16525 Front Beach Road, Panama City Beach, FL 32413 (MLS# 786551)

16525 Front Beach Road, Panama City Beach, FL 32413

$4,750,000

Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,735 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $4,750,000 List Date: 3/09/2026 Last Modified: 4/27/2026

Overview

Description

Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home … (Read more) Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you’re seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you’ll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park’s restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.

Listing Details MLS# 786551

Contract Info

List Price/SqFt: 1271.75

Location

Area: 03 – Bay County – Beach
Street #: 16525
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Lullwater Beach
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 33341-000-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road
Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3735
SqFt Source: Prop App Site
Full Baths: 6
Half Baths: Yes
Total Baths: 7
# of Stories in Building: 3
Year Built: 2022
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 3
Driveway Spaces: 5
Lot Dimensions: 50×124
Acreage: 0.14
Lot Size (SqFt): 6098
Beach Frontage: 50
Pool: Yes
Pool Type: Private

Waterfront Feature

Waterfront Feet: 50
Shore – Beach: Yes

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
New Buyer Fee: No
Last Taxes: 30346
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. 16525 Front Beach Road is a fully furnished, turnkey beachfront home offering 50 feet of pristine Gulf frontage, its own beach walkover right out the back door over the dune, a heated pool, and rental projections of $359,000 annually with accommodations for up to 22 guests. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and offered fully furnished, this Gulf front home is move-in ready. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.

More Information

Balcony

First: Yes

Great Room

Second: Yes

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes

Recreation Room

First: Yes

Appliances

Bar Fridge: Yes
Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Pantry: Yes
Security System: Yes
Stairs: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Wood/Frame: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Shower: Yes
Storm Doors: Yes
Storm Windows: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Smart Thermostat: Yes

Kitchen

Second: Yes

Lot Features

Dedicated Beach: Yes
Interior Lot: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Carport Attached: Yes
No Garage: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Recreation Room: Yes

Utilities

Cable – Available: Yes
TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes
Second: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Security Features

Security System: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Balcony; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Storm Doors; Storm Windows Financing: Cash; Conventional; VA Furnished: Furnished Interior: Bunk Room; Smart Thermostat Kitchen: Second Lot Features: Dedicated Beach; Interior Lot; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Balcony: First Great Room: Second Pool Features: Gunite Concrete; Heated – Gas Recreation Room: First Security Features: Security System Parking Features: Carport Attached; No Garage; Paved Rooms: Balcony; Bedroom; Great Room; Kitchen; Recreation Room Utilities: Cable – Available; TV Cable; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf; Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	10 x 13	10.00	13.00
Recreation Room	First	14 x 13	14.00	13.00
Balcony	First	16 x 22	16.00	22.00
Bedroom	Second	11 x 12	11.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Great Room	Second	16 x 29	16.00	29.00
Kitchen	Second	16 x 14	16.00	14.00
Bedroom	Third	14 x 14	14.00	14.00
Bedroom	Third	13 x 13	13.00	13.00
Bedroom	Third	16 x 14	16.00	14.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: April – 27 – 2026

Information deemed reliable but not guaranteed.