17281 Front Beach Road 1304, Panama City Beach, FL 32413 (MLS# 782371)

17281 Front Beach Road 1304, Panama City Beach, FL 32413

$499,900

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 1,026 Status: Pending

Current Price: $499,900 List Date: 12/05/2025 Last Modified: 6/01/2026

Overview

Description

MOTIVATED SELLER! Perfect for your personal get-away or as an income property… or both, Palazzo 1304 is a beautiful 1-bedroom, 2-bathroom condo with a spacious bunk room. Palazzo 1304 comfortably sleeps six and showcases stunning Gulf views the moment you walk in. Step inside and notice the new luxury vinyl plank flooring leading you to the primary bedroom, complete with new furniture and an ensuite primary bath. Continue down the hallway to find the expansive bunk room and its own full bathroom–perfect for guests or family. Convenience continues with a new stackable washer and dryer tucked neatly into a hallway closet. The kitchen features a counter-height bar, quartz countertops, new sink, and new stainless steel appliances, creating an ideal setup for meal prep and entertaining. A bar height round table provides additional seating. The open-concept living area–with its queen sleeper sofa–flows seamlessly out to the balcony, where the Gulf view steals the show. Key mechan … (Read more)

Listing Details MLS# 782371

Contract Info

List Price/SqFt: 487.23

Location

Area: 03 – Bay County – Beach
Street #: 17281
Street Name: Front Beach
Street Suffix: Road
Unit #: 1304
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0325 – Beach – West South
Subdivision: Palazzo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-150-093
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: South on 79 to the roundabout. West on Back Beach Road. Located on South side.
Legal Description: PALAZZO CONDOMINIUM UNIT 1304 TYPE C ORB 3018 P 748 ORB 4003 P 1507 1BR 1BUNK 2BA . 1026 H&C . 170 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1026
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Units in Bldg: 129
Year Built: 2008
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-30

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 829.28
HOA Frequency: Monthly
HOA Annual Amount: 9951.36
New Buyer Fee: No
Last Taxes: 5267
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: MOTIVATED SELLER! Perfect for your personal get-away or as an income property… or both, Palazzo 1304 is a beautiful 1-bedroom, 2-bathroom condo with a spacious bunk room. Palazzo 1304 comfortably sleeps six and showcases stunning Gulf views the moment you walk in. Step inside and notice the new luxury vinyl plank flooring leading you to the primary bedroom, complete with new furniture and an ensuite primary bath. Continue down the hallway to find the expansive bunk room and its own full bathroom–perfect for guests or family. Convenience continues with a new stackable washer and dryer tucked neatly into a hallway closet. The kitchen features a counter-height bar, quartz countertops, new sink, and new stainless steel appliances, creating an ideal setup for meal prep and entertaining. A bar height round table provides additional seating. The open-concept living area–with its queen sleeper sofa–flows seamlessly out to the balcony, where the Gulf view steals the show. Key mechanical updates include a water heater replacement in 2019 and HVAC replacement in 2017 with regular maintenance. Through Nov 2025, rental income is $28,000 with 6 weeks of remodeling and the 2024 rental income was $32,000. The Palazzo, built in 2008, offers resort style amenities including a state-of-the-art fitness center, under building parking, heated pool, hot tub, grilling and picnic areas, and owner pet walking area. Major building updates completed within the past 4 years include–with no special assessments–full exterior painting, new deck with beach access, pool and lobby area retiling, balcony resurfacing, and parking garage fire suppression replacement. 2026 HOA amounts have not risen for 3 years.

More Information

Bunk Hall

First: Yes

Pool Features

Heated – Gas: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Master Association: Yes
Pool: Yes
Repairs/Maintenance: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Additional Parking: Yes
Community Structure: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes
Dog Park: Yes

Rooms

Bunk Hall: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Building Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Master Association; Conference Center; Pool; Water Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Bunk Hall: First Pool Features: Heated – Gas; Inground Security Features: Building Security; Fire Alarm; Fire Sprinkler System; Secured Garage/Parking; Security Gate; Security Guard; Smoke Detector(s) Parking Features: Additional Parking; Community Structure Association Amenities: BBQ Pit/Grill; Community Room; Dog Park; Dumpster; Elevators; Exercise Room; Gated Community; Conference Center; Picnic Area; Pool; Security-24 hour; Whirlpool; Waterfront Rooms: Bunk Hall; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	17 x 17	17.00	17.00
Master Bedroom	First	12 x 11	12.00	11.00
Kitchen	First	9 x 13	9.00	13.00
Bunk Hall	First	7 x 8	7.00	8.00

Listing Office: Corcoran Reverie

Last Updated: June – 01 – 2026

Information deemed reliable but not guaranteed.