1709 Cincinnati Avenue, Panama City, FL 32401

$199,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,056 Lot Size (sq. ft.): 9,148 Status: Active
Current Price: $199,000 List Date: 4/03/2026 Last Modified: 4/15/2026

Overview

Description

Fixer-upper opportunity–calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available. Great potential for those ready to add value. Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB. Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, a

Listing Details MLS# 781008

Contract Info

List Price/SqFt
188.45

Location

Area
02 – Bay County – Central
Street #
1709
Street Name
Cincinnati
Street Suffix
Avenue
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Lakeside
Community/Resort
None
Waterfront
No
Parcel ID
29126-000-000
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Directions
Off hwy 98 onto Cincinnati Ave. Property is second on the right.
Legal Description
Lot 6, Block 13, Lakeside, according to the map or plat thereof, recorded in Plat Book 2, Page(s) 42, Public Records of Bay County, Florida.

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1056
SqFt Source
An Appraiser
Full Baths
2
Total Baths
2
Year Built
1941
Immediate Occupancy
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
66×140
Acreage
0.21
Lot Size (SqFt)
9148
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
2064
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Fixer-upper opportunity–calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available. Great potential for those ready to add value. Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB. Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes. The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ''Neighborhood General'' for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!

Dining Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Range – Electric
Yes
Range Hood
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Hardwood
Yes
Window – Treatment None
Yes

Construction/Siding

Foundation – Off Grade
Yes
Roof – Composite Shngl
Yes
Siding – Asbestos
Yes
Siding – Hardie Board
Yes

Exterior

Fenced Back Yard
Yes
Fenced Lot-Part
Yes
Porch Covered
Yes

Financing

Cash
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Access

City Street
Yes

Parking Features

Driveway
Yes
Unpaved
Yes

Mstr Bath / Mstr Bdrm

MBed First Floor
Yes

Present Zoning

Mixed Use
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Living Room
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Full Bathroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Range – Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Fenced Back Yard; Fenced Lot-Part; Porch Covered Financing: Cash Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: City Street Dining Room: First Security Features: Smoke Detector(s) Parking Features: Driveway; Unpaved Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Mixed Use

Room Information

Room Name Level Dimensions Length Width
Bedroom First 12 x 10 12.00 10.00
Bedroom First 10 x 10 10.00 10.00
Living Room First 16 x 12 16.00 12.00
Kitchen First 15 x 10 15.00 10.00
Dining Room First 33 x 10 33.00 10.00
Full Bathroom First 10 x 10 10.00 10.00
Full Bathroom First 6 x 6 6.00 6.00
Listing Office: Coastal Choice Realty LLC
Last Updated: April – 15 – 2026
Information deemed reliable but not guaranteed.