163 Ryder Lane, Panama City, FL 32404 (MLS# 792406)

163 Ryder Lane, Panama City, FL 32404

New Listing

$515,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,552 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $515,000 List Date: 7/09/2026 Last Modified: 7/13/2026

Overview

Description

If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed–a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the s … (Read more) If you’ve been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you’ll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed–a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you’ll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area–perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. This beautiful home is almost perfectly halfway between Mexico Beach (20 miles) and Panama City Beach, driving. Also, only 6 miles to Tyndall AFB ”front gate”. Nice for active duty, or for veterans to have access to base amenities and the commissary. Homes like this don’t come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that’s difficult to replicate. Schedule your private showing today before someone else calls it home.

Listing Details MLS# 792406

Contract Info

List Price/SqFt: 201.8

Location

Area: 02 – Bay County – Central
Street #: 163
Street Name: Ryder
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: No
Parcel ID: 07379-925-200
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: Traveling East on S Tyndall Parkway, turn left onto Hwy 22, right on S Berthe Ave then left on Boat Race Rd. Make a right into Bridge Harbor, right on Allie Way then right on Ryder Lane. Home will be on your right.
Legal Description: DUNES AT BRIDGE HARBOR LOT 40 ORB 4591 P 833

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2552
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2022
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 65.0 ft x 150.0 ft
Acreage: 0.27
Lot Size (SqFt): 11761
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 290
HOA Frequency: Quarterly
HOA Annual Amount: 1160
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed–a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area–perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. This beautiful home is almost perfectly halfway between Mexico Beach (20 miles) and Panama City Beach, driving. Also, only 6 miles to Tyndall AFB ''front gate''. Nice for active duty, or for veterans to have access to base amenities and the commissary. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

Covered Porch

First: Yes

More Information

Garage

First: Yes

Pool Features

Inground: Yes
Saltwater: Yes
Screened In: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Hurricane Shutters: Yes
Patio Covered: Yes
Porch Screened: Yes
Storm Doors: Yes

Association Fees Include

Master Association: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Association Amenities

Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Garage: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator Bedroom: First Cooling: Ceiling Fan(s); Central Air Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Patio Covered; Porch Screened; Storm Doors Association Fees Include: Master Association; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision – Recorded Lot Access: Paved Road Covered Porch: First Garage: First Pool Features: Inground; Saltwater; Screened In Parking Features: Driveway; Garage Attached Association Amenities: Pool; Sidewalks Rooms: Bedroom; Covered Porch; Garage; Living Room Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	14 x 16	14.00	16.00
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	14 x 9	14.00	9.00
Living Room	First	18 x 23	18.00	23.00
Garage	First	17 x 20	17.00	20.00
Covered Porch	First	13 x 15	13.00	15.00

Listing Office: EXP Realty LLC

Last Updated: July – 13 – 2026

Information deemed reliable but not guaranteed.