1609 Billings Avenue, Panama City, FL 32401 (MLS# 795084)

1609 Billings Avenue, Panama City, FL 32401

New Listing

$225,000

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 940 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $225,000 List Date: 9/05/2026 Last Modified: 9/05/2026

Overview

Description

Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.

Listing Details MLS# 795084

Contract Info

List Price/SqFt: 239.36

Location

Area: 02 – Bay County – Central
Street #: 1609
Street Name: Billings
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: St Andrews Bay Dev Co
Community/Resort: None
Waterfront: No
Parcel ID: 29048-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Highway 98, turn onto Billings Avenue. Property is located on the right.
Legal Description: 36 3S 15W W1/2 OF SW1/4 LOT 5 BLK 23 ORB 4563 P 2206

General Property Info

Sub-Type: Detached Single Family
Design: Bungalow
Apx SqFt(Htd/Cooled): 940
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: Yes
# of Units in Bldg: Yes
Accessory Dwelling Unit: No
Year Built: 1944
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 66.0 ft x 140.0 ft
Acreage: 0.21
Lot Size (SqFt): 9148
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 1862.29
Last Tax Year: 2025
Lot: 5
Block: 23
Brokerage Interest: No Interest
As Is: Yes
Section: 36
Township: 3S
Range: 15W
Condo Doc: No

Remarks & Misc

Remarks: Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.

Screened Porch

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes

Construction/Siding

Foundation – Off Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Porch Screened: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Interior Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Screened Porch: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed First Floor: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Central Air; Electric Heating: Central; Electric Exterior: Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Interior Lot; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Screened Porch: First Parking Features: Driveway Rooms: Kitchen; Living Room; Screened Porch Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	18.5 x 15	18.50	15.00
Kitchen	First	15 x 11	15.00	11.00	and Dining Area
Screened Porch	First	11 x 13	11.00	13.00	Rear Porch
Screened Porch	First	8 x 16	8.00	16.00	Front Screened Porch

Listing Office: Coastal Real Estate Group, Inc

Last Updated: September – 05 – 2026

Information deemed reliable but not guaranteed.