172 White Sandy Drive, Panama City Beach, FL 32407 (MLS# 787646)

172 White Sandy Drive, Panama City Beach, FL 32407

$326,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,002 Status: Active

Current Price: $326,000 List Date: 4/07/2026 Last Modified: 6/04/2026

Overview

Description

Located on a serene canal just steps from the white sands and crystal clear waters of the Gulf! This unique 2 bedroom 2 1/2 bath townhome has been completely renovated with wood grain tile flooring, updated kitchen, new appliances, updated bathrooms, and tasteful additions that are like no other in the resort. The continuous water heater saves on space and provides ample hot water for guests getting ready for an evening out after a long day on the beach! Corner unit with space to spread out and extra room for parking a golf cart! Gulf Highlands Resort features many amenities including 11 pools (5 heated in winter), pickleball, tennis, shuffleboard, 2 playgrounds, gym, and a beachside clubhouse with a restaurant and pool right on the sand! Grab this for your family vacations and let the rental income offset your expenses. At Gulf Highlands Beach Resort, every season is Beach Season! Age, SF, and dimensions approximate.

Listing Details MLS# 787646

Contract Info

List Price/SqFt: 325.35

Location

Area: 03 – Bay County – Beach
Street #: 172
Street Name: White Sandy
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gulf Highlands Beach Resort
Community/Resort: Gulf Highlands Beach Resort/Condos
Waterfront: Yes
Gulf Access: No
Parcel ID: 34797-230-000
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: 0.9 miles west of Wal-Mart on Hutchison Blvd. Turn left into Gulf Highlands Beach Resort.
Legal Description: GULF HIGHLANDS BEACH RESORT UNRECORDED LOT 31 BLK I ORB 1163 P 1799 ORB 2030 P 518 ORB 2160 P 243

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1002
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 1987
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 25×82
Pool: No
Acreage: 0
Lot Size (SqFt): 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1121.78
HOA Frequency: Quarterly
HOA Annual Amount: 4487.12
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 2680
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: Located on a serene canal just steps from the white sands and crystal clear waters of the Gulf! This unique 2 bedroom 2 1/2 bath townhome has been completely renovated with wood grain tile flooring, updated kitchen, new appliances, updated bathrooms, and tasteful additions that are like no other in the resort. The continuous water heater saves on space and provides ample hot water for guests getting ready for an evening out after a long day on the beach! Corner unit with space to spread out and extra room for parking a golf cart! Gulf Highlands Resort features many amenities including 11 pools (5 heated in winter), pickleball, tennis, shuffleboard, 2 playgrounds, gym, and a beachside clubhouse with a restaurant and pool right on the sand! Grab this for your family vacations and let the rental income offset your expenses. At Gulf Highlands Beach Resort, every season is Beach Season! Age, SF, and dimensions approximate.

Balcony

Second: Yes

More Information

Dining Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes
Trim – Wood: Yes

Exterior

Balcony: Yes
Patio Open: Yes
Sprinkler System: Yes

Waterfront Feature

Bulkhead/Seawall: Yes

Association Fees Include

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Master Association: Yes
Mini Golf: Yes
Pest Control: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Tennis: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Flood Insurance Req: Yes
Sidewalk: Yes
UnRec Subdiv: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Assigned: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBed Balcony: Yes
MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Mini Golf: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Dining: Yes
Pickle Ball: Yes
Shuffleboard Court: Yes
Sidewalks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Natural Gas: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Oven – Gas; Refrigerator; Washer; Water Heater – Gas Full Bathroom: Second Half Bathroom: First Master Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Natural Gas Exterior: Balcony; Patio Open; Sprinkler System Association Fees Include: Beach; Community Room; Fishing; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Master Association; Mini Golf; Pest Control; Picnic Area; Playground; Pool; Security; Tennis; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Flood Insurance Req; Sidewalk; UnRec Subdiv; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Balcony: Second Dining Room: First Laundry: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Assigned; Paved Association Amenities: Beach; Community Room; Dining; Fishing; Exercise Room; Gated Community; Mini Golf; Pickle Ball; Picnic Area; Playground; Pool; Shuffleboard Court; Sidewalks; Tennis Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall Waterview: Canal Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	10 x 8	10.00	8.00
Dining Room	First	10 x 9	10.00	9.00
Living Room	First	13 x 12	13.00	12.00
Half Bathroom	First	6 x 3	6.00	3.00
Laundry	First	6 x 5	6.00	5.00
Bedroom	Second	13 x 10	13.00	10.00
Master Bedroom	Second	13 x 12	13.00	12.00
Full Bathroom	Second	8 x 5	8.00	5.00
Full Bathroom	Second	6 x 5	6.00	5.00
Balcony	Second	10 x 6	10.00	6.00

Listing Office: Emerald Coast Realty Inc

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.