home will be on your left.
Area: 03 – Bay County – Beach
Street #: 1509
Street Name: Trout
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1
Parcel ID: 30933-532-000
Legal Description: BAY POINT UNIT 1 LOT 438 ORB 3713 P 1311
General Property Info
Acreage: 0.22
Design: Contemporary
Lot Size (SqFt): 9583
Apx SqFt(Htd/Cooled): 2150
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: An Appraiser
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 70 x 125
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1983
Remarks & Misc
Remarks: Nestled within the private, gated community of Bay Point, this stunning 3-bedroom, 2-bath waterfront home embodies the relaxed coastal lifestyle, centered around beautiful water views. The home features a bright sunroom and a spacious deck overlooking the canal – perfect for enjoying Florida’s year-round outdoor living.
As you arrive, you’ll be welcomed by a beautifully manicured yard with lush tropical landscaping. The brick paver driveway includes a convenient side parking area beside the two-car garage, offering plenty of space for vehicles, water toys, or even a golf cart. Situated on a large lot with approximately 70 feet of canal frontage, the property offers picturesque water views where two canals meet.
Inside, a welcoming foyer opens to vaulted ceilings, abundant natural light, and an open-concept living space designed for easy Florida living. The living room features a cozy wood-burning fireplace, tranquil canal views, recessed lighting, and a built-in entertainment center complete with a convenient wet bar that serves both the living and dining areas.
The spacious modern kitchen is ideal for entertaining and everyday living, offering generous cabinet and counter space, a pantry, breakfast area, and a center workstation island – perfect for preparing meals or gathering with guests.
The primary suite is privately located on the opposite side of the home and includes an oversized custom walk-in closet and a dedicated office space overlooking the water. The spa-like primary bathroom features a soaking tub, walk-in shower, and dual vanities. Both the office and living room provide access to the waterfront sunroom, creating a seamless indoor-outdoor living experience.
Just outside the sunroom, a large open deck leads down to the seawall and private boat dock, offering ample space for larger boats. From your backyard, enjoy a scenic boat ride through Bay Point’s canal system to the open bay and nearby Shell Island.
Residents of Bay Point enjoy 24/7 roving security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, a full-service marina, scenic canals, and an on-site restaurant. The home is also just a short drive from St. Andrews State Park, the ”World’s Most Beautiful Beaches,” as well as local dining, shopping, and entertainment.
This exceptional property perfectly blends comfort, style, and the ultimate waterfront coastal lifestyle.
Dining Room
First: 1
Florida Room
First: 1
Garage
First: 1
Office
First: 1
Appliances
Cooktop – Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range – Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Bookcases: 1
Ceiling – Crwn Molding: 1
Ceiling – Vaulted: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Kitchen Island: 1
Lighting – Recessed: 1
Skylight(s): 1
Wet Bar: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Composite Shngl: 1
Siding – Stucco: 1
Siding – Wood: 1
Trim – Wood: 1
Exterior
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Boat Slip: 1
Dock: 1
Bulkhead/Seawall: 1
Waterfront Feet: 70
Association Fees Include
Accounting: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Picnic Area: 1
Playground: 1
Security: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Negotiable: 1
Interior
Floor – Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Interior Lot: 1
Landscaped: 1
Subdivision – Recorded: 1
Survey Available: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
Boardwalk: 1
Gated Community: 1
Golf: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Security-24 hour: 1
Tennis: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Florida Room: 1
Garage: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Office: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Available: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Underground Utilities: 1
Waterview
Canal: 1
Sale Type
As Is: 1
Waterfront Type
Canal w/ Gulf Access: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace – Wood Burning: 1
Mini-Split/Ductless: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace – Wood Burning; Mini-Split/Ductless
Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Picnic Area; Playground; Security
Financing: Cash; Conventional; VA
Furnished: Negotiable
Interior: Floor – Carpet
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available
Lot Access: Gated Access; Paved Road; Private Road
Dining Room: First
Florida Room: First
Garage: First
Office: First
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paver Block
Association Amenities: Basketball Court; Boardwalk; Gated Community; Golf; Pavilion/Gazebo; Picnic Area; Playground; Security-24 hour; Sidewalks; Tennis; Waterfront
Rooms: Bedroom; Dining Room; Florida Room; Garage; Kitchen; Living Room; Master Bedroom; Office
Sale Type: As Is
Utilities: TV Cable; Electricity – Connected; Garbage; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type: Canal w/ Gulf Access
Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall
Waterview: Canal
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 22 x 13
Length: 22.00
Width: 13.00
Dimensions: 22 x 13
Dining Room
Level: First
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Dimensions: 13 x 12
Kitchen
Level: First
Dimensions: 18 x 15
Length: 18.00
Width: 15.00
Dimensions: 18 x 15
Office
Level: First
Dimensions: 10 x 10
Length: 10.00
Width: 10.00
Dimensions: 10 x 10
Florida Room
Level: First
Dimensions: 26 x 10
Length: 26.00
Width: 10.00
Dimensions: 26 x 10
Garage
Level: First
Dimensions: 22 x 22
Length: 22.00
Width: 22.00
Dimensions: 22 x 22
Master Bedroom
Level: First
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Dimensions: 15 x 14
Bedroom
Level: First
Dimensions: 14 x 10
Length: 14.00
Width: 10.00
Dimensions: 14 x 10
Bedroom
Level: First
Dimensions: 14 x 9
Length: 14.00
Width: 9.00
Dimensions: 14 x 9
Listing Office:
Counts Real Estate Group
Last Updated: March – 08 – 2026
Information deemed reliable but not guaranteed.