1700 Billings Avenue, Panama City, FL 32401

$274,900
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 995 Lot Size (sq. ft.): 9,235 Status: Active
Current Price: $274,900 List Date: 8/17/2025 Last Modified: 2/22/2026

Description

New Improved Price! Charming Coastal Cottage in the heart of historical ST. ANDREWS just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business. Walk or ride your golf cart to the nearby parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. Interior renovations include Cali Bamboo Longboard LVP and was added to compliment the original pine hardwood flooring. The stylish kitchen features quartz countertops, stainless farm sink, refinished shaker cabinets, KitchenAid range, Bosch dishwasher and new Frigidaire SS refrigerator. Adjacent to the kitchen is the sunroom with all new windows installed and additional lower cabinets with butcher block; practical for extra storage and counter space. The bath boasts a marble vanity, new mirror/light and medicine cabinet. Some of the major updates include structural beam work (Alpha Foundation), PEX plumbing, relocated sub-panel with wiring and new hot water heater with expansion tank. Exterior highlights include painted aluminum siding & trim, rebuilt screened front porch, back patio deck, paver lined walkway and drive and extended utility/workshop with Maytag W/D and utility sink. If you enjoy entertaining outdoors, this is one of the nicest yards with mature oak shade trees and a white picket fence surrounding the lot. Sit outside under the gazebo or front porch enhanced with outdoor furnishings.. There’s even a Blackstone grill included! Make an appointment today to see this unique home in a great location!

More Information MLS# 777742

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: No Is Subject Leased: No New Buyer Fee: No Last Taxes: 2158 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 276.28 Status: Active List Date: 2025-08-15 List Price: $274,900 Current Price: $274,900

Location

Sub Area: 0203 – Bay – Central SW Community/Resort: None Waterfront: No Elementary School: Lucille Moore Middle School: Jinks High School: Bay Directions: East on Hwy 98 (15th St) turn right on Billings Avenue (corner of Billings & 17th St) Area: 02 – Bay County – Central Street #: 1700 Street Name: Billings Street Suffix: Avenue State: FL Zip Code: 32401 County: Bay Subdivision: No Named Subdivision Parcel ID: 29034-000-000 Legal Description: 36 3S 15W W1/2 OF SW1/4 LOT 10 BLK 11 ORB 4508 P 737

General Property Info

Acreage: 0.21 Design: Florida Cottage Lot Size (SqFt): 9235 Apx SqFt(Htd/Cooled): 995 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Agent Measured Pre-Const Flip: No Lot Dimensions: 66 x 140 New Construction: No Garage Y/N: No Covered Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 1 Total Baths: 1 Year Built: 1942

Remarks & Misc

Remarks: New Improved Price! Charming Coastal Cottage in the heart of historical ST. ANDREWS just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business. Walk or ride your golf cart to the nearby parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. Interior renovations include Cali Bamboo Longboard LVP and was added to compliment the original pine hardwood flooring. The stylish kitchen features quartz countertops, stainless farm sink, refinished shaker cabinets, KitchenAid range, Bosch dishwasher and new Frigidaire SS refrigerator. Adjacent to the kitchen is the sunroom with all new windows installed and additional lower cabinets with butcher block; practical for extra storage and counter space. The bath boasts a marble vanity, new mirror/light and medicine cabinet. Some of the major updates include structural beam work (Alpha Foundation), PEX plumbing, relocated sub-panel with wiring and new hot water heater with expansion tank. Exterior highlights include painted aluminum siding & trim, rebuilt screened front porch, back patio deck, paver lined walkway and drive and extended utility/workshop with Maytag W/D and utility sink. If you enjoy entertaining outdoors, this is one of the nicest yards with mature oak shade trees and a white picket fence surrounding the lot. Sit outside under the gazebo or front porch enhanced with outdoor furnishings.. There’s even a Blackstone grill included! Make an appointment today to see this unique home in a great location!

Florida Room

First: 1

Master Bathroom

First: 1

Appliances

Dishwasher: 1 Dryer: 1 Oven – Electric: 1 Range – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Floor – Hardwood: 1 Floor – Vinyl Plank: 1

Construction/Siding

Foundation – Off Grade: 1 Wood/Frame: 1 Roof – Metal: 1 Siding – Metal: 1

Exterior

Fenced Lot-All: 1 Patio Open: 1 Porch Screened: 1

Other Structures

Gazebo: 1 Workshop: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Furnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Corner Lot: 1 Landscaped: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1

Parking Features

Carport Detached: 1

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo: 1

Present Zoning

Historical: 1 Other – See Remarks: 1

Rooms

Bedroom: 1 Florida Room: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1

Utilities

Electricity – Connected: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Sale Type

As Is: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1 Electric: 1

Security Features

See Remarks: 1

Property Features

Appliances: Dishwasher; Dryer; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Fenced Lot-All; Patio Open; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Corner Lot; Landscaped; Within 1/2 Mile to Water Lot Access: City Street Master Bathroom: First Florida Room: First Security Features: See Remarks Parking Features: Carport Detached Other Structures: Gazebo; Workshop Rooms: Bedroom; Florida Room; Kitchen; Living Room; Master Bathroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Historical; Other – See Remarks

Room Information

Master Bathroom Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Bedroom Level: First Dimensions: 9 x 9 Length: 9.00 Width: 9.00 Dimensions: 9 x 9 Bedroom Level: First Dimensions: 9 x 9 Length: 9.00 Width: 9.00 Dimensions: 9 x 9 Living Room Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Kitchen Level: First Dimensions: 9.7 x 7.7 Length: 9.70 Width: 7.70 Dimensions: 9.7 x 7.7 Florida Room Level: First Dimensions: 16.6 x 12 Length: 16.60 Width: 12.00 Dimensions: 16.6 x 12
Listing Office: Anchor Realty Florida
Last Updated: February – 22 – 2026
Information deemed reliable but not guaranteed.