16525 Front Beach Road, Panama City Beach, FL 32413
New Listing
$4,950,000
Property Type:
Residential
Bedrooms:
6
Baths:
7
Square Footage:
3,735
Lot Size (sq. ft.):
6,098
Status:
Active
Current Price:
$4,950,000
List Date:
3/09/2026
Last Modified:
3/09/2026
Description
Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf
Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you’ll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park’s restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.
More Information MLS# 786551
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Senior Community: No
New Buyer Fee: No
Last Taxes: 30346
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 1325.3
Status: Active
List Date: 2026-03-09
List Price: $4,950,000
Current Price: $4,950,000
Location
Sub Area: 0318 – Beach – Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road
Area: 03 – Bay County – Beach
Street #: 16525
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Lullwater Beach
Parcel ID: 33341-000-000
Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50′ ON S R/W HWY 98 & EXTENDING 124.37′ ORB 4636 P 686
General Property Info
Acreage: 0.14
Design: Beach House
Lot Size (SqFt): 6098
Apx SqFt(Htd/Cooled): 3735
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Pre-Const Flip: No
Lot Dimensions: 50×124
New Construction: No
Garage Y/N: No
Beach Frontage: 50
Covered Spaces: 3
Driveway Spaces: 5
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 6
Total Baths: 7
Year Built: 2022
Remarks & Misc
Remarks: Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf
Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you’ll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park’s restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.
Balcony
First: 1
Great Room
Second: 1
Pool Features
Gunite Concrete: 1
Heated – Gas: 1
Recreation Room
First: 1
Appliances
Bar Fridge: 1
Cooktop – Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven – Electric: 1
Range – Gas: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater – Gas: 1
Water Heater – Tankless: 1
Interior Features
Breakfast Bar: 1
Floor – Tile: 1
Floor – Vinyl: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Lock Out Closet: 1
Pantry: 1
Security System: 1
Stairs: 1
Wet Bar: 1
Window – Treatment All: 1
Construction/Siding
Foundation – On Piling: 1
Wood/Frame: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Shower: 1
Storm Doors: 1
Storm Windows: 1
Waterfront Feature
Shore – Beach: 1
Waterfront Feet: 50
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Smart Thermostat: 1
Kitchen
Second: 1
Lot Features
Dedicated Beach: 1
Interior Lot: 1
Survey Available: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Carport Attached: 1
No Garage: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Rooms
Balcony: 1
Bedroom: 1
Great Room: 1
Kitchen: 1
Recreation Room: 1
Utilities
Cable – Available: 1
TV Cable: 1
Electricity – Connected: 1
Public Sewer – Connected: 1
Waterview
Gulf: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Security Features
Security System: 1
Property Features
Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless
Bedroom: First; Second; Third
Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating: Central; Electric; Heat Pump
Exterior: Balcony; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Storm Doors; Storm Windows
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Bunk Room; Smart Thermostat
Kitchen: Second
Lot Features: Dedicated Beach; Interior Lot; Survey Available; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Balcony: First
Great Room: Second
Pool Features: Gunite Concrete; Heated – Gas
Recreation Room: First
Security Features: Security System
Parking Features: Carport Attached; No Garage; Paved
Rooms: Balcony; Bedroom; Great Room; Kitchen; Recreation Room
Utilities: Cable – Available; TV Cable; Electricity – Connected; Public Sewer – Connected
Waterfront Type: Gulf
Waterfront Feature: Shore – Beach
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Bedroom
Level: First
Dimensions: 10 x 13
Length: 10.00
Width: 13.00
Dimensions: 10 x 13
Recreation Room
Level: First
Dimensions: 14 x 13
Length: 14.00
Width: 13.00
Dimensions: 14 x 13
Balcony
Level: First
Dimensions: 16 x 22
Length: 16.00
Width: 22.00
Dimensions: 16 x 22
Bedroom
Level: Second
Dimensions: 11 x 12
Length: 11.00
Width: 12.00
Dimensions: 11 x 12
Bedroom
Level: Second
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Dimensions: 12 x 12
Great Room
Level: Second
Dimensions: 16 x 29
Length: 16.00
Width: 29.00
Dimensions: 16 x 29
Kitchen
Level: Second
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Bedroom
Level: Third
Dimensions: 14 x 14
Length: 14.00
Width: 14.00
Dimensions: 14 x 14
Bedroom
Level: Third
Dimensions: 13 x 13
Length: 13.00
Width: 13.00
Dimensions: 13 x 13
Bedroom
Level: Third
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Listing Office:
Christies International Real Estate Emerald Coast
Last Updated: March – 09 – 2026
Information deemed reliable but not guaranteed.