16400 Castile Avenue, Panama City Beach, FL 32413

$639,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,407 Lot Size (sq. ft.): 19,602 Status: Active
Current Price: $639,000 List Date: 5/14/2026 Last Modified: 7/19/2026

Overview

Description

UNMATCHED VALUE ON THE WEST END! This exceptional 4-bedroom, 2.5-bathroom all-brick ranch offers the absolute best price per square foot in the neighborhood. Perfectly situated on a massive 0.45-acre corner lot with NO HOA, this property is fully approved for short-term rentals (STR) and comes beautifully furnished (all main decor included)–making it the ultimate turnkey investment or move-in ready beach home! Step inside to an expansive great room that flows seamlessly into a bright, modern kitchen with updated appliances, premium finishes, and a spacious dining area. Need extra space? The large 16×16 bonus flex room provides endless versatility as a 5th bedroom option, home office, or media room. Major structural upgrades offer total peace of mind: a 2018 roof, high-impact rated windows with solar-tinted glass for maximum energy efficiency, and a climate-controlled garage with a dedicated mini-split AC-perfect for a workshop or golf cart storage. Nestled safely in prefe

Listing Details MLS# 789884

Contract Info

List Price/SqFt
265.48

Location

Area
03 – Bay County – Beach
Street #
16400
Street Name
Castile
Street Suffix
Avenue
State
FL
Zip Code
32413
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Diamond Head-Lakeside
Community/Resort
None
Waterfront
No
Parcel ID
32810-000-000
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
From HWY 98, just east of HWY 79, turn south on Lullwater Drive. Take the second left onto Castile Avenue. Follow Castile Avenue around the bend. This home is on the corner of Castile and Habanero Avenue.
Legal Description
DIAMOND HEAD SECTION OF LAKESIDE LOTS 31 & 32 BLK 1 ORB 4654 P 39 MAP-29B4

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
2407
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
# of Stories in Building
Yes
Year Built
1970
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Driveway Spaces
6
Lot Dimensions
103×151
Acreage
0.45
Lot Size (SqFt)
19602
Pool
No

Listing Info, Tax and Legal

Homestead
No
HOA Fee
No
Senior Community
No
Is Subject Leased
No
New Buyer Fee
No
Last Taxes
5743
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
UNMATCHED VALUE ON THE WEST END! This exceptional 4-bedroom, 2.5-bathroom all-brick ranch offers the absolute best price per square foot in the neighborhood. Perfectly situated on a massive 0.45-acre corner lot with NO HOA, this property is fully approved for short-term rentals (STR) and comes beautifully furnished (all main decor included)–making it the ultimate turnkey investment or move-in ready beach home! Step inside to an expansive great room that flows seamlessly into a bright, modern kitchen with updated appliances, premium finishes, and a spacious dining area. Need extra space? The large 16×16 bonus flex room provides endless versatility as a 5th bedroom option, home office, or media room. Major structural upgrades offer total peace of mind: a 2018 roof, high-impact rated windows with solar-tinted glass for maximum energy efficiency, and a climate-controlled garage with a dedicated mini-split AC-perfect for a workshop or golf cart storage. Nestled safely in preferred Flood Zone X (no flood insurance required by most lenders!), you are just a quick golf cart ride to the beach, around the corner from a rare coastal dune lake and community playground, and only 1 mile from Pier Park shopping, dining, and entertainment. This property delivers the rare acreage, square footage, and cash-flow potential that is nearly impossible to find on the West End of PCB. See it today before this incredible deal is gone! Buyer to verify all information and measurements deemed important.

Bonus Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer
Yes

Interior Features

Floor – Tile
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Brick
Yes
Roof – Composite Shngl
Yes

Exterior

Double Pane Windows
Yes
Fenced Back Yard
Yes
Patio Covered
Yes
Sprinkler System
Yes
Storm Windows
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Partially
Yes

Interior

Bonus Room
Yes

Living Room

First
Yes

Lot Features

Corner Lot
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes

Association Amenities

Playground
Yes

Rooms

Bedroom
Yes
Bonus Room
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Cable – Available
Yes
Private Well
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes
Heat Pump
Yes

Heating

Central
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBath Walk-In Closet
Yes

Security Features

Other
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer Primary Bedroom: First Bedroom: First Cooling: Central Air; Heat Pump Heating: Central Exterior: Double Pane Windows; Fenced Back Yard; Patio Covered; Sprinkler System; Storm Windows Financing: Cash; Conventional; FHA; VA Furnished: Partially Interior: Bonus Room Living Room: First Lot Features: Corner Lot Lot Access: Paved Road Bonus Room: First Security Features: Other Parking Features: Driveway; Garage Attached Association Amenities: Playground Rooms: Bedroom; Bonus Room; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Private Well; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width
Living Room First 21 x 19 21.00 19.00
Bonus Room First 16 x 16 16.00 16.00
Bedroom First 13 x 13 13.00 13.00
Primary Bedroom First 13 x 13 13.00 13.00
Listing Office: Beachy Beach Real Estate
Last Updated: July – 19 – 2026
Information deemed reliable but not guaranteed.