17214 Front Beach Road T-20, Panama City Beach, FL 32413 (MLS# 791219)

17214 Front Beach Road T-20, Panama City Beach, FL 32413

New Listing

$239,900

Virtual Tour

https://www.zillow.com/view-imx/44e9f650-50db-4719-9557-ae89e8478585?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,118 Status: Active

Current Price: $239,900 List Date: 6/12/2026 Last Modified: 6/12/2026

Overview

Description

This inviting oasis at 17214 Front Beach Road, Unit T-20, offers the perfect blend of comfort and coastal convenience in the heart of Panama City Beach. Spanning 1,118 square feet with three bedrooms and three bathrooms, the layout feels thoughtfully designed for both everyday living and effortless entertaining. The rare third bedroom provides flexibility for guests or added income potential. Step out from the primary suite onto your private balcony to savor morning coffee with ocean breezes, while the secondary bedroom balcony offers another peaceful perch to unwind. Downstairs, the fenced back patio creates a quiet retreat for relaxing or gathering with friends. Two exterior storage closets keep beach gear and essentials neatly organized. The townhome connects only at the storage areas, giving you a greater sense of privacy than typical attached units. Beyond your door, the community amenities enhance everyday life with two sparkling pools and a clubhouse designed for connec … (Read more)

Listing Details MLS# 791219

Contract Info

List Price/SqFt: 214.58

Location

Area: 03 – Bay County – Beach
Street #: 17214
Street Name: Front Beach
Street Suffix: Road
Unit #: T-20
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Sand Castles West 3
Community/Resort: None
Waterfront: No
Parcel ID: 32827-568-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From HWY 79 and Front Beach Road: turn south onto Hwy 79 S. then turn right onto Front Beach Road. entrance is approx .4 miles on the right. drive straight and property is on the left. (Unit T20)
Legal Description: SAND CASTLES WEST III CONDO UNIT 20 ORB 2049 P 508 ORB 2284 P 467 2BR 2.5B 948 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: N/A
Apx SqFt(Htd/Cooled): 1118
SqFt Source: Agent Measured
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
# of Units in Bldg: Yes
Year Built: 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2948
HOA Frequency: Quarterly
HOA Annual Amount: 11792
New Buyer Fee: Yes
Last Taxes: 3145.44
Last Tax Year: 2025
Brokerage Interest: No Interest
Section: 18
Township: 3S
Range: 16W
Condo Doc: Yes

Remarks & Misc

Remarks: This inviting oasis at 17214 Front Beach Road, Unit T-20, offers the perfect blend of comfort and coastal convenience in the heart of Panama City Beach. Spanning 1,118 square feet with three bedrooms and three bathrooms, the layout feels thoughtfully designed for both everyday living and effortless entertaining. The rare third bedroom provides flexibility for guests or added income potential. Step out from the primary suite onto your private balcony to savor morning coffee with ocean breezes, while the secondary bedroom balcony offers another peaceful perch to unwind. Downstairs, the fenced back patio creates a quiet retreat for relaxing or gathering with friends. Two exterior storage closets keep beach gear and essentials neatly organized. The townhome connects only at the storage areas, giving you a greater sense of privacy than typical attached units. Beyond your door, the community amenities enhance everyday life with two sparkling pools and a clubhouse designed for connection. Best of all, the pristine sandy beach lies just across the street, an easy stroll away whenever the waves call. When you're ready for dining, shopping, or entertainment, Pier Park is only minutes from home. Ideal for investors seeking strong short-term rental performance or for those dreaming of their own beach escape, this property delivers both lifestyle and opportunity in one distinctive package. Schedule a private showing today and discover how this special home could become your next chapter on the beautiful shores of Panama City Beach. (All measurements are approximate and to be verified by the buyer, if important.)

Balcony

Second: Yes

More Information

Dining Room

First: Yes

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Other: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Ground Keeping: Yes
Insurance: Yes
Internet Service: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Driveway: Yes
Parking Lot: Yes
Paved: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Picnic Area: Yes
Pool: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed Balcony: Yes

Primary Bathroom

Second: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: Second Half Bathroom: First Primary Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Fenced Back Yard; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Insurance; Internet Service; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Termite Bond; Water Financing: Cash; Conventional Furnished: Furnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Dead End; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Balcony: Second Primary Bathroom: Second Dining Room: First Pool Features: Fenced; Inground Security Features: Smoke Detector(s) Parking Features: Additional Parking; Driveway; Parking Lot; Paved Other Structures: Other Association Amenities: BBQ Pit/Grill; Community Room; Picnic Area; Pool Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	14.3 x 12.1	14.30	12.10
Master Bathroom	Second	4.11 x 7.8	4.11	7.80
Bedroom	First	11.1 x 8.6	11.10	8.60
Half Bathroom	First	3.1 x 6.11	3.10	6.11
Bedroom	Second	13.7 x 14.3	13.70	14.30
Full Bathroom	Second	8.4 x 5	8.40	5.00
Living Room	First	17.3 x 16.3	17.30	16.30
Kitchen	First	8.1 x 11.1	8.10	11.10
Dining Room	First	8.4 x 11	8.40	11.00
Balcony	Second	3.11 x 5.1	3.11	5.10
Balcony	Second	7.1 x 17.1	7.10	17.10

Listing Office: Century 21 BE3

Last Updated: June – 12 – 2026

Information deemed reliable but not guaranteed.