17545 Front Beach Road 402, Panama City Beach, FL 32413 (MLS# 788856)

17545 Front Beach Road 402, Panama City Beach, FL 32413

$524,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,146 Status: Active

Current Price: $524,900 List Date: 4/24/2026 Last Modified: 6/04/2026

Overview

Description

Welcome to Emerald Isle 402, where thoughtful updates, exceptional maintenance, and breathtaking Gulf views come together to create a truly turnkey beachfront retreat. Located on the desirable fourth floor, this spacious Gulf-front residence offers the convenience of a lower-floor location while still delivering stunning panoramic views of the emerald-green waters and sugar-white sands that define Panama City Beach. Designed for both personal enjoyment and strong rental performance, the open-concept floor plan comfortably accommodates up to six guests while maintaining a bright, airy feel throughout. Nine-foot ceilings, crown molding, and expansive sliding glass doors fill the living spaces with natural light and showcase the spectacular Gulf views from nearly every angle. The kitchen, dining, and living areas flow seamlessly together, creating an inviting space for gathering, entertaining, and relaxing after a day on the beach. What truly sets this residence apart is the extensive lis … (Read more) Welcome to Emerald Isle 402, where thoughtful updates, exceptional maintenance, and breathtaking Gulf views come together to create a truly turnkey beachfront retreat. Located on the desirable fourth floor, this spacious Gulf-front residence offers the convenience of a lower-floor location while still delivering stunning panoramic views of the emerald-green waters and sugar-white sands that define Panama City Beach. Designed for both personal enjoyment and strong rental performance, the open-concept floor plan comfortably accommodates up to six guests while maintaining a bright, airy feel throughout. Nine-foot ceilings, crown molding, and expansive sliding glass doors fill the living spaces with natural light and showcase the spectacular Gulf views from nearly every angle. The kitchen, dining, and living areas flow seamlessly together, creating an inviting space for gathering, entertaining, and relaxing after a day on the beach. What truly sets this residence apart is the extensive list of updates already completed. Luxury vinyl plank flooring throughout provides a clean, modern coastal aesthetic while offering exceptional durability for beachfront living. Both bathrooms feature beautifully updated custom walk-in showers, and the property has been meticulously maintained with recent improvements that include new LVP flooring (2025), washer and dryer (2024), HVAC system (2021), and water heater (2019). Offered fully furnished with high-end furnishings and accessories, the condo is truly move-in or rental ready from day one. The Gulf-front primary suite offers direct balcony access and stunning water views, creating a private sanctuary where you can wake up to the sights and sounds of the Gulf each morning. Both bedrooms feature private bathrooms, ensuring comfort and privacy for owners and guests alike. One of the home’s standout features is the oversized Gulf-front balcony, measuring approximately 10′ x 28′. Its distinctive curved design captures sweeping views of the coastline, providing the perfect setting for morning coffee, afternoon relaxation, or unforgettable sunsets. Accessible from both the living room and primary suite, the balcony serves as a true extension of the living space and embodies the best of coastal living. Additional conveniences include an exterior storage closet and HOA dues that cover most utilities, helping simplify ownership and property management. Emerald Isle owners and guests enjoy an outstanding collection of resort-style amenities, including indoor and outdoor pools, a whirlpool, Gulf-view fitness center, sauna, steam room, BBQ grilling area, and a poolside pavilion. Pet owners will also appreciate that owners are welcome to bring their four-legged family members. Situated on the quieter west end of Panama City Beach, Emerald Isle offers the perfect balance of tranquility and convenience. You’re just minutes from Pier Park, popular dining and entertainment venues, shopping, and Northwest Florida Beaches International Airport, while still enjoying the peaceful beachfront setting that continues to make this one of the area’s most sought-after destinations. Whether you’re searching for a primary residence, second home, or proven investment property, Emerald Isle 402 delivers the rare combination of updated finishes, excellent condition, resort amenities, and Gulf-front living that is increasingly difficult to find. All measurements and information are deemed reliable but should be verified if important.

