160 Confidence Way, Panama City, FL 32409 (MLS# 789684)

160 Confidence Way, Panama City, FL 32409

$525,000

Virtual Tour

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,318 Lot Size (sq. ft.): 13,504 Status: Active

Current Price: $525,000 List Date: 5/10/2026 Last Modified: 6/17/2026

Overview

Description

Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features–including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating–add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in clo … (Read more) Step inside this beautifully upgraded 4-bedroom, 3-bath home and you’ll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features–including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating–add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio–with a built-in bar and TV–creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence–perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.

Listing Details MLS# 789684

Contract Info

List Price/SqFt: 226.49

Location

Area: 04 – Bay County – North
Street #: 160
Street Name: Confidence
Street Suffix: Way
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Fanning Bayou
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 08428-050-140
Elementary School: Southport
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From US-98E, Merge onto W Hwy 390E/St Andrews Blvd, Turn Left onto FL-77N/Ohio Ave, Left onto Co Rd 2300/Hwy 2300, left onto Fanning Bayou Dr. At the traffic circle, take the 2nd exit and stay on Fanning Bayou Dr, at the next traffic circle, turn Right onto Confidence Way. Home will be on the Left.
Legal Description: FANNING BAYOU PH 4 LOT 14 ORB 4625 P 760

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2318
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2019
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 71 x 161
Acreage: 0.31
Lot Size (SqFt): 13504
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 432.59
HOA Frequency: Quarterly
HOA Annual Amount: 1730.36
New Buyer Fee: Yes
New Buyer Fee Amt: 200
Last Taxes: 5804
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features–including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating–add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio–with a built-in bar and TV–creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence–perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.

Pool Features

Gunite Concrete: Yes
Inground: Yes

More Information

Appliances

Dishwasher: Yes
Range – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Aluminum: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Porch Screened: Yes
Sprinkler System: Yes

Other Structures

Pergola: Yes
Shed(s): Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Ground Keeping: Yes
Management: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Improved Lots: Yes
Interior Lot: Yes
Retention Pond: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Playground: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Foyer: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Mud Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes

Waterfront Type

Other: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Range – Electric Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Screened; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Ground Keeping; Management; Pavilion/Gazebo; Playground; Pool Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Covenants & Rescrictions; Curb & Gutter; Improved Lots; Interior Lot; Retention Pond; Waterfront; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Pool Features: Gunite Concrete; Inground Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Other Structures: Pergola; Shed(s) Association Amenities: BBQ Pit/Grill; Playground; Pool Rooms: Bedroom; Dining Room; Foyer; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Mud Room Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected Waterfront Type: Other Waterview: Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width	Remarks
Foyer	15 x 5	15.00	5.00	Buyer to verify measurements
Living Room	22 x 20	22.00	20.00	Buyer to verify measurements
Kitchen	17 x 13	17.00	13.00	Buyer to verify measurements
Dining Room	7 x 13	7.00	13.00	Buyer to verify measurements
Master Bedroom	23 x 13	23.00	13.00	Buyer to verify measurements
Master Bathroom	10 x 10	10.00	10.00	Buyer to verify measurements
Bedroom	14 x 13	14.00	13.00	Buyer to verify measurements
Bedroom	12 x 11	12.00	11.00	Buyer to verify measurements
Bedroom	12 x 10	12.00	10.00	Buyer to verify measurements
Mud Room	7 x 3	7.00	3.00	Buyer to verify measurements
Laundry	6 x 7	6.00	7.00	Buyer to verify measurements

Listing Office: Keller Williams Success Realty

Last Updated: June – 17 – 2026

Information deemed reliable but not guaranteed.