1509 Trout Lane, Panama City Beach, FL 32408

New Listing
$995,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,150 Lot Size (sq. ft.): 9,583 Status: Active
Current Price: $995,000 List Date: 3/07/2026 Last Modified: 3/08/2026

Description

Nestled within the private, gated community of Bay Point, this stunning 3-bedroom, 2-bath waterfront home embodies the relaxed coastal lifestyle, centered around beautiful water views. The home features a bright sunroom and a spacious deck overlooking the canal – perfect for enjoying Florida’s year-round outdoor living. As you arrive, you’ll be welcomed by a beautifully manicured yard with lush tropical landscaping. The brick paver driveway includes a convenient side parking area beside the two-car garage, offering plenty of space for vehicles, water toys, or even a golf cart. Situated on a large lot with approximately 70 feet of canal frontage, the property offers picturesque water views where two canals meet. Inside, a welcoming foyer opens to vaulted ceilings, abundant natural light, and an open-concept living space designed for easy Florida living. The living room features a cozy wood-burning fireplace, tranquil canal views, recessed lighting, and a built-in entertainment center complete with a convenient wet bar that serves both the living and dining areas. The spacious modern kitchen is ideal for entertaining and everyday living, offering generous cabinet and counter space, a pantry, breakfast area, and a center workstation island – perfect for preparing meals or gathering with guests. The primary suite is privately located on the opposite side of the home and includes an oversized custom walk-in closet and a dedicated office space overlooking the water. The spa-like primary bathroom features a soaking tub, walk-in shower, and dual vanities. Both the office and living room provide access to the waterfront sunroom, creating a seamless indoor-outdoor living experience. Just outside the sunroom, a large open deck leads down to the seawall and private boat dock, offering ample space for larger boats. From your backyard, enjoy a scenic boat ride through Bay Point’s canal system to the open bay and nearby Shell Island. Residents of Bay Point enjoy 24/7 roving security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, a full-service marina, scenic canals, and an on-site restaurant. The home is also just a short drive from St. Andrews State Park, the ”World’s Most Beautiful Beaches,” as well as local dining, shopping, and entertainment. This exceptional property perfectly blends comfort, style, and the ultimate waterfront coastal lifestyle.

More Information MLS# 786468

Listing Info, Tax and Legal

Homestead: No HOA Fee: Yes HOA Amount: 1950 HOA Frequency: Annually HOA Annual Amount: 1950 New Buyer Fee: No Last Taxes: 3013 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 462.79 Status: Active List Date: 2026-03-06 List Price: $995,000 Current Price: $995,000

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: Yes Gulf Access: Yes Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Take 2nd gate into Bay Point. Follow Bay Point Rd to the right and take first left on Marlin Cir. Follow to Wahoo and turn left. Follow to Trout Ln and turn right. home will be on your left. Area: 03 – Bay County – Beach Street #: 1509 Street Name: Trout Street Suffix: Lane State: FL Zip Code: 32408 County: Bay Subdivision: Bay Point Unit 1 Parcel ID: 30933-532-000 Legal Description: BAY POINT UNIT 1 LOT 438 ORB 3713 P 1311

General Property Info

Acreage: 0.22 Design: Contemporary Lot Size (SqFt): 9583 Apx SqFt(Htd/Cooled): 2150 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: An Appraiser # of Stories in Building: 1 Pre-Const Flip: No Lot Dimensions: 70 x 125 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 2 Total Baths: 2 Year Built: 1983

Remarks & Misc

Remarks: Nestled within the private, gated community of Bay Point, this stunning 3-bedroom, 2-bath waterfront home embodies the relaxed coastal lifestyle, centered around beautiful water views. The home features a bright sunroom and a spacious deck overlooking the canal – perfect for enjoying Florida’s year-round outdoor living. As you arrive, you’ll be welcomed by a beautifully manicured yard with lush tropical landscaping. The brick paver driveway includes a convenient side parking area beside the two-car garage, offering plenty of space for vehicles, water toys, or even a golf cart. Situated on a large lot with approximately 70 feet of canal frontage, the property offers picturesque water views where two canals meet. Inside, a welcoming foyer opens to vaulted ceilings, abundant natural light, and an open-concept living space designed for easy Florida living. The living room features a cozy wood-burning fireplace, tranquil canal views, recessed lighting, and a built-in entertainment center complete with a convenient wet bar that serves both the living and dining areas. The spacious modern kitchen is ideal for entertaining and everyday living, offering generous cabinet and counter space, a pantry, breakfast area, and a center workstation island – perfect for preparing meals or gathering with guests. The primary suite is privately located on the opposite side of the home and includes an oversized custom walk-in closet and a dedicated office space overlooking the water. The spa-like primary bathroom features a soaking tub, walk-in shower, and dual vanities. Both the office and living room provide access to the waterfront sunroom, creating a seamless indoor-outdoor living experience. Just outside the sunroom, a large open deck leads down to the seawall and private boat dock, offering ample space for larger boats. From your backyard, enjoy a scenic boat ride through Bay Point’s canal system to the open bay and nearby Shell Island. Residents of Bay Point enjoy 24/7 roving security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, a full-service marina, scenic canals, and an on-site restaurant. The home is also just a short drive from St. Andrews State Park, the ”World’s Most Beautiful Beaches,” as well as local dining, shopping, and entertainment. This exceptional property perfectly blends comfort, style, and the ultimate waterfront coastal lifestyle.

