Homes Land & Shore

1607 W 13th Street, Panama City, FL 32401 (MLS# 782795)

1607 W 13th Street, Panama City, FL 32401

$249,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,094 Lot Size (sq. ft.): 7,405 Status: Sold
Current Price: $249,000 List Date: 12/18/2025 Last Modified: 2/03/2026

Overview

Description

Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park – Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. And …

Listing Details MLS# 782795

Contract Info

List Price/SqFt
227.61

Location

Area
02 – Bay County – Central
Street #
1607
Street Direction
W
Street Name
13th
Street Suffix
Street
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Oakland Terrace Combs-Mathis Addition
Community/Resort
None
Waterfront
No
Parcel ID
19203-000-000
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Directions
From Hwy 98/15th Street, go south on Lisenby Ave, turn right on 13th Street, home is located on the left.
Legal Description
OAKLAND TERRACE ORIG. E 37 1/2 OF LOT 7 LESS THE S 25' ALSO THE W 25' OF LOT 8 LESS THE S 25' BLK 5 ORB 4307 P 1109

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1094
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
1960
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
Yes
Lot Dimensions
62×118
Acreage
0.17
Lot Size (SqFt)
7405
Pool
No

Status Change Info

Under Contract Date
2026-01-30
Sold Date
2026-02-02
Sold Price/SqFt
227.61
Sold Price/Acre
1464705.88

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
2797
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park – Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!

More Information

Carport

First
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Floor – Vinyl
Yes

Construction/Siding

Block
Yes
Roof – Composite Shngl
Yes

Exterior

Fenced Back Yard
Yes
Fenced Chain Link
Yes

Other Structures

Other
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Interior Lot
Yes

Lot Access

Paved Road
Yes

Parking Features

Carport Attached
Yes
Driveway
Yes

Mstr Bath / Mstr Bdrm

MBed First Floor
Yes
MBath Shower/Tub Combo
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Carport
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Chain Link Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Interior Lot Lot Access: Paved Road Carport: First Security Features: Smoke Detector(s) Parking Features: Carport Attached; Driveway Other Structures: Other Rooms: Bedroom; Carport; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 11 x 10 11.00 10.00
Bedroom First 10 x 10 10.00 10.00
Kitchen First 19 x 14 19.00 14.00
Living Room First 14 x 10 14.00 10.00
Carport First 16 x 10 16.00 10.00
Listing Office: Salty Marlin Realty LLC
Last Updated: February – 03 – 2026
Information deemed reliable but not guaranteed.
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