1700 Billings Avenue, Panama City, FL 32401

$259,900
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 995 Lot Size (sq. ft.): 9,235 Status: Active
Current Price: $259,900 List Date: 8/17/2025 Last Modified: 4/11/2026

Overview

Description

Motivated Seller! Charming Coastal Cottage in the heart of historical ST. ANDREWS just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business. Walk or ride your golf cart to the nearby parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. Interior renovations include Cali Bamboo Longboard LVP and was added to compliment the original pine hardwood flooring. The stylish kitchen features quartz countertops, stainless farm sink, refinished shaker cabinets, KitchenAid range, Bosch dishwasher and new Frigidaire SS refrigerator. Adjacent to the kitchen is the sunroom with all new windows installed and additional lower cabinets with butcher block; practical for extra storage and counter space.

Listing Details MLS# 777742

Contract Info

List Price/SqFt
261.21

Location

Area
02 – Bay County – Central
Street #
1700
Street Name
Billings
Street Suffix
Avenue
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
29034-000-000
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Directions
East on Hwy 98 (15th St) turn right on Billings Avenue (corner of Billings & 17th St)
Legal Description
36 3S 15W W1/2 OF SW1/4 LOT 10 BLK 11 ORB 4508 P 737

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
995
SqFt Source
Agent Measured
Full Baths
Yes
Total Baths
Yes
Year Built
1942
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
2
Lot Dimensions
66 x 140
Acreage
0.21
Lot Size (SqFt)
9235
Pool
No

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
No
Is Subject Leased
No
New Buyer Fee
No
Last Taxes
2158
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Motivated Seller! Charming Coastal Cottage in the heart of historical ST. ANDREWS just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business. Walk or ride your golf cart to the nearby parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. Interior renovations include Cali Bamboo Longboard LVP and was added to compliment the original pine hardwood flooring. The stylish kitchen features quartz countertops, stainless farm sink, refinished shaker cabinets, KitchenAid range, Bosch dishwasher and new Frigidaire SS refrigerator. Adjacent to the kitchen is the sunroom with all new windows installed and additional lower cabinets with butcher block; practical for extra storage and counter space. The bath boasts a marble vanity, new mirror/light and medicine cabinet. Some of the major updates include structural beam work (Alpha Foundation), PEX plumbing, relocated sub-panel with wiring and new hot water heater with expansion tank. Exterior highlights include painted aluminum siding & trim, rebuilt screened front porch, back patio deck, paver lined walkway and drive and extended utility/workshop with Maytag W/D and utility sink. If you enjoy entertaining outdoors, this is one of the nicest yards with mature oak shade trees and a white picket fence surrounding the lot. Sit outside under the gazebo or front porch enhanced with outdoor furnishings.. There's even a Blackstone grill included! Make an appointment today to see this unique home in a great location!

Florida Room

First
Yes

More Information

Master Bathroom

First
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Floor – Hardwood
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Foundation – Off Grade
Yes
Wood/Frame
Yes
Roof – Metal
Yes
Siding – Metal
Yes

Exterior

Fenced Lot-All
Yes
Patio Open
Yes
Porch Screened
Yes

Other Structures

Gazebo
Yes
Workshop
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Corner Lot
Yes
Landscaped
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes

Parking Features

Carport Detached
Yes

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo
Yes

Present Zoning

Historical
Yes
Other – See Remarks
Yes

Rooms

Bedroom
Yes
Florida Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bathroom
Yes

Utilities

Electricity – Connected
Yes
Internet – Broadband Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes
Electric
Yes

Security Features

See Remarks
Yes

Property Features

Appliances: Dishwasher; Dryer; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Fenced Lot-All; Patio Open; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Corner Lot; Landscaped; Within 1/2 Mile to Water Lot Access: City Street Master Bathroom: First Florida Room: First Security Features: See Remarks Parking Features: Carport Detached Other Structures: Gazebo; Workshop Rooms: Bedroom; Florida Room; Kitchen; Living Room; Master Bathroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Historical; Other – See Remarks

Room Information

Room Name Level Dimensions Length Width
Master Bathroom First 10 x 9 10.00 9.00
Bedroom First 9 x 9 9.00 9.00
Bedroom First 9 x 9 9.00 9.00
Living Room First 12 x 11 12.00 11.00
Kitchen First 9.7 x 7.7 9.70 7.70
Florida Room First 16.6 x 12 16.60 12.00
Listing Office: Anchor Realty Florida
Last Updated: April – 11 – 2026
Information deemed reliable but not guaranteed.