1609 W 13th Street, Panama City, FL 32401
New Listing
$242,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,536
Lot Size (sq. ft.):
8,276
Status:
Active
Current Price:
$242,000
List Date:
6/16/2026
Last Modified:
6/16/2026
Listing Details MLS# 791436
Contract Info
- List Price/SqFt
- 157.55
Location
- Area
- 02 – Bay County – Central
- Street #
- 1609
- Street Direction
- W
- Street Name
- 13th
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- Oakland Terrace Add
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 19202-000-000
- Elementary School
- Lucille Moore
- Middle School
- Jinks
- High School
- Bay
- Directions
- From 15th St (US 98 headed west) turn left onto Fortune Ave proceed to intersection of Fortune and W 13th St. turn left onto W 13th St, home is on the right.
- Legal Description
- OAKLAND TERRACE ORIG LOT 6 LESS S 25' & THE W 12.5' LOT 7 LESS S 25' BLK 5 ORB 3204 P 1592 MAP 92B2
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Ranch
- Apx SqFt(Htd/Cooled)
- 1536
- SqFt Source
- Owner Measured
- Full Baths
- Yes
- Half Baths
- Yes
- Total Baths
- 2
- Year Built
- 1960
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 117.0 ft x 73.0 ft
- Acreage
- 0.19
- Lot Size (SqFt)
- 8276
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- PRIME CORNER LOT • UPDATED SYSTEMS • INVESTOR FRIENDLY. Welcome to this exceptional corner-lot property ideally located just minutes from Historic St. Andrews, St. Andrews Bay, Downtown Panama City, shopping, dining, parks, and top-rated schools. Offering over 1,500 square feet of well-maintained living space, this move-in-ready home combines flexibility, location, and income-producing potential. Featuring two separate entrances, ample parking, and a versatile floor plan, the possibilities are endless for homeowners, investors, or those seeking additional space to customize. Recent improvements include a NEW A/C system, NEW water heater, remodeled kitchen, metal roof, and durable concrete block construction. The home's flexible layout offers opportunities for a home office, bonus room, guest space, or potential additional bedroom. Situated on a fully fenced corner lot, this property stands out as an excellent option for primary residence, vacation home, short-term rental, or long-term investment property. With no HOA restrictions and both short-term and long-term rentals allowed, this is a rare opportunity to maximize value in one of Panama City's most convenient locations. Whether you're searching for your next home or your next investment, this property offers the perfect combination of comfort, flexibility, and location. Don't miss your chance to own a property with unlimited potential just moments from the water, Historic St. Andrews, and everything Panama City has to offer!
Bonus Room
- First
- Yes
More Information
Dining Room
- First
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Fireplace
- Yes
- Floor – Tile
- Yes
- Split Bedroom
- Yes
Construction/Siding
- Block
- Yes
- Foundation – Slab on Grade
- Yes
- Roof – Metal
- Yes
- Trim – Wood
- Yes
Exterior
- Double Pane Windows
- Yes
- Fenced Back Yard
- Yes
- Porch Covered
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Bonus Room
- Yes
- Floor – Carpet
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Rooms
- Bedroom
- Yes
- Bonus Room
- Yes
- Dining Room
- Yes
- Family Room
- Yes
- Full Bathroom
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
- Workshop
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- Fireplace(s)
- Yes
- Forced Air
- Yes
- Heat Pump
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air
Heating:
Central; Electric; Fireplace(s); Forced Air; Heat Pump
Exterior:
Double Pane Windows; Fenced Back Yard; Porch Covered
Financing:
Cash; Conventional
Furnished:
Unfurnished
Interior:
Bonus Room; Floor – Carpet
Kitchen:
First
Living Room:
First
Lot Access:
City Street; Paved Road
Bonus Room:
First
Dining Room:
First
Rooms:
Bedroom; Bonus Room; Dining Room; Family Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Workshop
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Master Bedroom | First | 23 x 11 | 23.00 | 11.00 | |
| Bedroom | First | 18 x 10 | 18.00 | 10.00 | |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 | |
| Bonus Room | First | 9 x 7 | 9.00 | 7.00 | |
| Living Room | First | 16 x 12 | 16.00 | 12.00 | |
| Kitchen | First | 16 x 8 | 16.00 | 8.00 | |
| Dining Room | First | 12 x 12 | 12.00 | 12.00 | |
| Master Bathroom | 8 x 5 | 8.00 | 5.00 | Half Bath Only | |
| Family Room | 17 x 16 | 17.00 | 16.00 | Not Heated or Cool-not part of house GLA | |
| Workshop | 24 x 8 | 24.00 | 8.00 | Has electric, flooring needs replacing | |
| Full Bathroom | 7 x 5 | 7.00 | 5.00 |
Listing Office:
EXP Realty LLC
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.