Listing Details MLS# 788856

Contract Info

List Price/SqFt: 458.03

Location

Area: 03 – Bay County – Beach
Street #: 17545
Street Name: Front Beach
Street Suffix: Road
Unit #: 402
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Emerald Isle
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 38335-497-002
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From the corner of US-98 (Panama City Beach Parkway) and US-79 (N. Arnold Road), head North on US-79 to Front Beach Road. Head west (right turn off US-79) approximately 1 mile to property location – 17545 Front Beach Road
Legal Description: EMERALD ISLE CONDO UNIT 402 TYPE B ORB 2699 P 1716 2BD/2BR ORB 4159 P 2171 1146 SQ FT H&C . 271 SQ FT BALC

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2005
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1000
HOA Frequency: Monthly
HOA Annual Amount: 12000
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 6379
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Emerald Isle 402, where thoughtful updates, exceptional maintenance, and breathtaking Gulf views come together to create a truly turnkey beachfront retreat. Located on the desirable fourth floor, this spacious Gulf-front residence offers the convenience of a lower-floor location while still delivering stunning panoramic views of the emerald-green waters and sugar-white sands that define Panama City Beach. Designed for both personal enjoyment and strong rental performance, the open-concept floor plan comfortably accommodates up to six guests while maintaining a bright, airy feel throughout. Nine-foot ceilings, crown molding, and expansive sliding glass doors fill the living spaces with natural light and showcase the spectacular Gulf views from nearly every angle. The kitchen, dining, and living areas flow seamlessly together, creating an inviting space for gathering, entertaining, and relaxing after a day on the beach. What truly sets this residence apart is the extensive list of updates already completed. Luxury vinyl plank flooring throughout provides a clean, modern coastal aesthetic while offering exceptional durability for beachfront living. Both bathrooms feature beautifully updated custom walk-in showers, and the property has been meticulously maintained with recent improvements that include new LVP flooring (2025), washer and dryer (2024), HVAC system (2021), and water heater (2019). Offered fully furnished with high-end furnishings and accessories, the condo is truly move-in or rental ready from day one. The Gulf-front primary suite offers direct balcony access and stunning water views, creating a private sanctuary where you can wake up to the sights and sounds of the Gulf each morning. Both bedrooms feature private bathrooms, ensuring comfort and privacy for owners and guests alike. One of the home's standout features is the oversized Gulf-front balcony, measuring approximately 10' x 28'. Its distinctive curved design captures sweeping views of the coastline, providing the perfect setting for morning coffee, afternoon relaxation, or unforgettable sunsets. Accessible from both the living room and primary suite, the balcony serves as a true extension of the living space and embodies the best of coastal living. Additional conveniences include an exterior storage closet and HOA dues that cover most utilities, helping simplify ownership and property management. Emerald Isle owners and guests enjoy an outstanding collection of resort-style amenities, including indoor and outdoor pools, a whirlpool, Gulf-view fitness center, sauna, steam room, BBQ grilling area, and a poolside pavilion. Pet owners will also appreciate that owners are welcome to bring their four-legged family members. Situated on the quieter west end of Panama City Beach, Emerald Isle offers the perfect balance of tranquility and convenience. You're just minutes from Pier Park, popular dining and entertainment venues, shopping, and Northwest Florida Beaches International Airport, while still enjoying the peaceful beachfront setting that continues to make this one of the area's most sought-after destinations. Whether you're searching for a primary residence, second home, or proven investment property, Emerald Isle 402 delivers the rare combination of updated finishes, excellent condition, resort amenities, and Gulf-front living that is increasingly difficult to find. All measurements and information are deemed reliable but should be verified if important.

Dining Room

First: Yes

More Information

Master Bathroom

First: Yes

Pool Features

Heated – Electric: Yes
Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Steel/Frame: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Internet-WiFi: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Lot Features

Dedicated Beach: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Fishing: Yes
Pavilion/Gazebo: Yes
Sauna/Steam Room: Yes
Security-24 hour: Yes
Whirlpool: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Master Bathroom: Yes

Utilities

TV Cable: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer Full Bathroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Internet-WiFi; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Lot Features: Dedicated Beach; Within 1/2 Mile to Water Lot Access: City Street Master Bathroom: First Dining Room: First Pool Features: Heated – Electric; Inground; Indoor Security Features: Fire Alarm; Smoke Detector(s) Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Fishing; Exercise Room; Pavilion/Gazebo; Sauna/Steam Room; Security-24 hour; Whirlpool; Other – See Remarks Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Master Bathroom Sale Type: As Is Utilities: TV Cable; Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Dining Room	First	24 x 14	24.00	14.00	Dining/Living Combo
Kitchen	First	13 x 10	13.00	10.00
Master Bathroom	First	10 x 7	10.00	7.00
Bedroom	First	12 x 10	12.00	10.00
Full Bathroom	First	13 x 7	13.00	7.00

Listing Office: Keller Williams Realty Emerald

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.