16328 Front Beach Road 9, Panama City Beach, FL 32413 (MLS# 788956)

16328 Front Beach Road 9, Panama City Beach, FL 32413

$745,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 988 Lot Size (sq. ft.): 400 Status: Active

Current Price: $745,000 List Date: 4/27/2026 Last Modified: 7/31/2026

Overview

Description

Beach cottage located across from Beach Access point! Peek-a-boo view of the Gulf, close to Pier Park, the Pier and grocery store. Detached two story home featuring two bedrooms each with a private full bathroom on the main level. The primary bedroom has access to the outside and walk-in-closet. The reverse plan with bedrooms down allows you to take advantage of the views from the living room and balcony. There is a half bath on the living room level. Fully equipped kitchen with updated dishwasher, stove and microwave oven. Washer and Dryer are included Community pool, home has outdoor shower and parking for 4 vehicles. A/C replaced in 2025, stove and dishwasher are less than 2 years old. Windows on the East side of the home have been replaced in May 2026.

Listing Details MLS# 788956

Contract Info

List Price/SqFt: 754.05

Location

Area: 03 – Bay County – Beach
Street #: 16328
Street Name: Front Beach
Street Suffix: Road
Unit #: 9
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Summer Towne Cottage Condo Ph II
Community/Resort: None
Waterfront: No
Parcel ID: 33674-009-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: West on Front Beach Road pass Pier Park and unit will be on the right just past Beach Access 60.
Legal Description: SUMMER TOWNE COTTAGE CONDO PH IV UNIT 9 ORB 2038 P 1491 2BR 2.5B 988 H&C ORB 3618 P 1948

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 988
SqFt Source: Owner Measured
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2002
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Lot Dimensions: 20×40 e
Acreage: 0.01
Lot Size (SqFt): 400
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 924
HOA Frequency: Quarterly
HOA Annual Amount: 3696
New Buyer Fee: No
Last Taxes: 4126
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Beach cottage located across from Beach Access point! Peek-a-boo view of the Gulf, close to Pier Park, the Pier and grocery store. Detached two story home featuring two bedrooms each with a private full bathroom on the main level. The primary bedroom has access to the outside and walk-in-closet. The reverse plan with bedrooms down allows you to take advantage of the views from the living room and balcony. There is a half bath on the living room level. Fully equipped kitchen with updated dishwasher, stove and microwave oven. Washer and Dryer are included Community pool, home has outdoor shower and parking for 4 vehicles. A/C replaced in 2025, stove and dishwasher are less than 2 years old. Windows on the East side of the home have been replaced in May 2026.

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

More Information

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Asphalt: Yes

Exterior

Balcony: Yes
Shower: Yes
Porch Covered: Yes

Association Fees Include

Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Lot Access

County Road: Yes

Parking Features

Driveway: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes

Utilities

Electric 220/240: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Central Air Heating: Electric Exterior: Balcony; Shower; Porch Covered Association Fees Include: Pool Financing: Cash; Conventional; FHA; VA Furnished: Furnished Lot Access: County Road Parking Features: Driveway Association Amenities: Pool Rooms: Bedroom Sale Type: As Is Utilities: Electric 220/240; Garbage; Public Sewer – Connected; Public Water – Connected Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	10 x 14	10.00	14.00	primary
Bedroom	First	10 x 10	10.00	10.00	second

Listing Office: Latitudes Realty

Last Updated: July – 31 – 2026

Information deemed reliable but not guaranteed.