1509 Wilmont Avenue, Panama City, FL 32405 (MLS# 788992)

1509 Wilmont Avenue, Panama City, FL 32405

$207,500

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,152 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $207,500 List Date: 4/27/2026 Last Modified: 9/11/2026

Overview

Description

INVESTMENT OPPORTUNITY with both short-term and long-term rentals allowed! Full of the charm and character you'd hope to find in a classic Florida cottage, this 2-bedroom, 1-bath home offers an opportunity that's just as appealing for its personality as it is for its potential. From the wood details and cottage-style touches throughout to the cozy, welcoming feel, this is a home that feels anything but cookie-cutter. Inside, you'll find a functional layout and a surprisingly spacious kitchen with ample cabinet space, while the screened-in back porch extends the living space outdoors. Beyond it is a HUGE backyard with plenty of room to create an outdoor entertaining area, fire pit, garden, or simply enjoy all that extra space. And then there's the location. HISTORIC ST. ANDREWS is LESS THAN 1 MILE away, putting some of Panama City's favorite local restaurants, coffee shops, boutiques, the marina, waterfront, and year-round community events just minutes from home. PANAMA CITY BEACH … (Read more)

Listing Details MLS# 788992

Contract Info

List Price/SqFt: 180.12

Location

Area: 02 – Bay County – Central
Street #: 1509
Street Name: Wilmont
Street Suffix: Avenue
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 29501-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Hwy 98 in St. Andrews, East of Beck Ave, Turn North on Ailment (at Walborsky and Bradley office) . Home is on the Left.
Legal Description: 36 3S 15W SE1/4 LOT 5 LESS TO ST BLK 25 ORB 4711 P 1565

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1152
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1945
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 66 x 110
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3924
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City

Remarks & Misc

Remarks: INVESTMENT OPPORTUNITY with both short-term and long-term rentals allowed! Full of the charm and character you'd hope to find in a classic Florida cottage, this 2-bedroom, 1-bath home offers an opportunity that's just as appealing for its personality as it is for its potential. From the wood details and cottage-style touches throughout to the cozy, welcoming feel, this is a home that feels anything but cookie-cutter. Inside, you'll find a functional layout and a surprisingly spacious kitchen with ample cabinet space, while the screened-in back porch extends the living space outdoors. Beyond it is a HUGE backyard with plenty of room to create an outdoor entertaining area, fire pit, garden, or simply enjoy all that extra space. And then there's the location. HISTORIC ST. ANDREWS is LESS THAN 1 MILE away, putting some of Panama City's favorite local restaurants, coffee shops, boutiques, the marina, waterfront, and year-round community events just minutes from home. PANAMA CITY BEACH is also LESS THAN 3 MILES away, giving you easy access to the white sand beaches and beach living while still enjoying the character and local feel of Panama City. Whether you're looking for a short-term rental, long-term investment, primary residence, or a property that gives you flexibility for the future, this cottage brings together character, location, outdoor space, and investment potential in a way that's hard to find.

Foyer

First: Yes

More Information

Laundry

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Hardwood: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Lot-Part: Yes
Fenced Privacy: Yes
Porch Screened: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes
Interior Lot: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
No Garage: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Foyer: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator Full Bathroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-Part; Fenced Privacy; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Cleared; Interior Lot Lot Access: City Street; Paved Road Foyer: First Laundry: First Parking Features: Driveway; No Garage Rooms: Bedroom; Foyer; Full Bathroom; Kitchen; Laundry; Living Room Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	10.5 x 9.2	10.50	9.20
Bedroom	First	10.9 x 10.5	10.90	10.50
Foyer	First	11 x 6	11.00	6.00
Living Room	First	22.5 x 11.4	22.50	11.40
Kitchen	First	24.3 x 11.3	24.30	11.30
Full Bathroom	First	8.8 x 4.6	8.80	4.60
Laundry	First	11.1 x 5.7	11.10	5.70

Listing Office: eXp Realty LLC

Last Updated: September – 11 – 2026

Information deemed reliable but not guaranteed.