1516 Clay Avenue, Panama City, FL 32405
$189,900
Property Type:
Residential
Bedrooms:
3
Baths:
1
Square Footage:
1,040
Lot Size (sq. ft.):
9,148
Status:
Pending
Current Price:
$189,900
List Date:
4/17/2026
Last Modified:
6/05/2026
Listing Details MLS# 786971
Contract Info
- List Price/SqFt
- 182.6
Location
- Area
- 02 – Bay County – Central
- Street #
- 1516
- Street Name
- Clay
- Street Suffix
- Avenue
- State
- FL
- Zip Code
- 32405
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- No Named Subdivision
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 29570-000-000
- Elementary School
- Lucille Moore
- Middle School
- Jinks
- High School
- Bay
- Directions
- From the intersection of Frankford Avenue and West 15th Street, travel on Frankford for .2 mile and then take a left onto W. 17th Street. Then turn left onto Clay. Home is on the left.
- Legal Description
- 36 3S 15W SE1/4 LOT 18 BLK 32 ORB 4579 P 1679
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Florida Cottage
- Apx SqFt(Htd/Cooled)
- 1040
- SqFt Source
- Prop App Site
- Full Baths
- Yes
- Total Baths
- Yes
- Year Built
- 1960
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Driveway Spaces
- 2
- Lot Dimensions
- 66×139
- Acreage
- 0.21
- Lot Size (SqFt)
- 9148
- Pool
- No
Status Change Info
- Under Contract Date
- 2026-06-05
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 2839
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- No
Remarks & Misc
- Remarks
- Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room–tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.
More Information
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
Construction/Siding
- Block
- Yes
- Foundation – Slab on Grade
- Yes
- Roof – Asphalt
- Yes
- Trim – Vinyl
- Yes
Exterior
- Fenced Back Yard
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- USDA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Lot Features
- Corner Lot
- Yes
- Survey Available
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Paved
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Sale Type
- As Is
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
Property Features
Appliances:
Dishwasher; Dryer; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air
Heating:
Central
Exterior:
Fenced Back Yard
Financing:
Cash; Conventional; FHA; USDA; VA
Furnished:
Unfurnished
Lot Features:
Corner Lot; Survey Available
Lot Access:
City Street; Paved Road
Parking Features:
Driveway; Paved
Rooms:
Bedroom
Sale Type:
As Is
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
| Bedroom | First | 10 x 11 | 10.00 | 11.00 |
Listing Office:
Triple Crown Realty Team
Last Updated: June – 05 – 2026
Information deemed reliable but not guaranteed.