1604 N Discovery Loop, Panama City, FL 32405 (MLS# 789791)

1604 N Discovery Loop, Panama City, FL 32405

$555,000

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,426 Lot Size (sq. ft.): 5,227 Status: Sold

Current Price: $555,000 List Date: 5/13/2026 Last Modified: 6/23/2026

Overview

Description

This beautifully maintained 4 bedroom, 3.5 bathroom home offers over 2,400 square feet of thoughtfully designed living space in one of Panama City's most sought-after communities. This Captiva floor plan with 2×6 exterior walls and hurricane tie-down rods offers superior construction. This home combines modern coastal style with functional living and an unbeatable lifestyle. The en-suite downstairs is great for guests, an office, or a private mother-in-law suite. Inside, you'll find an open-concept floor plan with spacious living areas, abundant natural light, and designer finishes throughout. The kitchen features quartz countertops, ample cabinetry, and a large island overlooking the main living space, perfect for entertaining or everyday living. The primary suite offers a private retreat with a spa-like bathroom and generous closet space, while additional bedrooms and loft provide flexibility for guests, office space, or growing families. Enjoy all that SweetBay has to offer, … (Read more)

Listing Details MLS# 789791

Contract Info

List Price/SqFt: 226.71

Location

Area: 02 – Bay County – Central
Street #: 1604
Street Direction: N
Street Name: Discovery
Street Suffix: Loop
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Sweetbay
Community/Resort: None
Waterfront: No
Parcel ID: 11731-250-570
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: Heading East on Hwy 390, turn left onto Airport Rd, House will be on your right
Legal Description: SWEETBAY PH 1C REPLAT LOT 240 ORB 4700 P 154

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2426
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2019
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 45'x125'
Acreage: 0.12
Lot Size (SqFt): 5227
Pool: No

Status Change Info

Under Contract Date: 2026-05-19
Sold Date: 2026-06-22
Sold Price/SqFt: 228.77
Sold Price/Acre: 4625000

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 441
HOA Frequency: Quarterly
HOA Annual Amount: 1764
New Buyer Fee: Yes
New Buyer Fee Amt: 441
New Buyer Fee Paid: $
Last Taxes: 8037
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City

Remarks & Misc

Remarks: This beautifully maintained 4 bedroom, 3.5 bathroom home offers over 2,400 square feet of thoughtfully designed living space in one of Panama City's most sought-after communities. This Captiva floor plan with 2×6 exterior walls and hurricane tie-down rods offers superior construction. This home combines modern coastal style with functional living and an unbeatable lifestyle. The en-suite downstairs is great for guests, an office, or a private mother-in-law suite. Inside, you'll find an open-concept floor plan with spacious living areas, abundant natural light, and designer finishes throughout. The kitchen features quartz countertops, ample cabinetry, and a large island overlooking the main living space, perfect for entertaining or everyday living. The primary suite offers a private retreat with a spa-like bathroom and generous closet space, while additional bedrooms and loft provide flexibility for guests, office space, or growing families. Enjoy all that SweetBay has to offer, including a Town Center, resort-style pools, parks, walking trails, basketball court, playgrounds, a community dock with North Bay access, and golf cart friendly streets. Conveniently located near shopping, dining, medical facilities, downtown Panama City, and just a short drive to the beaches. Move-in ready and positioned in one of Bay County's premier lifestyle communities, this is a rare opportunity you won't want to miss.

More Information

Family Room

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Fenced Lot-All: Yes
Shower: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Insurance: Yes
Legal: Yes
Management: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Lot Access

Alley: Yes

Parking Features

Additional Parking: Yes
Alley Access: Yes
Garage Detached: Yes
Street: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Playground: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Family Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Gas; Refrigerator Primary Bedroom: Second Bedroom: First; Second Cooling: Central Air; Electric Heating: Electric; Heat Pump Exterior: Double Pane Windows; Fenced Lot-All; Shower; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Dock; Dumpster; Fishing; Insurance; Legal; Management; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Floor – Carpet; Smart Thermostat Lot Access: Alley Family Room: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Additional Parking; Alley Access; Garage Detached; Street Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boardwalk; Dock; Dumpster; Fishing; Playground; Pool; Retail Shops; Sidewalks; Trail(s); Waterfront Rooms: Bedroom; Family Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	14 x 14	14.00	14.00
Bedroom	First	14 x 11	14.00	11.00
Bedroom	Second	11 x 11	11.00	11.00
Bedroom	Second	11 x 11	11.00	11.00
Family Room	First	21 x 19	21.00	19.00

Listing Office: SweetBay Realty

Last Updated: June – 23 – 2026

Information deemed reliable but not guaranteed.