17214 Front Beach Road T-20, Panama City Beach, FL 32413 (MLS# 791219)

17214 Front Beach Road T-20, Panama City Beach, FL 32413

New Listing

$219,000

Virtual Tour

https://www.zillow.com/view-imx/44e9f650-50db-4719-9557-ae89e8478585?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,118 Status: Active

Current Price: $219,000 List Date: 7/29/2026 Last Modified: 7/29/2026

Overview

Description

**Cash Offers Only** Discover the perfect combination of investment potential and coastal living with this beautifully maintained 2-bedroom with functional bunk room, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental. Recent updates provide added value and peace of mind, including a roof replacement in 2019 & exterior paint in 2022, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering. A standout feature is the rare third room set as a bunk room, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balc … (Read more) **Cash Offers Only** Discover the perfect combination of investment potential and coastal living with this beautifully maintained 2-bedroom with functional bunk room, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental. Recent updates provide added value and peace of mind, including a roof replacement in 2019 & exterior paint in 2022, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering. A standout feature is the rare third room set as a bunk room, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balcony off the guest bedroom provides additional outdoor living space. The fenced rear patio offers a private outdoor retreat for relaxing after a day at the beach, and two exterior storage closets provide ample space for beach gear, bicycles, and owner’s storage. Unlike many attached properties, this townhome is connected only at the storage areas, offering enhanced privacy and a more detached-home feel. Residents and guests enjoy access to two community pools and a clubhouse, while the sugar-white sands of the Gulf are located directly across the street for easy beach access. Situated on the sought-after west end of Panama City Beach, the property is just minutes from Pier Park, Frank Brown Park, popular restaurants, shopping, entertainment, and the scenic beaches that make the Emerald Coast famous. Whether you’re searching for a potentially strong-performing vacation rental, a personal beach retreat, or a full-time residence near the Gulf, this property presents an exceptional opportunity in one of Panama City Beach’s most desirable locations. ”All measurements are approximate and should be verified by the buyer if important. CONDO ASSOCIATION FEES PAID QUARTERLY – $2948/Quarterly”

Listing Details MLS# 791219

Contract Info

List Price/SqFt: 195.89

Location

Area: 03 – Bay County – Beach
Street #: 17214
Street Name: Front Beach
Street Suffix: Road
Unit #: T-20
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Sand Castles West 3
Community/Resort: None
Waterfront: No
Parcel ID: 32827-568-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From HWY 79 and Front Beach Road: turn south onto Hwy 79 S. then turn right onto Front Beach Road. entrance is approx .4 miles on the right. drive straight and property is on the left. (Unit T20)
Legal Description: SAND CASTLES WEST III CONDO UNIT 20 ORB 2049 P 508 ORB 2284 P 467 2BR 2.5B 948 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: N/A
Apx SqFt(Htd/Cooled): 1118
SqFt Source: Agent Measured
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
# of Units in Bldg: Yes
Year Built: 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2948
HOA Frequency: Quarterly
HOA Annual Amount: 11792
New Buyer Fee: No
Last Taxes: 3145.44
Last Tax Year: 2025
Brokerage Interest: No Interest
Section: 18
Township: 3S
Range: 16W
Condo Doc: Yes

Remarks & Misc

Remarks: **Cash Offers Only** Discover the perfect combination of investment potential and coastal living with this beautifully maintained 2-bedroom with functional bunk room, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental. Recent updates provide added value and peace of mind, including a roof replacement in 2019 & exterior paint in 2022, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering. A standout feature is the rare third room set as a bunk room, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balcony off the guest bedroom provides additional outdoor living space. The fenced rear patio offers a private outdoor retreat for relaxing after a day at the beach, and two exterior storage closets provide ample space for beach gear, bicycles, and owner's storage. Unlike many attached properties, this townhome is connected only at the storage areas, offering enhanced privacy and a more detached-home feel. Residents and guests enjoy access to two community pools and a clubhouse, while the sugar-white sands of the Gulf are located directly across the street for easy beach access. Situated on the sought-after west end of Panama City Beach, the property is just minutes from Pier Park, Frank Brown Park, popular restaurants, shopping, entertainment, and the scenic beaches that make the Emerald Coast famous. Whether you're searching for a potentially strong-performing vacation rental, a personal beach retreat, or a full-time residence near the Gulf, this property presents an exceptional opportunity in one of Panama City Beach's most desirable locations. ''All measurements are approximate and should be verified by the buyer if important. CONDO ASSOCIATION FEES PAID QUARTERLY – $2948/Quarterly''

Balcony

Second: Yes

More Information

Dining Room

First: Yes

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Plumbed For Ice Maker: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Other: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Driveway: Yes
Parking Lot: Yes
Paved: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Picnic Area: Yes
Pool: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed Balcony: Yes

Primary Bathroom

Second: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Oven – Electric; Plumbed For Ice Maker; Refrigerator; Washer; Water Heater – Electric Full Bathroom: Second Half Bathroom: First Primary Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Fenced Back Yard; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Water Financing: Cash Furnished: Furnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Dead End; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Balcony: Second Primary Bathroom: Second Dining Room: First Pool Features: Fenced; Inground Security Features: Smoke Detector(s) Parking Features: Additional Parking; Driveway; Parking Lot; Paved Other Structures: Other Association Amenities: BBQ Pit/Grill; Community Room; Picnic Area; Pool Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	14.3 x 12.1	14.30	12.10
Primary Bathroom	Second	4.11 x 7.8	4.11	7.80
Bedroom	First	11.1 x 8.6	11.10	8.60
Half Bathroom	First	3.1 x 6.11	3.10	6.11
Bedroom	Second	13.7 x 14.3	13.70	14.30
Full Bathroom	Second	8.4 x 5	8.40	5.00
Living Room	First	17.3 x 16.3	17.30	16.30
Kitchen	First	8.1 x 11.1	8.10	11.10
Dining Room	First	8.4 x 11	8.40	11.00
Balcony	Second	3.11 x 5.1	3.11	5.10
Balcony	Second	7.1 x 17.1	7.10	17.10

Listing Office: Century 21 BE3

Last Updated: July – 29 – 2026

Information deemed reliable but not guaranteed.