1709 Cincinnati Avenue, Panama City, FL 32401
$199,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,056
Lot Size (sq. ft.):
9,148
Status:
Active
Current Price:
$199,000
List Date:
4/03/2026
Last Modified:
4/15/2026
Overview
Description
…
(Read more)
Fixer-upper opportunity–calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available.
Great potential for those ready to add value.
Just a short walk to Historic St. Andrews’ shops and restaurants, enjoy brunch at Alice’s, lunch overlooking the bay at Uncle Ernie’s, dinner at Hunt’s Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB.
Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you’ll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes.
The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you’re searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ”Neighborhood General” for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!
Listing Details MLS# 781008
Contract Info
- List Price/SqFt
- 188.45
Location
- Area
- 02 – Bay County – Central
- Street #
- 1709
- Street Name
- Cincinnati
- Street Suffix
- Avenue
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- Lakeside
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 29126-000-000
- Elementary School
- Lucille Moore
- Middle School
- Jinks
- High School
- Bay
- Directions
- Off hwy 98 onto Cincinnati Ave. Property is second on the right.
- Legal Description
- Lot 6, Block 13, Lakeside, according to the map or plat thereof, recorded in Plat Book 2, Page(s) 42, Public Records of Bay County, Florida.
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Florida Cottage
- Apx SqFt(Htd/Cooled)
- 1056
- SqFt Source
- An Appraiser
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 1941
- Immediate Occupancy
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Driveway Spaces
- 2
- Lot Dimensions
- 66×140
- Acreage
- 0.21
- Lot Size (SqFt)
- 9148
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 2064
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Fixer-upper opportunity–calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available. Great potential for those ready to add value. Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB. Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes. The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ''Neighborhood General'' for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!
Dining Room
- First
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Range – Electric
- Yes
- Range Hood
- Yes
- Refrigerator
- Yes
- Washer/Dryer Stacked
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Floor – Hardwood
- Yes
- Window – Treatment None
- Yes
Construction/Siding
- Foundation – Off Grade
- Yes
- Roof – Composite Shngl
- Yes
- Siding – Asbestos
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Fenced Back Yard
- Yes
- Fenced Lot-Part
- Yes
- Porch Covered
- Yes
Financing
- Cash
- Yes
Furnished
- Unfurnished
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Access
- City Street
- Yes
Parking Features
- Driveway
- Yes
- Unpaved
- Yes
Mstr Bath / Mstr Bdrm
- MBed First Floor
- Yes
Present Zoning
- Mixed Use
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Full Bathroom
- Yes
- Kitchen
- Yes
- Living Room
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Full Bathroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Security Features
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Range – Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric
Full Bathroom:
First
Bedroom:
First
Cooling:
Central Air
Heating:
Central
Exterior:
Fenced Back Yard; Fenced Lot-Part; Porch Covered
Financing:
Cash
Furnished:
Unfurnished
Kitchen:
First
Living Room:
First
Lot Access:
City Street
Dining Room:
First
Security Features:
Smoke Detector(s)
Parking Features:
Driveway; Unpaved
Rooms:
Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Present Zoning:
Mixed Use
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Bedroom | First | 12 x 10 | 12.00 | 10.00 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
| Living Room | First | 16 x 12 | 16.00 | 12.00 |
| Kitchen | First | 15 x 10 | 15.00 | 10.00 |
| Dining Room | First | 33 x 10 | 33.00 | 10.00 |
| Full Bathroom | First | 10 x 10 | 10.00 | 10.00 |
| Full Bathroom | First | 6 x 6 | 6.00 | 6.00 |
Listing Office:
Coastal Choice Realty LLC
Last Updated: April – 15 – 2026
Information deemed reliable but not guaranteed.