Dining Room

First: 1

Florida Room

First: 1

Garage

First: 1

Office

First: 1

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range – Electric: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Bookcases: 1 Ceiling – Crwn Molding: 1 Ceiling – Vaulted: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Kitchen Island: 1 Lighting – Recessed: 1 Skylight(s): 1 Wet Bar: 1

Construction/Siding

Foundation – Slab on Grade: 1 Roof – Composite Shngl: 1 Siding – Stucco: 1 Siding – Wood: 1 Trim – Wood: 1

Exterior

Deck Open: 1 Double Pane Windows: 1 Fenced Back Yard: 1 Porch Covered: 1 Sprinkler System: 1

Waterfront Feature

Boat Slip: 1 Dock: 1 Bulkhead/Seawall: 1 Waterfront Feet: 70

Association Fees Include

Accounting: 1 Gated Community: 1 Ground Keeping: 1 Management: 1 Master Association: 1 Picnic Area: 1 Playground: 1 Security: 1

Financing

Cash: 1 Conventional: 1 VA: 1

Furnished

Negotiable: 1

Interior

Floor – Carpet: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Covenants & Rescrictions: 1 Interior Lot: 1 Landscaped: 1 Subdivision – Recorded: 1 Survey Available: 1

Lot Access

Gated Access: 1 Paved Road: 1 Private Road: 1

Parking Features

Driveway: 1 Garage Attached: 1 Paver Block: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBed Walk-in Closet: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Basketball Court: 1 Boardwalk: 1 Gated Community: 1 Golf: 1 Pavilion/Gazebo: 1 Picnic Area: 1 Playground: 1 Security-24 hour: 1 Tennis: 1 Waterfront: 1 Sidewalks: 1

Rooms

Bedroom: 1 Dining Room: 1 Florida Room: 1 Garage: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Office: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Natural Gas – Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Canal: 1

Sale Type

As Is: 1

Waterfront Type

Canal w/ Gulf Access: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace – Wood Burning: 1 Mini-Split/Ductless: 1

Security Features

Gated Community: 1 Smoke Detector(s): 1

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning; Mini-Split/Ductless Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Porch Covered; Sprinkler System Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Picnic Area; Playground; Security Financing: Cash; Conventional; VA Furnished: Negotiable Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available Lot Access: Gated Access; Paved Road; Private Road Dining Room: First Florida Room: First Garage: First Office: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Paver Block Association Amenities: Basketball Court; Boardwalk; Gated Community; Golf; Pavilion/Gazebo; Picnic Area; Playground; Security-24 hour; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Dining Room; Florida Room; Garage; Kitchen; Living Room; Master Bedroom; Office Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Canal Present Zoning: Resid Single Family

Room Information

Living Room Level: First Dimensions: 22 x 13 Length: 22.00 Width: 13.00 Dimensions: 22 x 13 Dining Room Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Kitchen Level: First Dimensions: 18 x 15 Length: 18.00 Width: 15.00 Dimensions: 18 x 15 Office Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Dimensions: 10 x 10 Florida Room Level: First Dimensions: 26 x 10 Length: 26.00 Width: 10.00 Dimensions: 26 x 10 Garage Level: First Dimensions: 22 x 22 Length: 22.00 Width: 22.00 Dimensions: 22 x 22 Master Bedroom Level: First Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Bedroom Level: First Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Dimensions: 14 x 10 Bedroom Level: First Dimensions: 14 x 9 Length: 14.00 Width: 9.00 Dimensions: 14 x 9
Listing Office: Counts Real Estate Group
Last Updated: March – 08 – 2026
Information deemed reliable but not guaranteed.