172 White Cap Way, Panama City Beach, FL 32407 (MLS# 789268)

172 White Cap Way, Panama City Beach, FL 32407

$275,000

Virtual Tour

https://listings.wattsupmedia.net/sites/eqlqpwbp/unbranded

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,432 Lot Size (sq. ft.): 1,742 Status: Active

Current Price: $275,000 List Date: 5/02/2026 Last Modified: 6/29/2026

Overview

Description

PRICE ADJUSTMENT!! Beautifully renovated townhome just minutes from the beach! Located in a highly desirable community with a well-maintained HOA, this property offers modern finishes, stylish upgrades, and a move-in-ready feel. Enjoy spacious living areas, updated features throughout, and a prime location close to shopping, dining, and coastal attractions. Great rental income opportunities. This one shows beautifully and won’t last long–submit your offer today! Bring ALL Offers!

Listing Details MLS# 789268

Contract Info

List Price/SqFt: 192.04

Location

Area: 03 – Bay County – Beach
Street #: 172
Street Name: White Cap
Street Suffix: Way
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Palm Cove
Community/Resort: Palm Cove
Waterfront: No
Parcel ID: 34039-803-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: USE GPS. From intersection Richard Jackson Blvd & Middle Beach rd go west on middle beach rd, right into Palm cove on emerald coast club blvd right on Cabana Ct,right on sand castle lane left on white car way. 172 will be on the left side.
Legal Description: PALM COVE PH 3 LOT 235 ORB 4200 P 327

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1432
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2005
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 25×65
Acreage: 0.04
Lot Size (SqFt): 1742
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 497
HOA Frequency: Quarterly
HOA Annual Amount: 1988
New Buyer Fee: No
Last Taxes: 3157
Last Tax Year: 2025
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: PRICE ADJUSTMENT!! Beautifully renovated townhome just minutes from the beach! Located in a highly desirable community with a well-maintained HOA, this property offers modern finishes, stylish upgrades, and a move-in-ready feel. Enjoy spacious living areas, updated features throughout, and a prime location close to shopping, dining, and coastal attractions. Great rental income opportunities. This one shows beautifully and won't last long–submit your offer today! Bring ALL Offers!

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Floor – Vinyl Plank: Yes

Construction/Siding

Siding – Stucco: Yes

Association Fees Include

Gated Community: Yes
Management: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Unfurnished: Yes

Parking Features

Driveway: Yes

Present Zoning

City: Yes
Resid Multi-Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Sewer Available: Yes
Public Water – Available: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Security Features

Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer Bedroom: First; Second Cooling: Central Air Heating: Central Association Fees Include: Gated Community; Management Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Pool Features: Inground Security Features: Security Gate; Smoke Detector(s) Parking Features: Driveway Association Amenities: Pool Rooms: Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Sewer Available; Public Water – Available Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Remarks
Bedroom	First	0 x 0	Buyer to measure
Bedroom	Second	0 x 0	Buyer to measure
Bedroom	Second	0 x 0	Buyer to measure

Listing Office: Corcoran Reverie

Last Updated: June – 29 – 2026

Information deemed reliable but not guaranteed.