1703 W 10th Street, Panama City, FL 32401 (MLS# 793499)

1703 W 10th Street, Panama City, FL 32401

New Listing

$325,000

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,115 Lot Size (sq. ft.): 20,909 Status: Active

Current Price: $325,000 List Date: 8/03/2026 Last Modified: 8/03/2026

Overview

Description

This updated Florida cottage offers comfortable coastal living in the heart of Beach Drive/Lake Caroline area. Located a short walk or golf cart ride from Beach Drive beaches and local shopping and dining, the property combines a classic look with extensive modern updates. The home sits on a rare, large lot of nearly half an acre, providing plenty of space for future additions, a pool, or new construction.The interior has been fully updated for turn-key convenience. Features include refinished original hardwood floors with a durable polyurethane finish, brand-new ceilings in all rooms, and custom built-in bookshelves next to the fireplace. The kitchen includes new custom wood cabinets, and the master suite features a cedar-lined closet. Additional living spaces include a sunlit Florida room and a utility room, both upgraded with new tile flooring.Every major home system and structural component has been replaced or updated for peace of mind. The exterior features a brand-new roof with … (Read more)

Listing Details MLS# 793499

Contract Info

List Price/SqFt: 291.48

Location

Area: 02 – Bay County – Central
Street #: 1703
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Old Town Plat
Community/Resort: None
Waterfront: No
Parcel ID: 19456-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From the intersection of Frankford and 11th St , travel east to Fortune Ave and turn South by St John Catholic Church. Turn left and home will be on your right.
Legal Description: OLD TOWN PLAT LOT 6 & W 5' LOT 5 & E 60' LOT 7 BLK 20 ORB 3103 P 453

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1115
SqFt Source: An Appraiser
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 1950
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 140.0 ft x 150.0 ft
Acreage: 0.48
Lot Size (SqFt): 20909
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 1395.53
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City

Remarks & Misc

Remarks: This updated Florida cottage offers comfortable coastal living in the heart of Beach Drive/Lake Caroline area. Located a short walk or golf cart ride from Beach Drive beaches and local shopping and dining, the property combines a classic look with extensive modern updates. The home sits on a rare, large lot of nearly half an acre, providing plenty of space for future additions, a pool, or new construction.The interior has been fully updated for turn-key convenience. Features include refinished original hardwood floors with a durable polyurethane finish, brand-new ceilings in all rooms, and custom built-in bookshelves next to the fireplace. The kitchen includes new custom wood cabinets, and the master suite features a cedar-lined closet. Additional living spaces include a sunlit Florida room and a utility room, both upgraded with new tile flooring.Every major home system and structural component has been replaced or updated for peace of mind. The exterior features a brand-new roof with all underlying wood replaced, 30-year warranty shingles, new windows, and new doors. Inside the walls, the home has been fully re-wired and completely re-piped with flexible water lines. Comfort and utility are handled by a new high-efficiency A/C unit with a heat pump installed in January 2026, a recently replaced water heater, a new storage shed, and a full irrigation system powered by a brand-new 2026 well pump. This property offers a rare combination of a prime St. Andrews location and completely updated, low-maintenance systems. Contact us today to schedule a viewing.

Den

First: Yes

More Information

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes

Construction/Siding

Block: Yes
Foundation – Off Grade: Yes
Roof – Dimensional Shg: Yes

Exterior

Double Pane Windows: Yes
Fenced Lot-Part: Yes
Porch Screened: Yes

Other Structures

Outbuilding: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Den: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Electric: Yes
Heat Pump: Yes

Property Features

Appliances: Dishwasher; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Electric; Heat Pump Exterior: Double Pane Windows; Fenced Lot-Part; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Within 1/2 Mile to Water Lot Access: City Street Den: First Dining Room: First Other Structures: Outbuilding Rooms: Den; Dining Room; Kitchen; Living Room Utilities: Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 12	20.00	12.00
Kitchen	First	10 x 12	10.00	12.00
Dining Room	First	10 x 8	10.00	8.00
Den	First	9 x 14	9.00	14.00

Listing Office: Anchor Realty Florida

Last Updated: August – 03 – 2026

Information deemed reliable but not guaranteed.