16525 Front Beach Road, Panama City Beach, FL 32413

New Listing
$4,950,000
Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,735 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $4,950,000 List Date: 3/09/2026 Last Modified: 3/09/2026

Description

Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you’ll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park’s restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.

More Information MLS# 786551

Listing Info, Tax and Legal

Homestead: No HOA Fee: No Senior Community: No New Buyer Fee: No Last Taxes: 30346 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Contract Info

List Price/SqFt: 1325.3 Status: Active List Date: 2026-03-09 List Price: $4,950,000 Current Price: $4,950,000

Location

Sub Area: 0318 – Beach – Central South Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road Area: 03 – Bay County – Beach Street #: 16525 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Subdivision: Lullwater Beach Parcel ID: 33341-000-000 Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50′ ON S R/W HWY 98 & EXTENDING 124.37′ ORB 4636 P 686

General Property Info

Acreage: 0.14 Design: Beach House Lot Size (SqFt): 6098 Apx SqFt(Htd/Cooled): 3735 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 # of Stories in Building: 3 Pre-Const Flip: No Lot Dimensions: 50×124 New Construction: No Garage Y/N: No Beach Frontage: 50 Covered Spaces: 3 Driveway Spaces: 5 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 6 Full Baths: 6 Total Baths: 7 Year Built: 2022

Remarks & Misc

Remarks: Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you’ll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park’s restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.

Balcony

First: 1

Great Room

Second: 1

Pool Features

Gunite Concrete: 1 Heated – Gas: 1

Recreation Room

First: 1

Appliances

Bar Fridge: 1 Cooktop – Gas: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Ice Maker: 1 Microwave: 1 Oven – Electric: 1 Range – Gas: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater – Gas: 1 Water Heater – Tankless: 1

Interior Features

Breakfast Bar: 1 Floor – Tile: 1 Floor – Vinyl: 1 Floor – Vinyl Plank: 1 Kitchen Island: 1 Lighting – Recessed: 1 Lock Out Closet: 1 Pantry: 1 Security System: 1 Stairs: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Foundation – On Piling: 1 Wood/Frame: 1 Roof – Metal: 1 Siding – Hardie Board: 1

Exterior

Balcony: 1 Deck Covered: 1 Deck Open: 1 Double Pane Windows: 1 Fenced Lot-Part: 1 Shower: 1 Storm Doors: 1 Storm Windows: 1

Waterfront Feature

Shore – Beach: 1 Waterfront Feet: 50

Financing

Cash: 1 Conventional: 1 VA: 1

Furnished

Furnished: 1

Interior

Bunk Room: 1 Smart Thermostat: 1

Kitchen

Second: 1

Lot Features

Dedicated Beach: 1 Interior Lot: 1 Survey Available: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1 Paved Road: 1

Parking Features

Carport Attached: 1 No Garage: 1 Paved: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed Balcony: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Rooms

Balcony: 1 Bedroom: 1 Great Room: 1 Kitchen: 1 Recreation Room: 1

Utilities

Cable – Available: 1 TV Cable: 1 Electricity – Connected: 1 Public Sewer – Connected: 1

Waterview

Gulf: 1

Waterfront Type

Gulf: 1

Bedroom

First: 1 Second: 1 Third: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 Heat Pump: 1

Heating

Central: 1 Electric: 1 Heat Pump: 1

Security Features

Security System: 1

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Balcony; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Storm Doors; Storm Windows Financing: Cash; Conventional; VA Furnished: Furnished Interior: Bunk Room; Smart Thermostat Kitchen: Second Lot Features: Dedicated Beach; Interior Lot; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Balcony: First Great Room: Second Pool Features: Gunite Concrete; Heated – Gas Recreation Room: First Security Features: Security System Parking Features: Carport Attached; No Garage; Paved Rooms: Balcony; Bedroom; Great Room; Kitchen; Recreation Room Utilities: Cable – Available; TV Cable; Electricity – Connected; Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Bedroom Level: First Dimensions: 10 x 13 Length: 10.00 Width: 13.00 Dimensions: 10 x 13 Recreation Room Level: First Dimensions: 14 x 13 Length: 14.00 Width: 13.00 Dimensions: 14 x 13 Balcony Level: First Dimensions: 16 x 22 Length: 16.00 Width: 22.00 Dimensions: 16 x 22 Bedroom Level: Second Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Great Room Level: Second Dimensions: 16 x 29 Length: 16.00 Width: 29.00 Dimensions: 16 x 29 Kitchen Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: Third Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Bedroom Level: Third Dimensions: 13 x 13 Length: 13.00 Width: 13.00 Dimensions: 13 x 13 Bedroom Level: Third Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14
Listing Office: Christies International Real Estate Emerald Coast
Last Updated: March – 09 – 2026
Information deemed reliable but not guaranteed.