171 Grafton Street, Panama City, FL 32409 (MLS# 784834)

171 Grafton Street, Panama City, FL 32409

$405,000

Virtual Tour

https://www.zillow.com/view-imx/68e15aed-8e56-46e7-9476-1979f51f3910?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,303 Lot Size (sq. ft.): 11,979 Status: Active

Current Price: $405,000 List Date: 2/06/2026 Last Modified: 9/27/2026

Overview

Description

VERY MOTIVATED SELLERS! Bring us an offer. Looking for more space, a great backyard, and a community with amenities you'll actually enjoy? This 4-bedroom, 2.5-bath, 2,303 sq. ft. home in Fanning Bayou deserves a look! Inside, you'll find an open floor plan with vaulted ceilings, a spacious kitchen with granite countertops, a large island, updated appliances, and an oversized pantry. The primary suite features a beautiful ensuite and large walk-in closet, while three additional bedrooms provide plenty of flexibility. Step outside to a fully fenced backyard, extended covered porch, and peaceful pond views–perfect for morning coffee, entertaining, or relaxing after a long day. Enjoy neighborhood amenities including a 5,000 sq. ft. pool pavilion, grilling areas, and playground. ATTENTION: Qualified buyers may be eligible for a lender-paid 1/0 temporary rate buydown through preferred lender Brenda Barclay, Southern Mortgage Solutions. Subject to borrower, loan, property a … (Read more)

Open Houses

Saturday, October 3, 12:00 pm – 3:00 pm

Listing Details MLS# 784834

Contract Info

List Price/SqFt: 175.86

Location

Area: 04 – Bay County – North
Street #: 171
Street Name: Grafton
Street Suffix: Street
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Fanning Bayou
Community/Resort: None
Waterfront: No
Parcel ID: 08428-100-170
Elementary School: Southport
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: Headed North on HWY 77 from Lynn Haven, take a left on HWY 2300 (at GCSC Sign). Go down 2 miles, take a left in to Fanning Bayou. 1st round-a-bout make left. 2nd round-a-bout make right. Pass pond/ mailbox make a left onto Grafton St, house will be on right.
Legal Description: FANNING BAYOU PH 5 LOT 17 ORB 4551 P 1100

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2303
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 2019
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 75×150
Acreage: 0.28
Lot Size (SqFt): 11979
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 432.59
HOA Frequency: Quarterly
HOA Annual Amount: 1730.36
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 200
New Buyer Fee Paid: $
Last Taxes: 4770
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: VERY MOTIVATED SELLERS! Bring us an offer. Looking for more space, a great backyard, and a community with amenities you'll actually enjoy? This 4-bedroom, 2.5-bath, 2,303 sq. ft. home in Fanning Bayou deserves a look! Inside, you'll find an open floor plan with vaulted ceilings, a spacious kitchen with granite countertops, a large island, updated appliances, and an oversized pantry. The primary suite features a beautiful ensuite and large walk-in closet, while three additional bedrooms provide plenty of flexibility. Step outside to a fully fenced backyard, extended covered porch, and peaceful pond views–perfect for morning coffee, entertaining, or relaxing after a long day. Enjoy neighborhood amenities including a 5,000 sq. ft. pool pavilion, grilling areas, and playground. ATTENTION: Qualified buyers may be eligible for a lender-paid 1/0 temporary rate buydown through preferred lender Brenda Barclay, Southern Mortgage Solutions. Subject to borrower, loan, property and program eligibility. Terms and availability subject to change. Ask listing agent or lender for details. Brenda Barclay | Sr. Loan Officer Southern Mortgage Solutions

Dining Room

First: Yes

More Information

Garage

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes

Interior Features

Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Security System: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes

Exterior

Columns: Yes
Fenced Privacy: Yes
Porch Open: Yes
Storm Windows: Yes

Farm Info

Pond: Yes

Other Structures

Shed(s): Yes

Association Fees Include

BBQ Pit/Grill: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Retention Pond: Yes
Survey Available: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Fiber Optic: Yes
Lift Station: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric; Water Purifier – Owned Full Bathroom: First Half Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Columns; Fenced Privacy; Porch Open; Storm Windows Farm Info: Pond Association Fees Include: BBQ Pit/Grill; Pavilion/Gazebo; Playground; Pool; Whirlpool Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Ceiling – Tray; Floor – Carpet; Smart Thermostat Kitchen: First Living Room: First Lot Features: Landscaped; Retention Pond; Survey Available Lot Access: Paved Road Primary Bathroom: First Dining Room: First Garage: First Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Other Structures: Shed(s) Association Amenities: BBQ Pit/Grill; Pavilion/Gazebo; Playground; Pool Rooms: Bedroom; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Fiber Optic; Lift Station; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16.5 x 14.1	16.50	14.10
Bedroom	First	14 x 11	14.00	11.00
Bedroom	First	12 x 11	12.00	11.00
Bedroom	First	12 x 11	12.00	11.00
Primary Bathroom	First	14.1 x 10.1	14.10	10.10
Half Bathroom	First	8 x 7.11	8.00	7.11
Garage	First	20 x 19.9	20.00	19.90
Living Room	First	22.9 x 20	22.90	20.00
Kitchen	First	14.3 x 14.1	14.30	14.10
Dining Room	First	14.1 x 11.3	14.10	11.30
Full Bathroom	First	12.4 x 7	12.40	7.00

Listing Office: Beachy Beach Real Estate

Last Updated: September – 27 – 2026

Information deemed reliable but not guaranteed.